MARGHIS
ActiveMARGHIS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €336k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 27% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency50▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.37 in 2024; short-term debt: 75% and cash: 3.8% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
38.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
3 d early
2023
1 d early
2022
6 d early
2021
4 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k=
2024 · €218k
2019: €224k
2020: €237k
2021: €222k
2022: €220k
2023: €217k
2024: €218k
2019 → 2025
Total assets
€871k▲ 10.1%
2024 · €791k
2019: €608k
2020: €830k
2021: €931k
2022: €787k
2023: €817k
2024: €791k
2019 → 2025
Net result
€336k▲ 0.5%
2024 · €334k
2019: €309k
2020: €314k
2021: €351k
2022: €329k
2023: €357k
2024: €334k
2019 → 2025
Working capital
€160k▼ 25.0%
2024 · €213k
2019: €179k
2020: €209k
2021: €203k
2022: €204k
2023: €211k
2024: €213k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€222k-€220k▼ 0.6%€217k▼ 1.4%€218k▲ 0.2%€218k=
Operating result€489k-€462k▼ 5.6%€487k▲ 5.4%€473k▼ 2.9%€469k▼ 0.7%
Net result€351k-€329k▼ 6.4%€357k▲ 8.6%€334k▼ 6.3%€336k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €871k
Fixed assets
€58k▲ 1,263%
Current assets
€813k▲ 3.3%
Equity and liabilities €871k
Equity
€218k=
Debt
€653k▲ 13.9%
The debt ratio rises from 72.5% to 75.0%. Debt is higher.
Key figures and ratios
EBITDA
€474k▼
2024 · €474k
Cash flow
€340k▲
2024 · €336k
Solvency
25.0%▼
2024 · 27.5%
Current ratio
1.25▼
2024 · 1.37
Quick ratio
1.25▼
2024 · 1.37
Debt / equity
3.00▲
2024 · 2.63
ROE
154.3%▲
2024 · 153.6%
ROA
38.6%▼
2024 · 42.3%
Interest coverage
113.74▲
2024 · 96.02
Debt
€653k▲
2024 · €574k
Debt ≤ 1 year
€653k▲
2024 · €574k
Income taxes
€129k▼
2024 · €133k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€791k€871k▲
Fixed assets21/28€4k€58k▲
Tangible fixed assets22/27€4k€58k▲
Furniture and vehicles24€4k€58k▲
Current assets29/58€787k€813k▲
Amounts receivable within one year40/41€377k€384k▲
Trade receivables40€56k€56k=
Other amounts receivable41€321k€327k▲
Current investments50/53€230k€397k▲
Cash at bank and in hand54/58€180k€33k▼
Equity and liabilities
Total equity and liabilities10/49€791k€871k▲
Equity10/15€218k€218k=
Contributions10/11€6k€6k=
Reserves13€211k€211k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€209k€209k=
Profit (loss) carried forward14€573€591▲
Amounts payable17/49€574k€653k▲
Amounts payable within one year42/48€574k€653k▲
Current portion of amounts payable after more than one year42€98k€307k▲
Trade debts44-€289
Suppliers440/4-€289
Taxes, remuneration and social security45€142k€9k▼
Taxes450/3€142k€9k▼
Other amounts payable47/48€334k€336k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€17k€14k▼
Gross operating margin9900€491k€487k▼
Operating profit (loss)9901€473k€469k▼
Financial income75/76B-€28
Recurring financial income75-€28
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€468k€465k▼
Income taxes67/77€133k€129k▼
Profit (loss) for the period9904€334k€336k▲
Profit (loss) for the period to be appropriated9905€334k€336k▲
Appropriation of the result
Profit (loss) to be appropriated9906€335k€337k▲
Profit (loss) brought forward from the previous period14P€158€573▲
Profit to be distributed694/7€334k€336k▲
Return on contributions (dividend)694€334k€336k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €357k ▲8.6%
Net result €357k, the highest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Boelplein 149140 TemseGround area
8,595 m²
Building footprint
370 m²
Volume, LiDAR
4,463 m³
Parcel 46025B1190/00A027, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MARGHIS
since 20112.200.949.004
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1190/00A027 | Flanders | 8,595 m² | 1 · 370 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2011
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.