Summary
MARC VAN BEGIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.3m and a net result of €370,881. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 8091 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-05-2026, 69 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
69 d early
2024
61 d early
2023
88 d early
2022
81 d early
2021
71 d early
2020
91 d early
2019
141 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.3m▲ 29.8%
2024 · €993,120
Net result
€370,881▲ 7.9%
2024 · €343,872
Total assets
€1.5m▲ 32.4%
2024 · €1.1m
Solvency
88.1%▼ 1.8pp
2024 · 89.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€555,917€582,498€601,988▲ 3.3%€617,786▲ 2.6%
Operating result€452,498▲ 3.7%€431,716▼ 4.6%€467,148▲ 8.2%€495,555▲ 6.1%€510,942▲ 3.1%
Net result€342,309above the sector's middle half▲ 1.5%€303,726within the sector's middle half▼ 11.3%€328,990above the sector's middle half▲ 8.3%€343,872above the sector's middle half▲ 4.5%€370,881above the sector's middle half▲ 7.9%
Equity€421,532above the sector's middle half▼ 33.2%€395,258below the sector's middle half▼ 6.2%€649,248above the sector's middle half▲ 64.3%€993,120above the sector's middle half▲ 53.0%€1.3mabove the sector's middle half▲ 29.8%
Total assets€1.0mabove the sector's middle half▼ 4.4%€766,494below the sector's middle half▼ 24.1%€772,481within the sector's middle half▲ 0.8%€1.1mabove the sector's middle half▲ 43.0%€1.5mabove the sector's middle half▲ 32.4%
Debt€588,287▲ 38.5%€371,236▼ 36.9%€123,233▼ 66.8%€111,214▼ 9.8%€173,281▲ 55.8%
Working capital€344,620above the sector's middle half▼ 37.0%€327,190within the sector's middle half▼ 5.1%€591,783above the sector's middle half▲ 80.9%€935,836above the sector's middle half▲ 58.1%€1.2mabove the sector's middle half▲ 31.7%
Solvency41.7%within the sector's middle half▼ 18.0pp51.6%within the sector's middle half▲ 9.8pp84.0%above the sector's middle half▲ 32.5pp89.9%above the sector's middle half▲ 5.9pp88.1%above the sector's middle half▼ 1.8pp
Current ratio1.59within the sector's middle half▼ 0.701.89within the sector's middle half▲ 0.305.93above the sector's middle half▲ 4.049.51above the sector's middle half▲ 3.588.26above the sector's middle half▼ 1.25
Return on assets (ROA)33.9%above the sector's middle half▲ 1.9pp39.6%above the sector's middle half▲ 5.7pp42.6%above the sector's middle half▲ 3.0pp31.1%above the sector's middle half▼ 11.5pp25.4%within the sector's middle half▼ 5.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€60,121 ▲ 2.8%
Current assets
€1.4m ▲ 34.1%
Equity and liabilities €1.5m
Equity
€1.3m ▲ 29.8%
Debt
€173,281 ▲ 55.8%
Debt's share of the balance-sheet total rises from 10.1% to 11.9%. Equity and debt are higher.
Key figures and ratios
ROE
28.8%▼
2024 · 34.6%
Debt ≤ 1 year
€169,784▲
2024 · €110,025
Income taxes
€167,638▲
2024 · €163,728
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €555,917 | - | €582,498 | €601,988 | €617,786 | ▲ 2.6% |
| Goods, raw materials, services and sundry goods60/61 | €91,513 | - | €99,939 | €95,716 | €102,014 | ▲ 6.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,164 | €12,270 | €10,971 | €9,648 | €2,535 | ▼ 73.7% |
| Other operating charges640/8 | €742 | €789 | €4,440 | €1,069 | €2,295 | ▲ 115% |
| Gross operating margin9900 | €464,404 | €444,776 | €482,559 | €506,272 | €515,772 | ▲ 1.9% |
| Operating profit (loss)9901 | €452,498 | €431,716 | €467,148 | €495,555 | €510,942 | ▲ 3.1% |
| Financial income75/76B | €12,991 | €5,367 | €7,114 | €22,271 | €34,138 | ▲ 53.3% |
| Recurring financial income75 | €12,991 | €5,367 | €6,897 | €20,987 | €34,138 | ▲ 62.7% |
| Non-recurring financial income76B | - | - | €217 | €1,284 | - | - |
| Financial charges65/66B | €1,172 | €20,977 | €6,894 | €10,226 | €6,561 | ▼ 35.8% |
| Recurring financial charges65 | €1,172 | €20,977 | €2,146 | €2,396 | €6,561 | ▲ 174% |
