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MarAnFred

Active
Private limited companyfounded 20187 yrs activeRue de Lamine(HOD) 31, 4351 Remicourt, BelgiumKBO/BCE: BE 0715.732.514
Summary

MarAnFred has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,456 and a net result of €7,483. Equity is growing by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 93% of 2771 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
MarAnFredActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Fitness centres
NACE 93130
1 site
Size
€33,276total assets 2025
Equity
€29,456
Profit
€7,483
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 8 d early0 of 2 deeds read
Why 98- Size: total assets €33,276+ Liquidity: current ratio 8.69, cash €33,177+ Sector Sports, amusement and recreation activities (NACE 93)+ Equity €29,456 (88.5% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 88% of its sector peers (NACE 93, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.5% of total assets
Liquidity 99-1
short-term debt 11.5% · cash 99.7%
Profitability 97+11
return on assets 22.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,256 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▲ +2.1% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +2.0% vs 02-2025 04-2025: 0.1%▲ +6.0% vs 03-2025 05-2025: 0.1%▲ +20.8% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +25.0% vs 06-2025highest value 08-2025: < 0.1%▼ -38.8% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.0% vs 02-2026 04-2026: 0.1%▲ +8.0% vs 03-2026 05-2026: 0.1%▲ +22.2% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +13.6% vs 06-2026 08-2026: < 0.1%▼ -37.3% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 8.69, cash €33,177 lowers the probability
  • Sector Sports, amusement and recreation activities (NACE 93) lowers the probability
  • Size: total assets €33,276 raises the probability for this profile
  • Equity €29,456 (88.5% of total assets) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 8.69 against 60.98 in 2024; short-term debt: 11.5% and cash: 99.7% of total assets), and 11.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 93, micro). Better than this share of them on solvency 92%, liquidity 95%, profitability 86%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 8.69, cash €33,177
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Sports, amusement and recreation activities (NACE 93)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Size: total assets €33,276
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €29,456 (88.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
8 d early
2024
8 d early
2023
1 d early
2022
30 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 8% on solvencysector median 28.5% · 2,771 companies 88.5% View
  • Total assets 20256 fiscal years filed €33,276 View
  • Active since 2018founded 12-12-2018 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€33,276
Profit
€7,483
Solvency
88.5%
Total assets▲ 49.0%
Net result
20192025
Go to Financials

Timeline

Events
10
Since
2020
Next accounts
by 31-07-2027
  1. 23-07-2026Annual accounts filed
  2. 23-07-2025Annual accounts filed
  3. 30-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Fitness centresNACE 93130
Founded
12-12-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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