Marc Herbots
ActiveSummary
Marc Herbots has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€27,569) and a net result of -€3,692. Equity is shrinking by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 2062 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▲+3
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.05 in 2024; short-term debt: 185.5% and cash: 3.3% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-85.5%
Return on assets
-11.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€27,569
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
56 d late
2022
23 d late
2021
2 d early
2020
31 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#1 oldest company in Lier, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,692▲ 20.2%
2024 · -€4,624
Working capital
-€57,484▼ 6.5%
2024 · -€53,964
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,282▲ 20.5%-€2,961▼ 29.8%-€3,602▼ 21.6%-€4,563▼ 26.7%-€3,619▲ 20.7%
Net result-€2,326▲ 19.0%-€3,005▼ 29.2%-€3,661▼ 21.8%-€4,624▼ 26.3%-€3,692▲ 20.2%
Equity-€12,587▼ 22.7%-€15,591▼ 23.9%-€19,252▼ 23.5%-€23,876▼ 24.0%-€27,569▼ 15.5%
Total assets€32,917▼ 1.5%€32,288▼ 1.9%€34,524▲ 6.9%€32,700▼ 5.3%€32,229▼ 1.4%
Debt€45,504▲ 4.2%€47,879▲ 5.2%€53,776▲ 12.3%€56,576▲ 5.2%€59,798▲ 5.7%
Working capital-€43,194▼ 5.2%-€46,025▼ 6.6%-€49,513▼ 7.6%-€53,964▼ 9.0%-€57,484▼ 6.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,619 in 2025 against €4,563 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,229
Fixed assets
€29,915 ▼ 0.6%
Current assets
€2,314 ▼ 11.4%
Key figures and ratios
EBITDA
-€3,446▲
2024 · -€4,390
Cash flow
-€3,519▲
2024 · -€4,451
Solvency
-85.5%▼
2024 · -73.0%
Current ratio
0.04▼
2024 · 0.05
Quick ratio
0.02▼
2024 · 0.02
Debt to equity
-2.17▲
2024 · -2.37
ROA
-11.5%▲
2024 · -14.1%
Interest coverage
-47.21▲
2024 · -71.97
Debt ≤ 1 year
€59,798▲
2024 · €56,576
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €173 | €173 | €173 | €173 | €173 | = |
| Other operating charges640/8 | €717 | €728 | €671 | €949 | €845 | ▼ 11.0% |
| Gross operating margin9900 | -€1,392 | -€2,060 | -€2,758 | -€3,441 | -€2,601 | ▲ 24.4% |
| Operating profit (loss)9901 | -€2,282 | -€2,961 | -€3,602 | -€4,563 | -€3,619 | ▲ 20.7% |
| Financial charges65/66B | €44 | €44 | €59 | €61 | €73 | ▲ 19.7% |
| Recurring financial charges65 | €44 | €44 | €59 | €61 | €73 | ▲ 19.7% |
| Profit (loss) for the period before taxes9903 | -€2,326 | -€3,005 | -€3,661 | -€4,624 | -€3,692 | ▲ 20.2% |
| Profit (loss) for the period9904 | -€2,326 | -€3,005 | -€3,661 | -€4,624 | -€3,692 | ▲ 20.2% |
| Profit (loss) for the period to be appropriated9905 | -€2,326 | -€3,005 | -€3,661 | -€4,624 | -€3,692 | ▲ 20.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,917 | €32,288 | €34,524 | €32,700 | €32,229 | ▼ 1.4% |
| Fixed assets21/28 | €30,607 | €30,434 | €30,261 | €30,088 | €29,915 | ▼ 0.6% |
| Tangible fixed assets22/27 | €30,607 | €30,434 | €30,261 | €30,088 | €29,915 | ▼ 0.6% |
| Land and buildings22 | €29,789 | €29,616 | €29,443 | €29,270 | €29,097 | ▼ 0.6% |
| Plant, machinery and equipment23 | €818 | €818 | €818 | €818 | €818 | = |
| Current assets29/58 | €2,310 | €1,854 | €4,263 | €2,612 | €2,314 | ▼ 11.4% |
| Stocks and contracts in progress3 | €1,236 | €1,235 | €1,235 | €1,235 | €1,235 | = |
| Stocks30/36 | €1,236 | €1,235 | €1,235 | €1,235 | €1,235 | = |
| Amounts receivable within one year40/41 | €611 | €20 | €1,929 | €245 | €28 | ▼ 88.6% |
| Trade receivables40 | €276 | - | €1,414 | - | - | - |
| Other amounts receivable41 | €335 | €20 | €515 | €245 | €28 | ▼ 88.6% |
| Cash at bank and in hand54/58 | €393 | €521 | €1,099 | €1,132 | €1,051 | ▼ 7.2% |
| Deferred charges and accrued income490/1 | €70 | €78 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,917 | €32,288 | €34,524 | €32,700 | €32,229 | ▼ 1.4% |
| Equity10/15 | -€12,587 | -€15,591 | -€19,252 | -€23,876 | -€27,569 | ▼ 15.5% |
| Contributions10/11 | €14,526 | €14,527 | €14,527 | €14,526 | €14,526 | = |
| Capital10 | €14,526 | €14,527 | €14,527 | €14,526 | €14,526 | = |
| Issued capital100 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Uncalled capital101 | €4,066 | €4,065 | €4,065 | €4,066 | €4,066 | = |
| Reserves13 | €1,901 | €1,901 | €1,901 | €1,901 | €1,901 | = |
| Non-distributable reserves130/1 | €1,901 | €1,901 | €1,901 | €1,901 | €1,901 | = |
| Legal reserve130 | €1,901 | €1,901 | €1,901 | €1,901 | €1,901 | = |
| Profit (loss) carried forward14 | -€29,014 | -€32,019 | -€35,680 | -€40,303 | -€43,996 | ▼ 9.2% |
| Amounts payable17/49 | €45,504 | €47,879 | €53,776 | €56,576 | €59,798 | ▲ 5.7% |
| Amounts payable within one year42/48 | €45,504 | €47,879 | €53,776 | €56,576 | €59,798 | ▲ 5.7% |
| Trade debts44 | €1,137 | €1,013 | €1,010 | €1,010 | €1,126 | ▲ 11.5% |
| Suppliers440/4 | €1,137 | €1,013 | €1,010 | €1,010 | €1,126 | ▲ 11.5% |
| Other amounts payable47/48 | €44,367 | €46,866 | €52,766 | €55,566 | €58,672 | ▲ 5.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,326 | -€3,005 | -€3,661 | -€4,624 | -€3,692 | ▲ 20.2% |
| + Depreciation and write-downs630 | €173 | €173 | €173 | €173 | €173 | = |
| Operating cash flow (approximation) | -€2,153 | -€2,832 | -€3,488 | -€4,451 | -€3,519 | ▲ 20.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €128 | €578 | €33 | -€81 | ▼ 345% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€4,624
Net result drops to -€4,624, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 56 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1970
Ground area
2,887 m²
Building footprint
400 m²
Volume, LiDAR
2,204 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HERBOTS MARC BVBA
since 19702.003.564.197
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019A0272/00D000 | Flanders | 2,290 m² | 1 · 155 m² | 8.6 m · 2 fl. |
| 12393D0174/00C000 | Flanders | 597 m² | 1 · 245 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 913 companies in sector 43333 we hold annual accounts for 400. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-1969
Fiscal year end31-12
Activities, NACEBEL 2025
43333Wallpapering and laying of floor and wall coverings in other materials
47530Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0407002991
Also
9925:BE0407002991
Registered
12-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.