Losses
-€19,993 in seven years
Every financial year from 2019 to 2025 closed with a loss. 2025 was the heaviest.
BOB's GYM
Lifetime
12 annual accounts with figures on one time axisGross marginpeak €21,670 (2014)
€8,029▼ 30.7%
Resultlowest -€8,882 (2025)
-€8,882▼ €5,684
Equitypeak €21,457 (2018)
€1,464▼ 85.8%
Debts
€30,011▼ 13.6%
Staffpeak 0.5 FTE (2014)
-not published
Board2 names since 2021
1 directorHENDRIKS Nico Simon René
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €11,591 to €8,029Loss of €8,882Equity from €10,346 to €1,464
Key points
from the 2025 annual accountsDebts
€30,011 95% of the balance sheet
After one year 98%Within one year 2%
Of this, €705 falls due within a year.
Liquidity
12.32 was 1.43 in 2024
Short-term debts fell from €6,321 to €705.
2025 accounts filed 31 days after the deadline
Checked score
55
Fair
Financially stronger than 37% of micro companies in sports and recreation (NACE 93)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 4,270 companies (NACE 93, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025lowest value
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025
10-2025: 1.4%▲ +0.6 percentage points vs 09-2025highest value
11-2025: 0.8%▼ -0.6 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.7%▼ -0.1 percentage points vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.1%▲ +0.3 percentage points vs 07-2026
09-2026: 0.8%▼ -0.3 percentage points vs 08-2026
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Loss of €8,882, the second in a row (financial year 2025)
Equity €1,464 (4.7% of total assets)
lowers risk
Size: total assets €31,475
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro). It does better than 30% of them on solvency, 76% on liquidity, 34% on profitability and 8% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 642 companies had the same profile as BOB's GYM has now. Each dot stands for 2 companies, two years later.
89.9%
were still trading
5.5%
stopped another way
3.6%
went bankrupt
Another 1.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BOB's GYM itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 642 companies, not a prediction for BOB's GYM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 12.32 (1.43 in 2024), above the usual 1.5. Short-term debt is 2.2% and cash 17.6% of total assets. However, 95.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,882
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
89 days late
2023
35 days early
2022
34 days early
2021
18 days early
2020
33 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0538631496
Registered office moved to Stoumont
New registered office: Moulin du Ruy, 13/0006, 4987 STOUMONT (La Gleize) · Resignation: Robert HENDRIKS (manager) · Appointment: HENDRIKS Nico Simon René (director) · General meeting of 22-12-2021 · Gazette deed
Incorporation
published on 25-09-2013 · Gazette deed
First establishment
Moulin du Ruy 13, Stoumont
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| BOB's GYM Stoumont | €31,475 | €8,029 | 4.7% | - |
| FALCO S&C Brecht | €41,040 | €11,484 | 93.3% | - |
| MarAnFred Remicourt | €33,276 | €8,185 | 88.5% | - |
| EMSense Leuven | €45,499 | €10,855 | -632.6% | - |
| Crossfit Holthem Haaltert | €24,664 | €9,936 | 33.3% | - |
| SELF PROTECTION SYSTEMS Antwerp | €37,871 | €8,243 | -67.3% | - |
| STAY HEALTHY Wavre | €34,507 | €17,989 | -16.9% | - |
These companies have the same main activity as BOB's GYM: fitness centres (NACE 93130). They are comparable in size and age: total assets between €24,700 and €45,500, founded between 2004 and 2018.
Official details
Source: KBO- Status
- Active since 16-09-2013Normal situation
- Activity
- Fitness centresNACE 93130and 2 others
- Establishment unit
- 2.222.274.9484987 Stoumont, since 16-09-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 26-08-2025
Annual accounts 2025
- Turnover
- ≈ €47,000estimated
- Total assets
- €31,475▼ 30.2%
- Filing
- Filed on 31-08-2026
Insights on BOB's GYM
BOB's GYM files the micro format. That format states no turnover. The gross margin fell from €21,670 in 2014 to €8,029 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BOB's GYM
- What is the company number of BOB's GYM?
- The company number of BOB's GYM is 0538.631.496. The VAT number is the same number with BE in front: BE 0538.631.496.
- Where is BOB's GYM based?
- The registered office is at Moulin du Ruy 13, 4987 Stoumont.Company details
- What does BOB's GYM do?
- According to the KBO register, the main activity is fitness centres (NACE 93130).
- What is the legal form of BOB's GYM?
- BOB's GYM is a private limited company (BV).
- When was BOB's GYM founded?
- BOB's GYM was founded on 16-09-2013.
- Is BOB's GYM still active?
- Yes, BOB's GYM is an active enterprise in the KBO register.
- What is the turnover of BOB's GYM?
- The turnover in financial year 2025 is ≈ €47,000. This figure is estimated from the gross margin of €8,029 and 45 comparable companies (NACE 931). It probably lies between €21,000 and €110,000. It is a rough estimate.Financials
- Is BOB's GYM profitable?
- In financial year 2025, BOB's GYM made a loss of €8,882.
- Where can I find the annual accounts of BOB's GYM?
- BOB's GYM filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BOB's GYM due?
- BOB's GYM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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