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Generated 19-07-2026
Active BE 0778.409.657Private limited company

MARcom

Koning Albertlaan 34 ·3840 Tongeren-Borgloon, Belgium· 4 yrs active
Sector: Advertising & market research (73300)
Conclusion Checked

The computed 12-month bankruptcy probability of MARcom is 1.3% (low). The 2024 annual accounts show equity of €111k and a net result of €52k. Equity is growing by ~90.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 2535 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €111k
Net result €52k
Better than sector 66%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency100Growth78Stability94
93 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.3% Low
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60k€80kOperating result 2022: €5k€5kNet result 2022: €3k€3kOperating result 2023: €71k€71kNet result 2023: €53k€53kOperating result 2024: €76k€76kNet result 2024: €52k€52k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~90.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2025: €164k (€155k - €173k)2026: €217k (€208k - €226k)2027: €270k (€261k - €279k)2022: €5k2023: €58k2024: €111k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 69.1% 56.2%
better than 66% of 2535 sector peers
Net result €52k €19k
better than 76% of 2537 sector peers
Equity €111k €43k
better than 77% of 2535 sector peers
Gross operating margin €85k €37k
better than 76% of 2534 sector peers
Total assets €160k €93k
better than 70% of 2537 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€84k
+6.8% +118% vs sector
Net profit
€52k
-1.9% far above sector median
Cash flow
€61k
-0.8% +54% vs sector
Total assets
€160k
+40.6% +132% vs sector
Equity
€111k
+90.0% far above sector median
Working capital
€93k
+111.8% far above sector median
Income taxes
€22k
+43.6% -36% vs sector
Debt
€49k
-11.1% -19% vs sector
Debt ≤ 1y
€40k
+9.1% +21% vs sector
Debt > 1y
€9k
-51.1% -93% vs sector
Current ratio
3.32
+51.2% +196% vs sector
Quick ratio
3.32
+51.2% +196% vs sector
Solvency
69.1%
+35.1% +112% vs sector
Debt / equity
0.45
-53.2% -79% vs sector
ROE
47.4%
-48.4% far above sector median
ROA
32.7%
-30.3% far above sector median
Interest coverage
39.90
+23.4% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€84k
Net profit€52k
Cash flow€61k
Staff costs-
Income taxes€22k
Dividends-
Total assets€160k
Equity€111k
Debt€49k
of which ≤ 1y€40k
of which > 1y€9k
Working capital€93k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.32
Quick ratio3.32
Working capital ratio58.2%
Solvency69.1%
Debt / equity0.45
Long-term debt ratio0.08
Interest coverage39.90
Gross margin-
Net margin-
ROA32.7%
ROE47.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€160k
Fixed assets 21/28€27k
Tangible fixed assets 22/27€27k
Current assets 29/58€133k
Amounts receivable within one year 40/41€58k
Investments 50/53€12k
Cash & bank 54/58€63k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€160k
Equity 10/15€111k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€109k
Amounts payable 17/49€49k
Amounts payable after one year 17€9k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€85k
Operating result 9901€76k
Financial income 75€388
Financial charges 65€2k
Result before taxes 9903€74k
Income taxes 67/77€22k
Net result for the period 9904€52k
Result to be appropriated 9905€52k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Advertising & market research(73300)
Legal form Private limited company(610)
Incorporation09-12-2021
StatusActive
Postal code3840
Establishment units 1 location
MARcom
Koning Albertlaan 34, 3840 Tongeren-BorgloonManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20212.325.359.818
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73009B0381/00R000 Flanders 1,108 m² 1 · 142 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-02-2026
State Gazette act Registered-office change
v3.2
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
07-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
13-12-2021
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
18-02-2026
v3.2
All acts · 2 updated 5 months ago
2026
18-02-2026 Registered office moved within Tongeren-Borgloon Registered-office change
  • Slachthuisstraat 7, 3840 Tongeren-Borgloon → Koning Albertlaan 34, 3840 Tongeren-Borgloon
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Tongeren-Borgloon",
        "region": null,
        "street": "Koning Albertlaan",
        "country": "BE",
        "postcode": "3840",
        "box_number": null,
        "street_number": "34"
      },
      "old_address": {
        "city": "Tongeren-Borgloon",
        "region": null,
        "street": "Slachthuisstraat",
        "country": "BE",
        "postcode": "3840",
        "box_number": "A 2",
        "street_number": "7"
      },
      "effective_date": "2026-01-27",
      "evidence_quote": "De maatschappelijke zetel wordt vanaf heden verplaatst van 3840 Tongeren-Borgloon, Slachthuisstraat 7 A 2 naar 3840 Tongeren-Borgloon, Koning Albertlaan 34."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0778.409.657",
    "name_full": "MARCOM",
    "legal_form": "BV"
  }
}
2021
13-12-2021 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "3840 Borgloon, Slachthuisstraat 7 A2",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "MAR\u00C8S Jo Mathieu Joseph",
        "niss": null,
        "address": "3840 Borgloon, Slachthuisstraat 7 A2"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "MAR\u00C8S Jo Mathieu Joseph",
      "is_subscriber_only": false,
      "n_shares_subscribed": 150,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1500,
  "subject_company": {
    "kbo": "0778.409.657",
    "name_full": "MARcom",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2021-12-08",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameNL MARcom
Registered office
Koning Albertlaan 34
3840 Tongeren-Borgloon, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative