Equity
€4,537 from €99,700 in 2022
Equity fell by 95% in 3 years.
Marcomsulta
Lifetime
6 annual accounts with figures on one time axispeak €53,272 (2021)
-€1,731▲ €934
lowest -€5,600 (2024)
-€3,415▲ €2,185
peak €99,700 (2022)
€4,537▼ 42.9%
€1,076▼ 39.6%
Board1 name since 2020
1 directorVERBEEK Richard Alexander
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from -€2,665 to -€1,731Loss of €3,415Equity from €7,952 to €4,537Debts from €1,780 to €1,076Cash from €8,084 to €5,010
Key points
from the 2025 annual accountsLosses
-€9,015 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Position in the sector
€4,537
Less equity than 83% of companies in advertising and market research. Sector median €58,793 · 8,621 companies.
Turnover not published (micro format)
Checked score
55
Fair
Financially stronger than 49% of micro companies in advertising and market research (NACE 73)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.1%▼ -0.1 percentage points vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €3,415, the second in a row (financial year 2025)
lowers risk
Liquidity: current ratio 4.71, cash €5,010
Sector: Advertising, market research and public relations activities (NACE 73)
Equity €4,537 (80.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 88% on liquidity, 6% on profitability and 15% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as Marcomsulta has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Marcomsulta itself is lower: 0.1% within 12 months. It rests on far more data about Marcomsulta than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Marcomsulta. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 4.71 (4.61 in 2024), above the usual 1.5. Short-term debt is 19.2% and cash 89.3% of total assets. 19.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€3,415
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 days early
2024
15 days early
2023
14 days early
2022
12 days early
2021
12 days early
2020
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 15 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0756453609
Registered office moved within Berchem
New registered office: Marcel Auburtinlaan 101 te 2600 Berchem · Previous registered office: Frans De Manstraat 23 te 2600 Berchem · General meeting of 02-12-2022 · Gazette deed
Incorporation
Founding capital of €3,000 · Founder: VERBEEK Richard Alexander (sole founder) · Appointment: VERBEEK Richard Alexander (director) · published on 14-10-2020 · Gazette deed
First establishment
Marcel Auburtinlaan 101, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Marcomsulta Antwerp | €5,613 | -€1,731 | 80.8% | - |
| JAS Unlimited Braine-l'Alleud | €5,280 | -€20,231 | -407.6% | - |
| LOU’ISA Sint-Niklaas | €4,938 | -€2,960 | -180.7% | - |
| HATTRICKS Waregem | €6,825 | -€2,440 | -927.2% | - |
| Simply Grow Brakel | €5,210 | -€1,061 | 25.0% | - |
| AMYcusa Malle | €6,654 | -€1,653 | 50.0% | - |
| MBF Consulting Schoten | €8,399 | -€461 | 23.5% | - |
These companies have the same main activity as Marcomsulta: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €4,940 and €8,400, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 12-10-2020Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 2 others
- Establishment unit
- 2.308.386.8952600 Antwerp, since 12-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 17-04-2026
Annual accounts 2025
- €5,613▼ 42.3%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on Marcomsulta
Marcomsulta files the micro format. That format states no turnover. The gross margin fell from €28,655 in 2020 to -€1,731 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Marcomsulta
- What is the company number of Marcomsulta?
- The company number of Marcomsulta is 0756.453.609. The VAT number is the same number with BE in front: BE 0756.453.609.
- Where is Marcomsulta based?
- The registered office is at Marcel Auburtinlaan 101, 2600 Antwerp.Company details
- What does Marcomsulta do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of Marcomsulta?
- Marcomsulta is a private limited company (BV).
- When was Marcomsulta founded?
- Marcomsulta was founded on 12-10-2020.
- Is Marcomsulta still active?
- Yes, Marcomsulta is an active enterprise in the KBO register.
- What is the turnover of Marcomsulta?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Marcomsulta profitable?
- In financial year 2025, Marcomsulta made a loss of €3,415.
- Where can I find the annual accounts of Marcomsulta?
- Marcomsulta filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Marcomsulta due?
- Marcomsulta must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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