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IPAM

Active Risk: not assessed Private limited companyfounded 1998active for 27 yearsOppelsenweg 69, 3520 ZonhovenKBO/BCE: BE 0464.852.803 #8 oldest company in Zonhoven, Finance and insurance sector

Lifetime

18 annual accounts with figures on one time axis, 26 filings since 1999
peak €544,610 (2021)
€198,419▼ 0.8%
lowest -€8,685 (2010)
€85,095▼ 12.0%
peak €945,447 (2025)
€945,447▲ 9.9%
€777,611▲ 2.1%
Board1 name since 2002
- 
Documentsfilings and deeds
07-01-202624 days before the deadline
2025micro format
Cash from €1,141 to €1,484

Key points

from the 2025 annual accounts

Turnover

≈ €310,000 estimated

The micro format states no turnover.

Filings

26 annual accounts since 1999
deadline200020102020

Four of the last ten came late. The 2021 accounts came latest: 365 days after the end of the period.

Position in the sector

€945,447

More equity than 89% of companies in financial services. Sector median €124,004 · 9,777 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
26 days late
2023
on the day
2022
on the day
2021
365 days late
2020
1 day late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 53 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0464852803
Appointment: WOUTERS Rudi Guy Maria (statutory director) “Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en…” (deed in Dutch) · 2,000 shares · General meeting of 20-12-2023 · Gazette deed
Capital decrease of €30,000 to €19,000 Capital from €49,000 to €19,000 · General meeting of 18-12-2017 · Gazette deed
First establishment Oppelsenweg 69, Zonhoven
All 39 events

Comparable companies

same main activity, similar in size and age
Company
IPAM Zonhoven €1.7m €198,419 54.2% -
LINI INVEST Deinze €1.7m €221,216 95.9% 1
Michel TULIPPE Participation Notariale et Investissements Pepinster €1.5m €189,307 59.1% -
MAGLI Wemmel €1.9m €198,124 53.7% 1
TALENTO Knokke-Heist €1.5m €193,832 21.2% -
ACCENTRI INVEST Knokke-Heist €1.9m €205,373 26.4% 0
IMMO DX Lichtervelde €1.6m €202,291 62.6% 0

These companies have the same main activity as IPAM: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.5m and €1.9m, founded between 1998 and 2001.

Official details

Source: KBO
Status
Active since 15-12-1998Normal situation
Activity
Activities of holding companiesNACE 64210and 1 other
Establishment unit
2.089.685.3513520 Zonhoven, since 21-12-1998
Financial year end
30 June
Peppol
Reachable since 25-03-2025
Company details

Annual accounts to 30-06-2025

€1.7m▲ 6.0%
Filing
Filed on 07-01-2026, 24 days before the end of the filing period
Financials

Insights on IPAM

IPAM files the micro format. That format states no turnover. The gross margin rose from €76,295 in 2007 to €198,419 in 2025.

The balance sheet grew most in 2021 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about IPAM

What is the company number of IPAM?
The company number of IPAM is 0464.852.803. The VAT number is the same number with BE in front: BE 0464.852.803.
Where is IPAM based?
The registered office is at Oppelsenweg 69, 3520 Zonhoven.Company details
What does IPAM do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of IPAM?
IPAM is a private limited company (BV).
When was IPAM founded?
IPAM was founded on 15-12-1998.
Is IPAM still active?
Yes, IPAM is an active enterprise in the KBO register.
What is the turnover of IPAM?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €198,419 and 32 comparable companies (NACE 64210). It probably lies between €260,000 and €390,000.Financials
Is IPAM profitable?
In financial year 2025, IPAM made a profit of €85,095.
Where can I find the annual accounts of IPAM?
IPAM filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IPAM due?
IPAM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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