Marcel Kint
ActiveMarcel Kint has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €992k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 77% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▲+39
Solvency99=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 4.22 against 4.32 in 2023; short-term debt: 11.8% and cash: 6.8% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.8%
Return on assets
1.4%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €992k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
84 d late
2022
31 d late
2021
110 d late
2020
191 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€992k▲ 1.9%
2023 · €973k
2018: €400k
2019: €380k
2020: €365k
2021: €363k
2022: €425k
2023: €973k
2018 → 2024
Total assets
€1.34M▲ 1.6%
2023 · €1.32M
2018: €574k
2019: €566k
2020: €572k
2021: €531k
2022: €588k
2023: €1.32M
2018 → 2024
Net result
€19k
2023 · €-13k
2018: €-20k
2019: €-20k
2020: €-15k
2021: €11k
2022: €62k
2023: €-13k
2018 → 2024
Working capital
€512k▲ 5.4%
2023 · €486k
2018: €344k
2019: €343k
2020: €338k
2021: €328k
2022: €407k
2023: €486k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€365k-€363k▼ 0.6%€425k▲ 17.0%€973k▲ 129%€992k▲ 1.9%
Operating result€-21k-€13k€53k▲ 311%€-11k€27k
Net result€-15k-€11k€62k▲ 486%€-13k€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €27k after a loss of €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.34M
Fixed assets
€673k▼ 2.6%
Current assets
€672k▲ 6.2%
Equity and liabilities €1.34M
Equity
€992k▲ 1.9%
Debt
€352k▲ 0.7%
The debt ratio falls from 26.4% to 26.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2023 · €3k
Cash flow
€44k▲
2023 · €1k
Solvency
73.8%▲
2023 · 73.6%
Current ratio
4.22▼
2023 · 4.32
Quick ratio
2.23▲
2023 · 2.06
Debt / equity
0.36▼
2023 · 0.36
ROE
1.9%▲
2023 · -1.4%
ROA
1.4%▲
2023 · -1.0%
Interest coverage
5.58▲
2023 · 1.29
Debt
€352k▲
2023 · €350k
Debt ≤ 1 year
€159k▲
2023 · €146k
Debt > 1 year
€193k▼
2023 · €204k
Staff costs
€0▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.32M€1.34M▲
Fixed assets21/28€691k€673k▼
Tangible fixed assets22/27€691k€673k▼
Land and buildings22€666k€655k▼
Plant, machinery and equipment23€19k€13k▼
Furniture and vehicles24€5k€5k▼
Current assets29/58€632k€672k▲
Stocks and contracts in progress3€330k€316k▼
Stocks30/36€330k€316k▼
Amounts receivable within one year40/41€177k€170k▼
Trade receivables40€177k€170k▼
Cash at bank and in hand54/58€32k€92k▲
Deferred charges and accrued income490/1€93k€93k▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.34M▲
Equity10/15€973k€992k▲
Contributions10/11€592k€592k=
Reserves13€381k€400k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€11k€11k=
Distributable reserves133€370k€389k▲
Amounts payable17/49€350k€352k▲
Amounts payable after more than one year17€204k€193k▼
Financial debts170/4€204k€193k▼
Amounts payable within one year42/48€146k€159k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€108k€77k▼
Suppliers440/4€108k€77k▼
Taxes, remuneration and social security45€21k€36k▲
Taxes450/3€21k€36k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€8k€36k▲
Accrued charges and deferred income492/3€35€0▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€25k▲
Other operating charges640/8€5k€814▼
Non-recurring operating charges66A€3k€5k▲
Gross operating margin9900€16k€57k▲
Operating profit (loss)9901€-11k€27k▲
Financial income75/76B€602€1k▲
Recurring financial income75€602€1k▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€-13k€19k▲
Profit (loss) for the period9904€-13k€19k▲
Profit (loss) for the period to be appropriated9905€-13k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€19k▲
Transfer from equity791/2€13k€0▼
Transfer to equity691/2€0€19k▲
To other reserves6921€0€19k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
23-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 84 days late
2023
31-12
Financial
Equity above €500kEq €973k ▲129%
Equity rises from €425k to €973k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €62k ▲486%
Operating result €53k, net result €62k, both a record.
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 110 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 191 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1955
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Proosdijstraat(Kor) 218500 KortrijkGround area
1,585 m²
Building footprint
1,302 m²
Parcel 34352F0930/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Proosdijstraat(Kor) 21 A, 8500 Kortrijk
since 19552.004.666.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352F0930/00A000 | Flanders | 1,585 m² | 1 · 1,302 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PUBLI - SPORT
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BELONG
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DISTRI POELMANS
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ALL RIDE
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Of 584 companies in sector 46496 we hold annual accounts for 384. 253 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
46496Wholesale trade
51476
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.