MARCOTECH
ActiveSummary
MARCOTECH has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €95k and a net result of €-2k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▲+1
Solvency56▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 86.06 against 3.5 in 2023; short-term debt: 0.1% and cash: 0.1% of total assets), but 68.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.1%
Return on assets
-0.8%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-04-2025, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
99 d early
2023
7 d late
2022
76 d early
2021
47 d late
2020
59 d late
2019
88 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k▲ 26.0%
2023 · €-3k
2018: €39k
2019: €40k
2020: €23k
2021: €-4k
2022: €-22
2023: €-3k
2018 → 2024
Working capital
€14k▲ 29.9%
2023 · €11k
2018: €-61k
2019: €-114k
2020: €-89k
2021: €-98k
2022: €11k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€105k-€101k▼ 4.1%€101k=€97k▼ 3.2%€95k▼ 2.5%
Operating result€37k-€-2k€2k€-3k€-2k▲ 25.0%
Net result€23k-€-4k€-22▲ 99.5%€-3k▼ 14,865%€-2k▲ 26.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €3k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €306k
Fixed assets
€291k ▼ 0.3%
Current assets
€14k ▼ 6.1%
Equity and liabilities €306k
Equity
€95k ▼ 2.5%
Debt
€211k ▲ 0.3%
Debt's share of the balance-sheet total rises from 68.3% to 68.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▲
2023 · €-2k
Cash flow
€-2k▲
2023 · €-2k
Current ratio
86.06▲
2023 · 3.50
Debt to equity
2.21▲
2023 · 2.15
ROE
-2.5%▲
2023 · -3.3%
ROA
-0.8%▲
2023 · -1.1%
Interest coverage
-6464.72▼
2023 · -55.59
Debt ≤ 1 year
€168▼
2023 · €4k
Debt > 1 year
€210k▲
2023 · €205k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€307k€306k▼
Fixed assets21/28€292k€291k▼
Tangible fixed assets22/27€4k€3k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€288k€288k=
Current assets29/58€15k€14k▼
Amounts receivable within one year40/41€1k€240▼
Trade receivables40€1k€0▼
Other amounts receivable41€248€240▼
Current investments50/53€14k€14k=
Cash at bank and in hand54/58€0€172▲
Equity and liabilities
Total equity and liabilities10/49€307k€306k▼
Equity10/15€97k€95k▼
Contributions10/11€6k€6k=
Reserves13€25k€25k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€67k€64k▼
Amounts payable17/49€210k€211k▲
Amounts payable after more than one year17€205k€210k▲
Financial debts170/4€95k€95k=
Other amounts payable178/9€110k€115k▲
Amounts payable within one year42/48€4k€168▼
Financial debts43€7€0▼
Credit institutions430/8€7€0▼
Trade debts44€4k€168▼
Suppliers440/4€4k€168▼
Taxes, remuneration and social security45€17€0▼
Taxes450/3€17€0▼
Accrued charges and deferred income492/3€0€387▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€782€782=
Other operating charges640/8€427€433▲
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-3k€-2k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€43€0▼
Recurring financial charges65€43€0▼
Profit (loss) for the period before taxes9903€-3k€-2k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€64k▼
Profit (loss) brought forward from the previous period14P€70k€67k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 25current ratio 86.06
Current ratio from 3.50 to 86.06; short-term debt falls from €4k to €168.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 7 days late
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 132current ratio 21.75
Current ratio from 0.17 to 21.75; short-term debt falls from €117k to €548.
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 47 days late
2021
31-12
Financial
Weakest financial yearnet €-4k ▼119%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 59 days late
2020
31-12
Financial
Equity above €100kEq €105k ▲27.9%
3 profitable years in a row build equity to €105k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
31-12
Financial
Highest result since 2018net €40k ▲0.7%
Operating result €61k, net result €40k, both a record.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
Show earlier events
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2009
22-06
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Arthur Duquesne 207030 MonsGround area
1,426 m²
Building footprint
189 m²
Volume, LiDAR
876 m³
Parcel 53071B0441/00T000, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARCOTECH
since 20042.146.669.881
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53071B0441/00T000 | Wallonia | 1,426 m² | 1 · 189 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2004
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marcotech.sprl@gmail.com
Phone:0497 44 13 83