Maria Construct
ActiveFinancials · financial year 2025, full format
Annual accounts 2025 filed on 08-06-2026 at the NBB
Comparable companies
These companies have the same main activity as Maria Construct: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €54,700 and €67,400, founded between 2023 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| Maria Construct Roeselare | 2024 | €58,703 | €58,703 | -€1,499 | -€2,797 | 2025 |
| Warmoes Construct Izegem | 2024 | €56,878 | €6,206 | €961 | €206 | 2026 |
| VILANOVA CONSTRUCT Knokke-Heist | 2024 | €55,467 | -€20,113 | -€15,838 | -€18,829 | 2025 |
| LA1A4 Comblain-au-Pont | 2024 | €54,714 | €54,714 | -€870 | -€3,163 | 2025 |
| SK Project Antwerpen | 2024 | €63,345 | €7,205 | -€5,311 | -€7,579 | 2025 |
| Qetes Tielt-Winge | 2024 | €67,366 | €23,681 | -€6,805 | -€8,735 | 2025 |
| Ardea Home Sint-Lambrechts-Woluwe | 2023 | €58,881 | €49,660 | -€6,133 | -€5,217 | 2025 |
They were chosen from the 7,757 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 2,145 companies had the same profile as Maria Construct has now. Two years later, 2.2% had gone bankrupt and 91.7% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Maria Construct itself is lower: 0.1% within 12 months. It rests on far more data about Maria Construct than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,145 companies, not a prediction for Maria Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €965 |
| Gross operating margin9900 | -€1,499 |
| Operating profit (loss)9901 | -€2,464 |
| Financial charges65/66B | €334 |
| Recurring financial charges65 | €334 |
| Profit (loss) for the period before taxes9903 | -€2,797 |
| Profit (loss) for the period9904 | -€2,797 |
| Profit (loss) for the period to be appropriated9905 | -€2,797 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €58,703 | |
| Current assets29/58 | €58,703 | |
| Stocks and contracts in progress3 | €7,595 | |
| Stocks30/36 | €7,595 | |
| Amounts receivable within one year40/41 | €1,942 | |
| Other amounts receivable41 | €1,942 | |
| Cash at bank and in hand54/58 | €49,166 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €58,703 | |
| Equity10/15 | €58,703 | |
| Contributions10/11 | €61,500 | |
| Capital10 | €61,500 | |
| Issued capital100 | €61,500 | |
| Profit (loss) carried forward14 | -€2,797 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,797 |
| Operating cash flow (approximation) | -€2,797 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 08-06-2026 | 2026-00148480 | NBB |