| Non-recurring financial charges66B | - | - | €4,748 | €7,830 | - | - |
| Profit (loss) for the period before taxes9903 | €464,317 | €416,106 | €467,368 | €507,600 | €538,519 | ▲ 6.1% |
| Income taxes67/77 | €122,008 | €112,380 | €138,378 | €163,728 | €167,638 | ▲ 2.4% |
| Profit (loss) for the period9904 | €342,309 | €303,726 | €328,990 | €343,872 | €370,881 | ▲ 7.9% |
| Profit (loss) for the period to be appropriated9905 | €342,309 | €303,726 | €328,990 | €343,872 | €370,881 | ▲ 7.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €766,494 | €772,481 | €1.1m | €1.5m | ▲ 32.4% |
| Fixed assets21/28 | €76,913 | €71,551 | €60,580 | €58,473 | €60,121 | ▲ 2.8% |
| Tangible fixed assets22/27 | €76,913 | €71,551 | €60,580 | €58,473 | €60,121 | ▲ 2.8% |
| Land and buildings22 | €72,427 | €68,990 | €59,320 | €50,445 | €58,591 | ▲ 16.1% |
| Furniture and vehicles24 | €4,485 | €2,561 | €1,260 | €1,983 | €1,530 | ▼ 22.8% |
| Assets under construction and advance payments27 | - | - | - | €6,045 | €0 | ▼ 100% |
| Current assets29/58 | €932,907 | €694,943 | €711,901 | €1.0m | €1.4m | ▲ 34.1% |
| Amounts receivable within one year40/41 | €5,617 | €1,509 | €2,030 | €15,786 | €41,629 | ▲ 164% |
| Other amounts receivable41 | €5,617 | €1,509 | €2,030 | €15,786 | €41,629 | ▲ 164% |
| Current investments50/53 | €139,341 | €279,391 | €400,651 | €873,198 | €1.2m | ▲ 34.0% |
| Cash at bank and in hand54/58 | €787,949 | €411,810 | €306,180 | €145,857 | €184,606 | ▲ 26.6% |
| Deferred charges and accrued income490/1 | - | €2,233 | €3,040 | €11,020 | €6,114 | ▼ 44.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €766,494 | €772,481 | €1.1m | €1.5m | ▲ 32.4% |
| Equity10/15 | €421,532 | €395,258 | €649,248 | €993,120 | €1.3m | ▲ 29.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | - | - | - | - |
| Reserves13 | €411,819 | €386,819 | €639,319 | €959,319 | €1.3m | ▲ 32.8% |
| Non-distributable reserves130/1 | €26,819 | €26,819 | €26,819 | €26,819 | €26,819 | = |
| Legal reserve130 | €26,819 | €26,819 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €26,819 | €26,819 | €26,819 | = |
| Distributable reserves133 | €385,000 | €360,000 | €612,500 | €932,500 | €1.2m | ▲ 33.8% |
| Profit (loss) carried forward14 | €3,513 | €2,239 | €3,729 | €27,601 | €8,482 | ▼ 69.3% |
| Amounts payable17/49 | €588,287 | €371,236 | €123,233 | €111,214 | €173,281 | ▲ 55.8% |
| Amounts payable within one year42/48 | €588,287 | €367,753 | €120,118 | €110,025 | €169,784 | ▲ 54.3% |
| Trade debts44 | €7,205 | €7,556 | €3,096 | €4,236 | €2,566 | ▼ 39.4% |
| Suppliers440/4 | €7,205 | €7,556 | €3,096 | €4,236 | €2,566 | ▼ 39.4% |
| Taxes, remuneration and social security45 | €117,182 | €107,947 | €64,522 | €105,789 | €149,718 | ▲ 41.5% |
| Taxes450/3 | €117,182 | €107,947 | €64,522 | €105,789 | €149,718 | ▲ 41.5% |
| Other amounts payable47/48 | €463,900 | €252,250 | €52,500 | - | €17,500 | - |
| Accrued charges and deferred income492/3 | - | €3,483 | €3,115 | €1,189 | €3,497 | ▲ 194% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €342,309 | €303,726 | €328,990 | €343,872 | €370,881 | ▲ 7.9% |
| + Depreciation and write-downs630 | €11,164 | €12,270 | €10,971 | €9,648 | €2,535 | ▼ 73.7% |
| Operating cash flow (approximation) | €353,473 | €315,996 | €339,961 | €353,520 | €373,416 | ▲ 5.6% |
| Investment in fixed assets (approximation) | - | -€6,909 | €0 | -€7,541 | -€4,183 | ▲ 44.5% |
| Change in cash | - | -€376,139 | -€105,630 | -€160,323 | €38,749 | ▲ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
22-01
State Gazette act
General meeting · Registered-office move
Language change · Statutes amendment
2025
31-12
Financial
Highest result since 2018net €370,881 ▲7.9%
Operating result €510,942, net result €370,881, both a record.
