Active BE 0823.504.363Private limited company

MARCLAU

Sint-Pietersvoorplein 10 ·1180 Ukkel, Belgium· 16 yrs active

Sector: Detailhandel in kranten en andere tijdschriften (47621)

Conclusion Checked

The computed 12-month bankruptcy probability of MARCLAU is 1.1% (low). The 2025 annual accounts show equity of €161k and a net result of €97k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 71% of 249 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€161k
Net result	€97k
Staff (FTE)	6.5
Better than sector	71%

Financial profile 5 of 5 axes measured · computed by Checked

83 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 81

Profitability 100

Solvency 55

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.1% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate region +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2010, 16 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

81 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 27-11-2025 with the NBB · fiscal year 2025 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~15%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	29.1%	13.9%	better than 71% of 249 sector peers
Net result	€97k	€19k	better than 75% of 249 sector peers
Equity	€161k	€95k	better than 58% of 249 sector peers
Gross operating margin	€358k	€323k	better than 55% of 218 sector peers
Staff costs	€216k	€281k	higher than 41% of 220 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€159k

+122.0% 19-25

Net profit

€97k

+180.0% 19-25

Cash flow

€106k

+119.3% 19-25

Total assets

€551k

+26.2% 19-25

Equity

€161k

+47.9% 19-25

Working capital

€150k

+33.3% 19-25

Employees (FTE)

7

-11.0% 19-25

Staff costs

€216k

-12.0% 19-25

Show 12 other metrics

Income taxes

€47k

+156.2% 19-25

Dividends

€35k

+78.4% 19-25

Debt

€383k

+26.7% 19-25

Debt ≤ 1y

€373k

+27.4% 19-25

Debt > 1y

€6k

-69.1% 19-25

Current ratio

1.40

+1.3% 19-25

Quick ratio

0.80

+26.9% 19-25

Solvency

29.1%

+17.2% 19-25

Debt / equity

2.39

-14.4% 19-25

ROE

60.5%

+89.3% 19-25

ROA

17.6%

+121.8% 19-25

Interest coverage

23.96

+65.6% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	-
EBITDA	€159k
Net profit	€97k
Cash flow	€106k
Staff costs	€216k
Income taxes	€47k
Dividends	€35k
Total assets	€551k
Equity	€161k
Debt	€383k
of which ≤ 1y	€373k
of which > 1y	-
Working capital	€150k
Employees (FTE)	6.5

Ratios (computed)

	2025
Current ratio	1.40
Quick ratio	0.80
Working capital ratio	27.2%
Solvency	29.1%
Debt / equity	2.39
Long-term debt ratio	-
Interest coverage	23.96
Gross margin	-
Net margin	-
ROA	17.6%
ROE	60.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €28k · 5.1% Current assets €523k · 94.9%

Equity & liabilities

Equity €161k · 29.1% Provisions €8k · 1.4% Debt €383k · 69.5%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€551k
Fixed assets	21/28	€28k
Tangible fixed assets	22/27	€28k
Financial fixed assets	28	€400
Current assets	29/58	€523k
Stocks & contracts in progress	3	€224k
Amounts receivable within one year	40/41	€201k
Cash & bank	54/58	€92k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€551k
Equity	10/15	€161k
Contributions / capital	10/11	€2
Reserves	13	€161k
Provisions & deferred taxes	16	€8k
Amounts payable	17/49	€383k
Amounts payable within one year	42/48	€373k
Trade debts payable within one year	44	€270k
Income statement
Gross operating margin	9900	€358k
Operating result	9901	€150k
Financial income	75	€655
Financial charges	65	€7k
Result before taxes	9903	€144k
Income taxes	67/77	€47k
Net result for the period	9904	€97k
Result to be appropriated	9905	€97k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Detailhandel in kranten en andere tijdschriften(47621)
Legal form	Private limited company(610)
Incorporation	01-03-2010
Status	Active
Postal code	1180

Establishment units 1 location

Le Petit Filigranes

Sint-Pietersvoorplein 10, 1180 UkkelDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)

since 20102.185.863.821

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21016B0034/00D014	Brussels	213 m²	1 · 213 m²	16.3 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

27-11-2025

NBB filing Annual accounts filed

fiscal year 2025 · volledig

2024

20-11-2024

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2023

17-11-2023

NBB filing Annual accounts filed

fiscal year 2023 · volledig

23-06-2023

State Gazette act Capital & shares

Hervé BEHAEGEL

2022

14-11-2022

NBB filing Annual accounts filed

fiscal year 2022 · volledig

2021

25-11-2021

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2020

17-11-2020

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2019

26-11-2019

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2018

03-12-2018

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2017

07-12-2017

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2016

08-12-2016

NBB filing Annual accounts filed

fiscal year 2016 · volledig

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

Capital history · 1

23-06-2023

Capital change

All acts · 1 updated 3 years ago

2023

23-06-2023 Restructuring of share classes Capital & shares·Hervé BEHAEGEL

Notary: Hervé BEHAEGEL · Saint-Gilles

Original publication ↗

Technical details

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  "act_meta": {
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}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in dranken, algemeen assortiment47252Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299

Primary activity highlighted.

Names & trade names

Legal nameFR

MARCLAU

Registered office

Sint-Pietersvoorplein 10

1180 Ukkel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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