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BOB's GYM

Active
Private limited companyfounded 2013active for 13 yearsMoulin du Ruy 13, 4987 Stoumont, BelgiumKBO/BCE: BE 0538.631.496
Summary

The annual accounts of BOB's GYM for financial year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €1,464 and a net result of -€8,882. Equity has been shrinking by about 32% per year since 2018. Its solvency ranks better than 30% of 2,875 sector peers (NACE 93, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 16-09-2013 Normal situation
Activity
Fitness centres NACE 93130and 2 others
Establishment unit
2.222.274.948 4987 Stoumont, since 16-09-2013
Financial year end
31 December
Peppol
Reachable since 26-08-2025

Board and ownership

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€8,029
▼ 30.7%
Turnover
≈ €47,000
estimated
Loss
€8,882
▲ 178%
Equity
€1,464
▼ 85.8%
Total assets
€31,475
▼ 30.2%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLast filed accounts filed 31 days late; 2 of the last 3 accounts lateLoss of €8,882, the second in a row (financial year 2025)Equity €1,464 (4.7% of total assets)lowers riskSize: total assets €31,475Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 37% of micro companies in sports and recreation (NACE 93)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 30-18
equity 4.7% of total assets
Liquidity 72+11
short-term debt 2.2% · cash 17.6%
Profitability 50-10
return on assets -28.2%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,269 companies, NACE 93, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025lowest value 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 1.4%▲ +0.6 percentage points vs 09-2025highest value 11-2025: 0.8%▼ -0.6 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▼ -0.3 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 12.32 (1.43 in 2024), above the usual 1.5. Short-term debt is 2.2% and cash 17.6% of total assets. However, 95.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro). It does better than 30% of them on solvency, 76% on liquidity, 34% on profitability and 8% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €31,475
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €8,882, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Equity €1,464 (4.7% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,882
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
89 days late
2023
35 days early
2022
34 days early
2021
18 days early
2020
33 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€8,882 View

Recent changes

  1. · Gazette deed Registered office moved to StoumontNew registered office: Moulin du Ruy, 13/0006, 4987 STOUMONT (La Gleize) · Resignation: Robert HENDRIKS (manager) · Appointment: HENDRIKS Nico Simon René (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as BOB's GYM: fitness centres (NACE 93130). They are comparable in size and age: total assets between €24,700 and €45,500, founded between 2004 and 2018.

CompanyTotal assetsGross margin
BOB's GYM Stoumont€31,475€8,029
FALCO S&C Brecht€41,040€11,484
MarAnFred Remicourt€33,276€8,185
EMSense Leuven€45,499€10,855
Crossfit Holthem Haaltert€24,664€9,936
SELF PROTECTION SYSTEMS Antwerp€37,871€8,243
STAY HEALTHY Wavre€34,507€17,989
Full comparison

Key facts about BOB's GYM

What is the company number of BOB's GYM?
The company number of BOB's GYM is 0538.631.496. The VAT number is the same number with BE in front: BE 0538.631.496.
Where is BOB's GYM based?
The registered office is at Moulin du Ruy 13, 4987 Stoumont.Company details
What does BOB's GYM do?
According to the KBO register, the main activity is fitness centres (NACE 93130).
What is the legal form of BOB's GYM?
BOB's GYM is a private limited company (BV).
When was BOB's GYM founded?
BOB's GYM was founded on 16-09-2013.
Is BOB's GYM still active?
Yes, BOB's GYM is an active enterprise in the KBO register.
What is the turnover of BOB's GYM?
The turnover in financial year 2025 is ≈ €47,000. This figure is estimated from the gross margin of €8,029 and 45 comparable companies (NACE 931). It probably lies between €21,000 and €110,000. It is a rough estimate.Financials
Is BOB's GYM profitable?
In financial year 2025, BOB's GYM made a loss of €8,882.
Where can I find the annual accounts of BOB's GYM?
BOB's GYM filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BOB's GYM due?
BOB's GYM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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