BE WELCOME
ActiveBE WELCOME has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €-18k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-66
Solvency100▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.57 against 3.03 in 2024; short-term debt: 19.2% and cash: 19.8% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
55 d early
2023
2 d early
2022
35 d early
2021
23 d early
2020
57 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€217k▼ 15.0%
2024 · €255k
2018: €172k
2019: €148k
2020: €155k
2021: €171k
2022: €192k
2023: €234k
2024: €255k
2018 → 2025
Total assets
€269k▼ 27.2%
2024 · €369k
2018: €335k
2019: €333k
2020: €303k
2021: €343k
2022: €359k
2023: €326k
2024: €369k
2018 → 2025
Net result
€-18k
2024 · €21k
2018: €34k
2019: €-24k
2020: €7k
2021: €16k
2022: €21k
2023: €42k
2024: €21k
2018 → 2025
Working capital
€185k▼ 16.6%
2024 · €221k
2018: €220k
2019: €180k
2020: €169k
2021: €184k
2022: €200k
2023: €216k
2024: €221k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€192k▲ 12.4%€234k▲ 21.7%€255k▲ 9.1%€217k▼ 15.0%
Operating result€24k-€31k▲ 31.6%€63k▲ 102%€34k▼ 46.0%€-18k
Net result€16k-€21k▲ 30.7%€42k▲ 97.5%€21k▼ 49.2%€-18k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €34k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€33k▼ 16.7%
Current assets
€236k▼ 28.5%
Equity and liabilities €269k
Equity
€217k▼ 15.0%
Debt
€52k▼ 54.5%
The debt ratio falls from 30.9% to 19.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2024 · €48k
Cash flow
€-5k▼
2024 · €35k
Solvency
80.7%▲
2024 · 69.1%
Current ratio
4.57▲
2024 · 3.03
Quick ratio
4.57▲
2024 · 3.03
Debt / equity
0.24▼
2024 · 0.45
ROE
-8.5%▼
2024 · 8.3%
ROA
-6.8%▼
2024 · 5.7%
Interest coverage
-7.71▼
2024 · 63.64
Debt
€52k▼
2024 · €114k
Debt ≤ 1 year
€52k▼
2024 · €109k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€-66▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€269k▼
Fixed assets21/28€39k€33k▼
Intangible fixed assets21€463€0▼
Tangible fixed assets22/27€38k€32k▼
Plant, machinery and equipment23€0€2k▲
Furniture and vehicles24-€3k
Other tangible fixed assets26€38k€28k▼
Financial fixed assets28€363€726▲
Current assets29/58€330k€236k▼
Amounts receivable within one year40/41€205k€146k▼
Trade receivables40€191k€133k▼
Other amounts receivable41€15k€13k▼
Current investments50/53€32k€32k▲
Cash at bank and in hand54/58€90k€53k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€369k€269k▼
Equity10/15€255k€217k▼
Contributions10/11€6k€6k=
Reserves13€99k€79k▼
Distributable reserves133€99k€79k▼
Profit (loss) carried forward14€150k€132k▼
Amounts payable17/49€114k€52k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€109k€52k▼
Current portion of amounts payable after more than one year42€9k€5k▼
Trade debts44€91k€43k▼
Suppliers440/4€91k€43k▼
Taxes, remuneration and social security45€10k€0▼
Taxes450/3€7k€0▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€0€240▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k€656▲
Other operating charges640/8€7k€3k▼
Gross operating margin9900€51k€-1k▼
Operating profit (loss)9901€34k€-18k▼
Financial income75/76B-€192
Recurring financial income75-€192
Financial charges65/66B€752€568▼
Recurring financial charges65€752€568▼
Profit (loss) for the period before taxes9903€33k€-18k▼
Income taxes67/77€12k€-66▼
Profit (loss) for the period9904€21k€-18k▼
Profit (loss) for the period to be appropriated9905€21k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€171k€132k▼
Profit (loss) brought forward from the previous period14P€150k€150k=
Transfer from equity791/2-€20k
Transfer to equity691/2€21k€0▼
To other reserves6921€21k€0▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €42k ▲97.5%
Operating result €63k, net result €42k, both a record.
31-12
Financial
Equity above €200kEq €234k ▲21.7%
4 profitable years in a row build equity to €234k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-12
Financial
Equity above €150kEq €155k ▲4.6%
Equity rises from €148k to €155k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-24k ▼170%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reepkenslei 522550 KontichGround area
892 m²
Building footprint
188 m²
Volume, LiDAR
1,320 m³
Parcel 11024F0220/00R002, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BE WELCOME
since 20032.132.402.963
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024F0220/00R002 | Flanders | 892 m² | 1 · 188 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THO SWEETS
BE 1003.351.964
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TIMELESS INVEST
BE 0712.969.202
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METALS SUSTAINABILITY CONSULTING
BE 0541.590.689
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QUALITATIVE AND CONSTRUCTIVE CONSULTANCY
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,510 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.