31-12
Financial
Equity above €1mEq €1.3m ▲29.8%
8 profitable years in a row build equity to €1.3m.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 5.93
Current ratio from 1.89 to 5.93; short-term debt falls from €367,753 to €120,118.
31-12
Financial
Equity above €500,000Eq €649,248 ▲64.3%
6 profitable years in a row build equity to €649,248.
29-09
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
26-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
16-06
State Gazette act
General meeting · Director resignation
Statutes amendment · Director reappointment
01-06
State Gazette act
General meeting · Director reappointment
Permanent representative
Show earlier events
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
17-10
State Gazette act
General meeting · Director reappointment
Mandate compensation · Board meeting
17-10
State Gazette act
General meeting · Director reappointment
Mandate compensation · Auditor reappointment
23-06
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
21-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
11-05
State Gazette act
Written decision · Director reappointment
Permanent representative · Mandate compensation
29-04
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
2021
02-06
State Gazette act
Board meeting · General meeting
Director reappointment · Mandate compensation
01-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 141 days late
08-09
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
20-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
15-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
29-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
24-06
State Gazette act
General meeting · Member resignation
Capital decrease · Member admission
2019
26-06
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
14-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
03-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
24-05
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
24-05
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
22-05
State Gazette act
Written resolution · Director reappointment
Permanent representative · Mandate compensation
17-05
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-08
State Gazette act
Power of attorney
02-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
25-04
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
2017
23-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
19-06
State Gazette act
Power of attorney
19-06
State Gazette act
Power of attorney · Power-of-attorney revocation
Damien HISETTE
15-06
State Gazette act
General meeting · Director resignation
Director appointment · Mandate compensation
28-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
09-12
State Gazette act
Power of attorney
09-12
State Gazette act
Power of attorney
29-06
State Gazette act
General meeting · Director appointment
Mandate compensation · Director reappointment
29-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
22-06
State Gazette act
General meeting · Director appointment
Mandate compensation · Director reappointment
03-06
State Gazette act
Power of attorney
03-06
State Gazette act
Power of attorney
Damien HISETTE
26-05
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
29-04
State Gazette act
General meeting · Director reappointment
Director appointment · Auditor reappointment
15-04
State Gazette act
General meeting · Director appointment
Director resignation · Permanent representative
13-04
State Gazette act
General meeting · Capital
Director resignation · Director appointment · Jan Boeykens
06-04
State Gazette act
General meeting · Capital
Statutes amendment · Director appointment
2015
26-10
State Gazette act
Power of attorney
26-10
State Gazette act
Power of attorney
Damien HISETTE
08-09
State Gazette act
Power of attorney
08-09
State Gazette act
Power of attorney
02-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
15-01
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
2014
19-05
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2013
06-06
State Gazette act
General meeting · Director appointment
Mandate compensation · Director reappointment
2012
11-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2011
20-09
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
15-04
State Gazette act
General meeting · Statutes amendment
Director resignation · Permanent representative · Jan Boeykens
2010
16-08
State Gazette act
General meeting · Director appointment
Director reappointment · Permanent representative
23-07
State Gazette act
General meeting · Director appointment
Director resignation · Director reappointment
12-07
State Gazette act
General meeting · Director appointment
Director reappointment · Mandate compensation
24-06
State Gazette act
General meeting · Director appointment
Permanent representative · Director reappointment
11-06
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
28-05
State Gazette act
General meeting · Director appointment
Permanent representative · Director reappointment
04-05
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
04-01
State Gazette act
General meeting · Capital increase
Capital decrease · Net-asset statement
2008
10-03
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2007
23-08
State Gazette act
General meeting · Demerger
Dissolution · Accounting effect
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2004
Ground area
198 m²
Building footprint
94 m²
Volume, LiDAR
683 m³
2 parcels, Brussels · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MARC VAN BEGIN
since 20042.137.994.321
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0205/00H002 | Brussels | 158 m² | 1 · 54 m² | 11.4 m · 3 fl. |
| 21652E0205/00K002 | Brussels | 40 m² | 1 · 40 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
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Ownership & control
15 board mandatesBoard mandates of this companythis company sits on their board15
8 locations
1 location
1 location
1 location
1 location
Show 9 more
1 location
1 location
1 location
1 location
1 location
1 location
1 location
1 location
Recognitions · licences · registrations
Legal Entity Identifier
967600E3Y5KDLA0XCQ80
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Identification & contact
Identification
Legal formPrivate limited company
Founded28-04-2004
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0864979583
Registered
21-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.