IMMOKLEIN
ActiveIMMOKLEIN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €324k and a net result of €64k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +36 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+12
Solvency65▲+33
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 0.41 in 2024), and 62.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.6%
Return on assets
7.4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
48 d early
2023
39 d early
2022
6 d early
2021
1 d early
2020
28 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€64k▲ 41.8%
2024 · €45k
2023: €65k
2024: €45k
2023 → 2025
Working capital
€27k
2024 · €-67k
2023: €-33k
2024: €-67k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€215k-€260k▲ 21.0%€324k▲ 24.5%
Operating result€98k-€78k▼ 20.4%€111k▲ 42.9%
Net result€65k-€45k▼ 30.6%€64k▲ 41.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €861k
Fixed assets
€735k▼ 19.4%
Current assets
€127k▲ 171%
Equity and liabilities €861k
Equity
€324k▲ 24.5%
Provisions
€30k▼ 8.7%
Debt
€507k▼ 23.8%
The debt ratio falls from 69.4% to 58.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€172k▲
2024 · €148k
Cash flow
€124k▲
2024 · €116k
Solvency
37.6%▲
2024 · 27.1%
Current ratio
1.27▲
2024 · 0.41
Quick ratio
1.27▲
2024 · 0.41
Debt / equity
1.57▼
2024 · 2.56
ROE
19.7%▲
2024 · 17.3%
ROA
7.4%▲
2024 · 4.7%
Interest coverage
9.01▼
2024 · 16.01
Debt
€507k▼
2024 · €665k
Debt ≤ 1 year
€100k▼
2024 · €114k
Debt > 1 year
€407k▼
2024 · €533k
Income taxes
€34k▲
2024 · €26k
Staff costs
€0▲
2024 · €-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€959k€861k▼
Fixed assets
21/28€912k€735k▼
Tangible fixed assets
22/27€909k€732k▼
Financial fixed assets
28€2k€2k=
Current assets
29/58€47k€127k▲
Amounts receivable within one year
40/41€42k€67k▲
Cash & bank
54/58€484€56k▲
Total equity & liabilities
10/49€959k€861k▼
Equity
10/15€260k€324k▲
Contributions / capital
10/11€25k€25k=
Reserves
13€235k€299k▲
Provisions & deferred taxes
16€33k€30k▼
Amounts payable
17/49€665k€507k▼
Amounts payable after one year
17€533k€407k▼
Amounts payable within one year
42/48€114k€100k▼
Trade debts payable within one year
44€23k€19k▼
Income statement
Code20242025
Gross operating margin
9900€154k€183k▲
Operating result
9901€78k€111k▲
Financial income
75€72€3k▲
Financial charges
65€9k€19k▲
Result before taxes
9903€69k€95k▲
Income taxes
67/77€26k€34k▲
Net result for the period
9904€45k€64k▲
Result to be appropriated
9905€52k€72k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Liquidity triplescurrent ratio 1.27
Current ratio from 0.41 to 1.27; short-term debt falls from €114k to €100k.
31-03
State Gazette act
Capital & shares
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Weakest financial yearnet €45k ▼30.6%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
TECHNICS IS ART
BE 0847.708.041
Lennik · Eq €324k
BC-MAX
BE 0818.614.276
Lille · Eq €324k
CYCLICS
BE 0697.726.938
Destelbergen · Eq €324k
Cybat Design
BE 0782.216.908
Wevelgem · Eq €324k
RGO
BE 0722.656.532
Bilzen-Hoeselt · Eq €324k
Of 82,369 companies in sector 70200 we hold annual accounts for 50,889. 37,053 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2011
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.