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Complete company report
Generated 23-07-2026
Active BE 1005.847.438Public limited company

MARGOZ

Place de St Symphorien 24 ·7030 Mons, Belgium· 2 yrs active
Sector: Food manufacturing (10712)
Conclusion Checked

The computed 12-month bankruptcy probability of MARGOZ is 2.5% (moderate). The 2024 annual accounts show equity of €44k and a net result of €-17k. Its solvency ranks better than 16% of 121 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €44k
Net result €-17k
Staff (FTE) 9.6
Better than sector 16%
Snowflake analysis 5 axes · computed by Checked
Health18Profitability0Solvency3Growth50Stability67
28 / 100

Fragile profile, watch profitability in particular.

Health 18
Profitability 0
Solvency 3
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
18 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · volledig
Sector comparison
Fiscal year 2024 · NACE 10, Food manufacturing · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 4.4% 28.8%
better than 16% of 121 sector peers
Net result €-17k €25k
better than 19% of 120 sector peers
Equity €44k €397k
better than 19% of 121 sector peers
Gross operating margin €238k €404k
better than 34% of 83 sector peers
Staff costs €191k €518k
higher than 22% of 108 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€39k
Net profit€-17k
Cash flow€20k
Staff costs€191k
Income taxes€5k
Dividends-
Total assets€1,000k
Equity€44k
Debt€956k
of which ≤ 1y€399k
of which > 1y€546k
Working capital€-252k
Employees (FTE)9.6
Ratios (computed)
2024
Current ratio0.37
Quick ratio0.34
Working capital ratio-25.2%
Solvency4.4%
Debt / equity21.64
Long-term debt ratio12.38
Interest coverage2.84
Gross margin-
Net margin-
ROA-1.7%
ROE-39.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1,000k
Fixed assets 21/28€831k
Formation expenses 20€22k
Tangible fixed assets 22/27€831k
Current assets 29/58€147k
Stocks & contracts in progress 3€11k
Amounts receivable within one year 40/41€128k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1,000k
Equity 10/15€44k
Contributions / capital 10/11€62k
Accumulated profits (losses) 14€-17k
Amounts payable 17/49€956k
Amounts payable after one year 17€546k
Amounts payable within one year 42/48€399k
Trade debts payable within one year 44€75k
Income statement
Gross operating margin 9900€238k
Operating result 9901€1k
Financial charges 65€14k
Result before taxes 9903€-12k
Income taxes 67/77€5k
Net result for the period 9904€-17k
Result to be appropriated 9905€-17k
Ratios computed by Checked.
Legal Structure
NACE primary Food manufacturing(10712)
Legal form Public limited company(014)
Incorporation09-02-2024
StatusActive
Postal code7030
Establishment units 1 location
MARGOZ
Rue des Renards(GOZ) 2A, 6534 ThuinAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk
since 20242.358.449.882
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56352A0005/00V040 Wallonia 1,035 m² 1 · 213 m² 5.6 m · 1 fl.
Methodology
via establishment units: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR MARGOZ
Registered office
Place de St Symphorien 24
7030 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative