MaraVilla Development
ActiveMaraVilla Development has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €-25k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 14% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-1
Solvency26▼-1
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.08 in 2024; short-term debt: 93.4% of total assets), and 99.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
-0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4533 sector peers (2025).
NBB · sector comparisonPosition among 4533 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 d early
2024
14 d early
2023
6 d early
2022
25 d early
2021
24 d early
2020
15 d early
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-25k
2024 · €335
2019: €-2k
2020: €-2k
2021: €-7k
2022: €11k
2023: €5k
2024: €335
2019 → 2025
Working capital
€566k▲ 15.5%
2024 · €490k
2021: €95k
2022: €174k
2023: €335k
2024: €490k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€101k▲ 12.8%€106k▲ 4.7%€106k▲ 0.3%€81k▼ 23.9%
Operating result€-6k-€-2k▲ 60.7%€-4k▼ 93.6%€-6k▼ 46.2%€-24k▼ 297%
Net result€-7k-€11k€5k▼ 58.9%€335▼ 92.9%€-25k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.61M
Fixed assets
€6k=
Current assets
€8.61M▲ 27.0%
Equity and liabilities €8.61M
Equity
€81k▼ 23.9%
Debt
€8.53M▲ 27.8%
The debt ratio rises from 98.4% to 99.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.9%▼
2024 · 1.6%
Current ratio
1.07▼
2024 · 1.08
Quick ratio
1.06▲
2024 · 1.05
ROE
-31.3%▼
2024 · 0.3%
ROA
-0.3%▼
2024 · 0.0%
Debt
€8.53M▲
2024 · €6.68M
Debt ≤ 1 year
€8.04M▲
2024 · €6.29M
A ratio outside any meaningful range has been withheld (balance sheet total €8.61M, equity €81k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.78M€8.61M▲
Fixed assets21/28€6k€6k=
Financial fixed assets28€6k€6k=
Current assets29/58€6.78M€8.61M▲
Amounts receivable after more than one year29€353k€367k▲
Other amounts receivable291€353k€367k▲
Stocks and contracts in progress3€207k€115k▼
Contracts in progress37€207k€115k▼
Amounts receivable within one year40/41€5.78M€7.63M▲
Trade receivables40-€181k
Other amounts receivable41€5.78M€7.45M▲
Cash at bank and in hand54/58€44k-
Deferred charges and accrued income490/1€397k€491k▲
Equity and liabilities
Total equity and liabilities10/49€6.78M€8.61M▲
Equity10/15€106k€81k▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€6k€6k=
Non-distributable reserves130/1€294€294=
Legal reserve130€294€294=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14-€-25k
Amounts payable17/49€6.68M€8.53M▲
Amounts payable within one year42/48€6.29M€8.04M▲
Trade debts44€11k€20k▲
Suppliers440/4€11k€20k▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€6.28M€8.02M▲
Accrued charges and deferred income492/3€390k€492k▲
Income statement
Code20242025
Other operating charges640/8€1k€998▼
Gross operating margin9900€-5k€-23k▼
Operating profit (loss)9901€-6k€-24k▼
Financial income75/76B€397k€491k▲
Recurring financial income75€397k€491k▲
Financial charges65/66B€391k€492k▲
Recurring financial charges65€391k€492k▲
Profit (loss) for the period before taxes9903€460€-25k▼
Income taxes67/77€125-
Profit (loss) for the period9904€335€-25k▼
Profit (loss) for the period to be appropriated9905€335€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€335€-25k▼
Transfer to equity691/2€335-
To the legal reserve6920€17-
To other reserves6921€318-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-25k ▼7643%
Net result drops to €-25k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €101k ▲12.8%
Equity rises from €89k to €101k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winkelom 83B2440 GeelGround area
1.3 ha
Building footprint
1,257 m²
Volume, LiDAR
8,733 m³
Parcel 13373K0210/00T000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MaraVilla Development
since 20192.290.180.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0210/00T000 | Flanders | 1.3 ha | 1 · 1,257 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,252 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-02-2019
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.