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MARIA CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearPlace de la Liberté 34, 4400 Flémalle, BelgiumKBO/BCE: BE 1023.256.166
Summary

MARIA CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,150 and a net result of €37,150. Its solvency ranks better than 86% of 9,217 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (19 days) Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00428347.

Equity
€47,150
Total assets
€60,596
Net result
€37,150
Working capital
€20,938

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €60,596
Fixed assets €26,212
Current assets €34,384
Equity and liabilities €60,596
Equity €47,150
Debt €13,446
Debt finances 22.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€51,301
Cash flow
€42,360
Current ratio
2.56
Debt to equity
0.29
ROE
78.8%
ROA
61.3%
Interest coverage
over 100
Debt ≤ 1 year
€13,446
Income taxes
€9,288

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€60,596
Fixed assets21/28€26,212
Tangible fixed assets22/27€26,212
Plant, machinery and equipment23€537
Furniture and vehicles24€25,675
Current assets29/58€34,384
Amounts receivable within one year40/41€20,446
Trade receivables40€17,460
Other amounts receivable41€2,986
Cash at bank and in hand54/58€13,938
Equity and liabilities
Total equity and liabilities10/49€60,596
Equity10/15€47,150
Contributions10/11€10,000
Profit (loss) carried forward14€37,150
Amounts payable17/49€13,446
Amounts payable within one year42/48€13,446
Trade debts44€2,208
Suppliers440/4€2,208
Taxes, remuneration and social security45€11,238
Taxes450/3€11,238
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,210
Gross operating margin9900€51,301
Operating profit (loss)9901€46,091
Financial income75/76B€396
Recurring financial income75€396
Financial charges65/66B€49
Recurring financial charges65€49
Profit (loss) for the period before taxes9903€46,438
Income taxes67/77€9,288
Profit (loss) for the period9904€37,150
Profit (loss) for the period to be appropriated9905€37,150
Appropriation of the result
Profit (loss) to be appropriated9906€37,150

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,210
Gross operating margin9900€51,301
Operating profit (loss)9901€46,091
Financial income75/76B€396
Recurring financial income75€396
Financial charges65/66B€49
Recurring financial charges65€49
Profit (loss) for the period before taxes9903€46,438
Income taxes67/77€9,288
Profit (loss) for the period9904€37,150
Profit (loss) for the period to be appropriated9905€37,150
Line2025
Assets
Total assets20/58€60,596
Fixed assets21/28€26,212
Tangible fixed assets22/27€26,212
Plant, machinery and equipment23€537
Furniture and vehicles24€25,675
Current assets29/58€34,384
Amounts receivable within one year40/41€20,446
Trade receivables40€17,460
Other amounts receivable41€2,986
Cash at bank and in hand54/58€13,938
Equity and liabilities
Total equity and liabilities10/49€60,596
Equity10/15€47,150
Contributions10/11€10,000
Profit (loss) carried forward14€37,150
Amounts payable17/49€13,446
Amounts payable within one year42/48€13,446
Trade debts44€2,208
Suppliers440/4€2,208
Taxes, remuneration and social security45€11,238
Taxes450/3€11,238
Line2025
Profit (loss) for the period9904€37,150
+ Depreciation and write-downs630€5,210
Operating cash flow (approximation)€42,360

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 19-08-2026 2026-00428347

Similar companies · same sector, comparable size

Of the 29,196 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,159. 13,154 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.