DB Consulting
ActiveDB Consulting has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €20k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 95% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 11.56 against 5.8 in 2024; short-term debt: 7.7% and cash: 71.1% of total assets), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
15.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
26 d early
2023
43 d early
2022
31 d early
2021
3 d early
2020
18 d early
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 19.7%
2024 · €103k
2018: €14k
2019: €34k
2020: €47k
2021: €64k
2022: €87k
2023: €92k
2024: €103k
2018 → 2025
Total assets
€134k▲ 3.2%
2024 · €130k
2018: €22k
2019: €41k
2020: €54k
2021: €108k
2022: €107k
2023: €107k
2024: €130k
2018 → 2025
Net result
€20k▲ 79.5%
2024 · €11k
2018: €-12k
2019: €20k
2020: €13k
2021: €17k
2022: €22k
2023: €5k
2024: €11k
2018 → 2025
Working capital
€108k▲ 21.7%
2024 · €89k
2018: €14k
2019: €26k
2020: €41k
2021: €45k
2022: €61k
2023: €66k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€87k▲ 34.8%€92k▲ 5.8%€103k▲ 12.3%€123k▲ 19.7%
Operating result€25k-€32k▲ 28.2%€8k▼ 76.0%€17k▲ 122%€29k▲ 70.3%
Net result€17k-€22k▲ 28.7%€5k▼ 77.6%€11k▲ 125%€20k▲ 79.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 70% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€15k▼ 31.1%
Current assets
€119k▲ 10.2%
Equity and liabilities €134k
Equity
€123k▲ 19.7%
Debt
€11k▼ 60.0%
The debt ratio falls from 20.7% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2024 · €24k
Cash flow
€27k▲
2024 · €18k
Solvency
92.0%▲
2024 · 79.3%
Current ratio
11.56▲
2024 · 5.80
Quick ratio
11.56▲
2024 · 5.80
Debt / equity
0.09▼
2024 · 0.26
ROE
16.4%▲
2024 · 11.0%
ROA
15.1%▲
2024 · 8.7%
Interest coverage
81.45▲
2024 · 64.53
Debt
€11k▼
2024 · €27k
Debt ≤ 1 year
€10k▼
2024 · €19k
Income taxes
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€134k▲
Fixed assets21/28€22k€15k▼
Tangible fixed assets22/27€22k€15k▼
Land and buildings22€6k€6k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€8k€3k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€108k€119k▲
Amounts receivable within one year40/41€19k€23k▲
Trade receivables40€15k€20k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€87k€95k▲
Deferred charges and accrued income490/1€2k€186▼
Equity and liabilities
Total equity and liabilities10/49€130k€134k▲
Equity10/15€103k€123k▲
Contributions10/11€6k€6k=
Reserves13€77k€97k▲
Distributable reserves133€77k€97k▲
Profit (loss) carried forward14€20k€20k=
Amounts payable17/49€27k€11k▼
Amounts payable within one year42/48€19k€10k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€10k€5k▼
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€8k€465▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€25k€38k▲
Operating profit (loss)9901€17k€29k▲
Financial income75/76B€215€417▲
Recurring financial income75€215€417▲
Financial charges65/66B€372€443▲
Recurring financial charges65€372€443▲
Profit (loss) for the period before taxes9903€17k€29k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€11k€20k▲
Profit (loss) for the period to be appropriated9905€11k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€40k▲
Profit (loss) brought forward from the previous period14P€20k€20k=
Transfer to equity691/2€11k€20k▲
To other reserves6921€11k€20k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €103k ▲12.3%
6 profitable years in a row build equity to €103k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €22k ▲28.7%
Operating result €32k, net result €22k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 5.08
Current ratio from 2.52 to 5.08; short-term debt falls from €30k to €15k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
30-09
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Obberg 1071780 WemmelGround area
733 m²
Building footprint
82 m²
Volume, LiDAR
539 m³
Parcel 22662B0553/00S003, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DB Pleisterwerken
since 20112.205.055.468
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0553/00S003 | Flanders | 733 m² | 1 · 82 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Daniel MALPAS et Fils
BE 0452.565.871
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BALNELUX
BE 0884.365.034
Manage · Eq €123k
MERKEN JOHAN GEVELBEPLEISTERING
BE 0884.569.922
Riemst · Eq €124k
MARC STRAGIER
BE 0479.014.803
Ledegem · Eq €123k
RENOVATION FRANCOIS
BE 0748.540.090
Saint-Nicolas · Eq €124k
Of 4,011 companies in sector 43310 we hold annual accounts for 1,745. 1,482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2011
Fiscal year end30-09
Activities, NACEBEL
43310Plastering work
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.