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Complete company report
Generated 01-09-2026
Active BE 0788.301.776Private limited company

Marc Segers Interieurbouw

Hooiland 14 ·2160 Wommelgem, Belgium· 4 yrs active
Sector: Schrijnwerk (43320)
Conclusion Checked

The computed 12-month bankruptcy probability of Marc Segers Interieurbouw is 3.0% (moderate). The 2025 annual accounts show equity of €170k and a net result of €37k. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 343 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €170k
Net result €37k
Staff (FTE) 2.4
Better than sector 55%
Financial profile 5 of 5 axes measured · computed by Checked
Health86Profitability100Solvency78Growth52Stability94
82 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 100
Solvency 78
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 12-12-2025 with the NBB · fiscal year 2025 · verkort
€0€20k€40k€60kOperating result 2023: €57k€57kNet result 2023: €40k€40kOperating result 2024: €62k€62kNet result 2024: €44k€44kOperating result 2025: €60k€60kNet result 2025: €37k€37k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~30.1%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2026: €211k (€197k - €224k)2027: €251k (€237k - €265k)2028: €291k (€278k - €305k)2023: €90k2024: €134k2025: €170k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 42.4% 39.1%
better than 55% of 343 sector peers
Net result €37k €40k
better than 48% of 343 sector peers
Equity €170k €193k
better than 47% of 343 sector peers
Gross operating margin €231k €230k
better than 50% of 343 sector peers
Staff costs €125k €224k
higher than 34% of 221 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€105k
+16.2% 23-25
Net profit
€37k
-16.6% 23-25
Cash flow
€82k
+12.9% 23-25
Total assets
€402k
-16.2% 23-25
Equity
€170k
+27.4% 23-25
Working capital
€66k
+40.6% 23-25
Employees (FTE)
2
-36.8% 23-25
Staff costs
€125k
-36.1% 23-25
Show 11 other metrics
Income taxes
€14k
+8.6% 23-25
Debt
€232k
-33.1% 23-25
Debt ≤ 1y
€108k
-41.7% 23-25
Debt > 1y
€124k
-23.3% 23-25
Current ratio
1.61
+28.6% 23-25
Quick ratio
1.41
+36.8% 23-25
Solvency
42.4%
+52.1% 23-25
Debt / equity
1.36
-47.5% 23-25
ROE
21.5%
-34.6% 23-25
ROA
9.1%
-0.5% 23-25
Interest coverage
10.04
-23.7% 23-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€105k
Net profit€37k
Cash flow€82k
Staff costs€125k
Income taxes€14k
Dividends-
Total assets€402k
Equity€170k
Debt€232k
of which ≤ 1y€108k
of which > 1y€124k
Working capital€66k
Employees (FTE)2.4
Ratios (computed)
2025
Current ratio1.61
Quick ratio1.41
Working capital ratio16.4%
Solvency42.4%
Debt / equity1.36
Long-term debt ratio0.73
Interest coverage10.04
Gross margin-
Net margin-
ROA9.1%
ROE21.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€402k
Fixed assets 21/28€228k
Intangible fixed assets 21€138k
Tangible fixed assets 22/27€85k
Financial fixed assets 28€5k
Current assets 29/58€174k
Stocks & contracts in progress 3€22k
Amounts receivable within one year 40/41€140k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€402k
Equity 10/15€170k
Contributions / capital 10/11€50k
Reserves 13€120k
Amounts payable 17/49€232k
Amounts payable after one year 17€124k
Amounts payable within one year 42/48€108k
Trade debts payable within one year 44€36k
Income statement
Gross operating margin 9900€231k
Operating result 9901€60k
Financial income 75€757
Financial charges 65€10k
Result before taxes 9903€50k
Income taxes 67/77€14k
Net result for the period 9904€37k
Result to be appropriated 9905€37k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Schrijnwerk(43320)
Legal form Private limited company(610)
Incorporation06-07-2022
StatusActive
Postal code2160
Establishment units 2 locations
Marc Segers Interieurbouw
Poverstraat 130, 1731 AsseZagen en schaven van hout
since 20222.333.519.397
Marc Segers Interieurbouw
Hooiland 14, 2160 WommelgemZagen en schaven van hout
since 20222.333.519.496
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23068B0218/00G000 Flanders 1.7 ha 1 · 280 m² 7.2 m
11052D0187/00T002 Flanders 684 m² 1 · 136 m² 6.4 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2024
10-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
16-12-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
13-11-2023
State Gazette act Capital & shares
Frederik Vlaminck
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
13-11-2023
Capital change
All acts · 1 updated 2 years ago
2023
13-11-2023 Share split Capital & shares·Frederik Vlaminck
Notary: Frederik Vlaminck · Antwerpen
Technical details 
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      "decrease_purpose": null,
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      "statutory_unavailable_equity_op": null
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  ],
  "notary": {
    "name": "Frederik Vlaminck",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-13",
    "filing_date": "2023-11-09",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2023-10-06",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": true,
    "firm_kbo": null,
    "firm_name": null,
    "ibr_number": null,
    "mission_type": null,
    "individual_name": null
  },
  "subject_company": {
    "kbo": "0788.301.776",
    "name_full": "Marc Segers Interieurbouw",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "afschrift van de notulen van 06 oktober 2023",
    "verslag bestuursorgaan",
    "volmachten",
    "uittreksel"
  ],
  "shareholders_after": [
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      "kbo": "0788.301.776",
      "pct": 100.0,
      "kind": "org",
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      "n_shares": 1000,
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  "share_classes_after": [
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      "n_shares": 160,
      "class_name": "A",
      "capital_share_eur": null,
      "voting_rights_per_share": null
    },
    {
      "n_shares": 840,
      "class_name": "B",
      "capital_share_eur": null,
      "voting_rights_per_share": null
    }
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Schrijnwerk43320
Primary activity highlighted.
Names & trade names
Legal nameNL Marc Segers Interieurbouw
Registered office
Hooiland 14
2160 Wommelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative