MARC STRAGIER
ActiveMARC STRAGIER has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €-10k. Equity is growing by ~44.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-43
Solvency80▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.3 in 2024; short-term debt: 15.8% of total assets), and 44.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
16 d early
2023
11 d early
2022
19 d early
2021
31 d early
2020
15 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▼ 7.8%
2024 · €133k
2018: €-27k
2019: €-9k
2020: €29k
2021: €47k
2022: €65k
2023: €130k
2024: €133k
2018 → 2025
Total assets
€223k▼ 14.2%
2024 · €259k
2018: €164k
2019: €142k
2020: €181k
2021: €221k
2022: €211k
2023: €299k
2024: €259k
2018 → 2025
Net result
€-10k
2024 · €4k
2018: €35k
2019: €18k
2020: €38k
2021: €19k
2022: €19k
2023: €66k
2024: €4k
2018 → 2025
Working capital
€2k▼ 84.9%
2024 · €14k
2018: €-55k
2019: €-48k
2020: €-29k
2021: €-61k
2022: €-44k
2023: €-11k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€65k▲ 38.8%€130k▲ 100%€133k▲ 2.4%€123k▼ 7.8%
Operating result€33k-€33k▼ 2.2%€104k▲ 218%€12k▼ 88.7%€-5k
Net result€19k-€19k▲ 2.2%€66k▲ 248%€4k▼ 94.0%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €223k
Fixed assets
€185k▼ 6.4%
Current assets
€37k▼ 39.2%
Equity and liabilities €223k
Equity
€123k▼ 7.8%
Debt
€100k▼ 20.9%
The debt ratio falls from 48.6% to 44.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €39k
Cash flow
€5k▼
2024 · €31k
Solvency
55.2%▲
2024 · 51.4%
Current ratio
1.06▼
2024 · 1.30
Quick ratio
0.84▲
2024 · 0.56
Debt / equity
0.81▼
2024 · 0.95
ROE
-8.5%▼
2024 · 2.9%
ROA
-4.7%▼
2024 · 1.5%
Interest coverage
1.82▼
2024 · 6.48
Debt
€100k▼
2024 · €126k
Debt ≤ 1 year
€35k▼
2024 · €47k
Debt > 1 year
€65k▼
2024 · €79k
Income taxes
€0▼
2024 · €2k
Staff costs
€56k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€223k▼
Fixed assets21/28€198k€185k▼
Tangible fixed assets22/27€198k€185k▼
Land and buildings22€192k€184k▼
Plant, machinery and equipment23€711€1k▲
Furniture and vehicles24€5k€26▼
Current assets29/58€61k€37k▼
Stocks and contracts in progress3€35k€8k▼
Stocks30/36€5k€933▼
Contracts in progress37€30k€7k▼
Amounts receivable within one year40/41€26k€29k▲
Trade receivables40€12k€11k▼
Other amounts receivable41€14k€18k▲
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€655€672▲
Equity and liabilities
Total equity and liabilities10/49€259k€223k▼
Equity10/15€133k€123k▼
Contributions10/11€19k€19k=
Reserves13€115k€104k▼
Distributable reserves133€115k€104k▼
Profit (loss) carried forward14€0€-3▼
Amounts payable17/49€126k€100k▼
Amounts payable after more than one year17€79k€65k▼
Financial debts170/4€79k€65k▼
Amounts payable within one year42/48€47k€35k▼
Current portion of amounts payable after more than one year42€27k€14k▼
Financial debts43€5k€13k▲
Credit institutions430/8€5k€13k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€2k€986▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€833€0▼
Income statement
Code20242025
Non-recurring operating income76A€5k€2k▼
Remuneration, social security and pensions62€37k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€15k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€79k€69k▼
Operating profit (loss)9901€12k€-5k▼
Financial income75/76B€242€1▼
Recurring financial income75€242€1▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€6k€-10k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€4k€-10k▼
Profit (loss) for the period to be appropriated9905€4k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-10k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-10k ▼366%
Net result drops to €-10k, the lowest in the series.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €66k ▲248%
Operating result €104k, net result €66k, both a record.
30-09
Financial
Equity above €100kEq €130k ▲100%
6 profitable years in a row build equity to €130k.
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2016
Resigned as Manager
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boerderijstraat 208880 LedegemGround area
451 m²
Building footprint
276 m²
Volume, LiDAR
1,289 m³
Parcel 36018A0593/00H002, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Marc Stragier
since 20032.114.808.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36018A0593/00H002 | Flanders | 451 m² | 1 · 276 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 693 EUR awarded · 693 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 627 EUR | 627 EUR |
| 2024 | 1 | 0 EUR | 66 EUR |
| 2023 | 1 | 66 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,011 companies in sector 43310 we hold annual accounts for 1,745. 1,482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2002
Fiscal year end30-09
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.