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MARIANNE GERMAIN

Active
Private limited company (pre-2019)founded 2011active for 15 yearsRue Donceel 2, 4000 Liège, BelgiumKBO/BCE: BE 0837.361.606
Summary

MARIANNE GERMAIN has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €553,390 and a net result of €103,040. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 64% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-06-2011 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.201.532.982 4000 Liège, since 01-07-2011
Financial year end
30 June
Peppol
Reachable since 09-10-2025

Board and ownership

Board
  • Germain MarianneDirector

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€161,062
▲ 46.3%
Turnover
≈ €270,000
estimated
Profit
€103,040
▲ 71.2%
Equity
€553,390
▲ 22.9%
Total assets
€807,238
▲ 16.3%
  • 2025 accounts filed 26 days after the deadline
Filed on 26-02-2026
Score breakdownlowers riskLiquidity: current ratio 3.26, cash €696,784Size: total assets €807,238Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €553,390 (68.6% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 94+4
equity 68.6% of total assets
Liquidity 87+2
short-term debt 30.7% · cash 86.3%
Profitability 85+5
return on assets 12.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026highest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.26 (2.88 in 2024), above the usual 1.5. Short-term debt is 30.7% and cash 86.3% of total assets. 31.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 64% of them on solvency, 80% on liquidity, 53% on profitability and 69% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.26, cash €696,784
NBB · annual accounts
lowers risk · Size: total assets €807,238
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €553,390 (68.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
4 days late
2023
2 days early
2022
8 days early
2021
4 days early
2020
2 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 90% of companies in head offices and management consultancysector median €78,218 · 39,304 companies €553,390 View
  • Positive: 7 profitable years in a rowprofit 2025: €103,040 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as MARIANNE GERMAIN: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €672,000 and €904,000, founded between 2009 and 2013.

CompanyTotal assetsGross margin
MARIANNE GERMAIN Liège€807,238€161,062
LE ROOZ ENGINEERING Theux€697,567€163,786
IMMOKLEIN Waimes€861,315€182,523
IT 4 HEALTH Héron€760,626€166,636
SHAKE & SHAPE CAPITAL Sprimont€904,399€162,387
SOciété de GEStion et Construction Chaudfontaine€738,533€147,774
EMIGEST Liège€672,327€188,986
Full comparison

Key facts about MARIANNE GERMAIN

What is the company number of MARIANNE GERMAIN?
The company number of MARIANNE GERMAIN is 0837.361.606. The VAT number is the same number with BE in front: BE 0837.361.606.
Where is MARIANNE GERMAIN based?
The registered office is at Rue Donceel 2, 4000 Liège.Company details
What does MARIANNE GERMAIN do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of MARIANNE GERMAIN?
The legal form of MARIANNE GERMAIN is Private limited company (pre-2019) (BVBA).
When was MARIANNE GERMAIN founded?
MARIANNE GERMAIN was founded on 28-06-2011.
Is MARIANNE GERMAIN still active?
Yes, MARIANNE GERMAIN is an active enterprise in the KBO register.
What is the turnover of MARIANNE GERMAIN?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €161,062 and 110 comparable companies (NACE 70200). It probably lies between €230,000 and €320,000.Financials
Is MARIANNE GERMAIN profitable?
In financial year 2025, MARIANNE GERMAIN made a profit of €103,040.
Where can I find the annual accounts of MARIANNE GERMAIN?
MARIANNE GERMAIN filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MARIANNE GERMAIN due?
MARIANNE GERMAIN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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