Skip to content
Checked.be
Complete company report
Generated 20-07-2026
Active BE 0787.292.382Private limited company

MARCELINC

Rijweg 48 ·2870 Puurs-Sint-Amands, Belgium· 4 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of MARCELINC is 0.5% (very low). The 2024 annual accounts show equity of €153k and a net result of €99k. Equity is growing by ~110.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 7321 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €153k
Net result €99k
Better than sector 65%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 03-07-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kOperating result 2022: €40k€40kNet result 2022: €29k€29kOperating result 2023: €37k€37kNet result 2023: €27k€27kOperating result 2024: €129k€129kNet result 2024: €99k€99k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~110.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2025: €214k (€202k - €227k)2026: €276k (€264k - €288k)2027: €337k (€325k - €349k)2022: €30k2023: €56k2024: €153k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 74.1% 65.1%
better than 65% of 7321 sector peers
Net result €99k €32k
better than 94% of 7318 sector peers
Equity €153k €58k
better than 85% of 7323 sector peers
Gross operating margin €145k €52k
better than 93% of 7312 sector peers
Total assets €206k €103k
better than 81% of 7324 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€145k
+196.9% far above sector median
Net profit
€99k
+263.7% far above sector median
Cash flow
€115k
+195.8% far above sector median
Total assets
€206k
+140.6% far above sector median
Equity
€153k
+175.0% far above sector median
Working capital
€133k
+206.4% far above sector median
Income taxes
€28k
+225.8% far above sector median
Dividends
€2k
+7.4% 22-24
Debt
€54k
+77.2% +74% vs sector
Debt ≤ 1y
€28k
-7.9% -9% vs sector
Debt > 1y
€26k
+366.1% 22-24
Current ratio
5.78
+137.2% far above sector median
Quick ratio
5.78
+137.2% far above sector median
Solvency
74.1%
+14.3% +104% vs sector
Debt / equity
0.35
-35.6% -83% vs sector
ROE
64.8%
+32.3% far above sector median
ROA
48.0%
+51.2% far above sector median
Interest coverage
52.84
+17.2% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€145k
Net profit€99k
Cash flow€115k
Staff costs-
Income taxes€28k
Dividends€2k
Total assets€206k
Equity€153k
Debt€54k
of which ≤ 1y€28k
of which > 1y€26k
Working capital€133k
Employees (FTE)-
Ratios (computed)
2024
Current ratio5.78
Quick ratio5.78
Working capital ratio64.5%
Solvency74.1%
Debt / equity0.35
Long-term debt ratio0.17
Interest coverage52.84
Gross margin-
Net margin-
ROA48.0%
ROE64.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€206k
Fixed assets 21/28€46k
Tangible fixed assets 22/27€46k
Current assets 29/58€161k
Amounts receivable within one year 40/41€23k
Investments 50/53€84k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€206k
Equity 10/15€153k
Contributions / capital 10/11€3k
Reserves 13€150k
Amounts payable 17/49€54k
Amounts payable after one year 17€26k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€691
Income statement
Gross operating margin 9900€145k
Operating result 9901€129k
Financial income 75€2k
Financial charges 65€3k
Result before taxes 9903€127k
Income taxes 67/77€28k
Net result for the period 9904€99k
Result to be appropriated 9905€99k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation15-06-2022
StatusActive
Postal code2870
Establishment units 1 location
Marcelinc
Rijweg 48, 2870 Puurs-Sint-AmandsComputerconsultancy-activiteiten
since 20222.332.809.319
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12032C0509/00L000 Flanders 314 m² 1 · 93 m² 10.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
03-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
08-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-11-2023
State Gazette act Director changes
24-11-2023
State Gazette act Director changes
10-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2023
24-11-2023 Rodet Peter appointed as director Director changes
  • Rodet Peter, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "79.01.03-255.60",
        "name": "Rodet Peter",
        "address": "RIJWEG 48, 2870 PUURS-SINT-AMANDS",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-01",
      "evidence_quote": "Rodet Peter, NN 79.01.03-255.60, wonende te Rijweg 48, 2870 Puurs-Sint-Amands, te benoemen tot bestuurder van de vennootschap vanaf 1/11/2023.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2023-11-01"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-24",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-10-24",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0787.292.382",
    "name_full": "MARCELINC",
    "legal_form": "BESLOTEN VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "De Buyser Sofie",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
24-11-2023 Rodet Peter appointed as director Director changes
  • Rodet Peter, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "79.01.03-255.60",
        "name": "Rodet Peter",
        "address": "Rijweg 48, 2870 Puurs-Sint-Amands",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-01",
      "evidence_quote": "Rodet Peter, NN 79.01.03-255.60, wonende te Rijweg 48, 2870 Puurs-Sint-Amands, te benoemen tot bestuurder van de vennootschap vanaf 1/11/2023.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2023-11-01"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-24",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-10-24",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0787.292.382",
    "name_full": "MARCELINC",
    "legal_form": "BESLOTEN VENNOOTSCHA\u0420"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "De Buyser Sofie",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL MARCELINC
Registered office
Rijweg 48
2870 Puurs-Sint-Amands, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
V.C.D. BE 0404.062.903 · Halle
CODOTRA BE 0445.314.330 · Watermaal-Bosvoorde
Just Works BE 0436.571.759 · Oud-Turnhout
PHILIPPE MES CONSULTING BE 0451.621.112 · Oud-Turnhout
Sponge Belgium BE 0456.754.093 · Machelen (Brab.)
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative