Summary
MARACAY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.9m and a net result of €26,576. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 5651 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
39 d early
2023
44 d early
2022
40 d early
2021
39 d early
2020
5 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€2.9m▼ 10.2%
2024 · €3.3m
Net result
€26,576▼ 90.4%
2024 · €277,154
Total assets
€4.1m▼ 6.6%
2024 · €4.3m
Solvency
72.0%▼ 2.9pp
2024 · 74.9%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,185€40,677▲ 209%€89,020▲ 119%€68,137▼ 23.5%€71,886▲ 5.5%
Net result€239,533above the sector's middle half▼ 33.3%-€10,215below the sector's middle half€39,372within the sector's middle half€277,154above the sector's middle half▲ 604%€26,576within the sector's middle half▼ 90.4%
Equity€3.0mabove the sector's middle half▲ 8.7%€3.0mabove the sector's middle half▼ 0.3%€3.0mabove the sector's middle half▲ 0.2%€3.3mabove the sector's middle half▲ 9.3%€2.9mabove the sector's middle half▼ 10.2%
Total assets€4.1mabove the sector's middle half▲ 3.6%€4.0mabove the sector's middle half▼ 2.0%€4.1mwithin the sector's middle half▲ 2.1%€4.3mwithin the sector's middle half▲ 6.3%€4.1mabove the sector's middle half▼ 6.6%
Debt€1.1m▼ 8.0%€1.0m▼ 6.5%€1.1m▲ 7.7%€1.1m▼ 1.6%€1.1m▲ 4.1%
Working capital-€579,869below the sector's middle half▲ 20.4%-€585,368below the sector's middle half▼ 0.9%-€590,659below the sector's middle half▼ 0.9%-€296,407below the sector's middle half▲ 49.8%-€641,696below the sector's middle half▼ 116%
Solvency73.1%within the sector's middle half▲ 3.4pp74.3%within the sector's middle half▲ 1.2pp72.9%within the sector's middle half▼ 1.4pp74.9%within the sector's middle half▲ 2.0pp72.0%within the sector's middle half▼ 2.9pp
Current ratio0.46within the sector's middle half▲ 0.090.42within the sector's middle half▼ 0.040.46within the sector's middle half▲ 0.040.72within the sector's middle half▲ 0.260.43within the sector's middle half▼ 0.29
Return on assets (ROA)5.9%within the sector's middle half▼ 3.2pp-0.3%below the sector's middle half▼ 6.1pp1.0%within the sector's middle half▲ 1.2pp6.4%within the sector's middle half▲ 5.4pp0.7%within the sector's middle half▼ 5.7pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.1m
Fixed assets
€3.6m ▼ 0.1%
Current assets
€480,027 ▼ 37.2%
Equity and liabilities €4.1m
Equity
€2.9m ▼ 10.2%
Debt
€1.1m ▲ 4.1%
Debt's share of the balance-sheet total rises from 25.1% to 28.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
0.9%▼
2024 · 8.5%
Debt ≤ 1 year
€1.1m▲
2024 · €1.1m
Income taxes
€9,773▼
2024 · €38,628
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,215 | €5,239 | €4,886 | €9,952 | €10,802 | ▲ 8.5% |
| Other operating charges640/8 | - | €4,148 | €4,462 | €4,531 | €5,039 | ▲ 11.2% |
| Gross operating margin9900 | €25,181 | €50,064 | €98,368 | €82,621 | €87,727 | ▲ 6.2% |
| Operating profit (loss)9901 | €13,185 | €40,677 | €89,020 | €68,137 | €71,886 | ▲ 5.5% |
| Financial income75/76B | - | €879 | €5,548 | €314,514 | €12,763 | ▼ 95.9% |
| Recurring financial income75 | €301,749 | €879 | €5,548 | €314,514 | €12,763 | ▼ 95.9% |
| Financial charges65/66B | - | €49,695 | €49,295 | €66,870 | €48,300 | ▼ 27.8% |
| Recurring financial charges65 | €49,376 | €49,695 | €49,295 | €48,870 | €48,300 | ▼ 1.2% |
| Non-recurring financial charges66B | - | - | - | €18,000 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €265,559 | -€8,139 | €45,273 | €315,782 | €36,350 | ▼ 88.5% |
| Income taxes67/77 | €26,025 | €2,076 | €5,901 | €38,628 | €9,773 | ▼ 74.7% |
| Profit (loss) for the period9904 | €239,533 | -€10,215 | €39,372 | €277,154 | €26,576 | ▼ 90.4% |
| Profit (loss) for the period to be appropriated9905 | €239,533 | -€10,215 | €39,372 | €277,154 | €26,576 | ▼ 90.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.1m | €4.0m | €4.1m | €4.3m | €4.1m | ▼ 6.6% |
| Fixed assets21/28 | €3.6m | €3.6m | €3.6m | €3.6m | €3.6m | ▼ 0.1% |
| Tangible fixed assets22/27 | €26,618 | €21,379 | €16,493 | €30,014 | €26,783 | ▼ 10.8% |
| Plant, machinery and equipment23 | - | €15,393 | €13,500 | €11,608 | €9,715 | ▼ 16.3% |
| Furniture and vehicles24 | - | €0 | - | €18,406 | €17,068 | ▼ 7.3% |
| Other tangible fixed assets26 | - | €5,986 | €2,993 | €0 | - | - |
| Financial fixed assets28 | €3.6m | €3.6m | €3.6m | €3.5m | €3.5m | = |
| Current assets29/58 | €496,921 | €420,615 | €504,740 | €764,517 | €480,027 | ▼ 37.2% |
| Amounts receivable after more than one year29 | - | - | €301,710 | €406,710 | €316,710 | ▼ 22.1% |
| Other amounts receivable291 | - | - | €301,710 | €406,710 | €316,710 | ▼ 22.1% |
| Amounts receivable within one year40/41 | €49,889 | €47,249 | €95,284 | €48,096 | €6,243 | ▼ 87.0% |
| Trade receivables40 | - | €27,780 | €48,540 | €10,879 | €17 | ▼ 99.8% |
| Other amounts receivable41 | - | €19,469 | €46,744 | €37,217 | €6,227 | ▼ 83.3% |
| Cash at bank and in hand54/58 | €30,998 | €28,363 | €92,683 | €125,584 | €139,377 | ▲ 11.0% |
| Deferred charges and accrued income490/1 | - | €345,003 | €15,063 | €184,127 | €17,696 | ▼ 90.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.1m | €4.0m | €4.1m | €4.3m | €4.1m | ▼ 6.6% |
| Equity10/15 | €3.0m | €3.0m | €3.0m | €3.3m | €2.9m | ▼ 10.2% |
| Contributions10/11 | - | €2.3m | €2.3m | €2.3m | €2.3m | = |
| Reserves13 | €643,414 | €637,760 | €637,782 | €914,936 | €582,635 | ▼ 36.3% |
| Non-distributable reserves130/1 | - | €39,349 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €39,349 | €0 | - | - | - |
| Distributable reserves133 | - | €598,411 | €637,782 | €914,936 | €582,635 | ▼ 36.3% |
| Profit (loss) carried forward14 | - | -€4,560 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €1.1m | €1.0m | €1.1m | €1.1m | €1.1m | ▲ 4.1% |
| Amounts payable within one year42/48 | €1.1m | €1.0m | €1.1m | €1.1m | €1.1m | ▲ 5.7% |
| Financial debts43 | - | €0 | €15,268 | €23,537 | €9,390 | ▼ 60.1% |
| Credit institutions430/8 | - | €0 | €15,268 | €23,537 | €9,390 | ▼ 60.1% |
| Trade debts44 | €40,545 | €14,808 | €11,415 | €15,659 | €10,962 | ▼ 30.0% |
| Suppliers440/4 | - | €14,808 | €11,415 | €15,659 | €10,962 | ▼ 30.0% |
| Advances received on contracts in progress46 | - | - | €39,527 | €0 | €25,429 | - |
| Taxes, remuneration and social security45 | - | €7,341 | €10,566 | €33,264 | €4,785 | ▼ 85.6% |
| Taxes450/3 | - | €7,341 | €10,566 | €33,264 | €4,785 | ▼ 85.6% |
| Other amounts payable47/48 | - | €983,834 | €1.0m | €988,464 | €1.1m | ▲ 8.4% |
| Accrued charges and deferred income492/3 | - | €22,011 | €12,252 | €28,470 | €12,252 | ▼ 57.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €239,533 | -€10,215 | €39,372 | €277,154 | €26,576 | ▼ 90.4% |
| + Depreciation and write-downs630 | €5,215 | €5,239 | €4,886 | €9,952 | €10,802 | ▲ 8.5% |
| Operating cash flow (approximation) | €244,748 | -€4,975 | €44,258 | €287,106 | €37,379 | ▼ 87.0% |
| Investment in fixed assets (approximation) | - | €0 | -€5,000 | -€9,072 | -€7,573 | ▲ 16.5% |
| Change in cash | - | -€2,635 | €64,320 | €32,900 | €13,793 | ▼ 58.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
State Gazette act
Appointment: Padamo (non-statutory director)Permanent representative: STRAATMAN Dylan · Resignation: STRAATMAN Everhardus (statutory director) · Registered office clause8 facts ▸
State Gazette act
Appointment: Padamo (non-statutory director)
Permanent representative: STRAATMAN Dylan · Resignation: STRAATMAN Everhardus (statutory director) · Registered office clause8 facts ▸
- General meeting, 21-04-2026
- Registered office clause, administratieve adreswijziging, 3700 Tongeren-Borgloon, Kerkedries 7
- Director appointment, Padamo (non-statutory director)
- Permanent representative, STRAATMAN Dylan (permanent representative)
- Director resignation, STRAATMAN Everhardus (statutory director)
- Director discharge, STRAATMAN Everhardus (statutory director)
- Statutes amendment, 12.1
- Power of attorney, Peter Timmermans
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €39,372
Net result €39,372 after one loss-making year.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Weakest financial yearnet -€10,215
Net result drops to -€10,215, the lowest in the series; recovery starts the following year.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Back to profitnet €358,877
Net result €358,877 after one loss-making year.
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Board 1
Padamo
CurrentNon-statutory director · since 21-04-2026 · Private limited company · perm. rep.: STRAATMAN Dylan
Permanent representatives 1
STRAATMAN Dylan
CurrentPermanent representative · since 21-04-2026 · for Padamo
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2009
Ground area
1,931 m²
Building footprint
307 m²
Volume, LiDAR
1,918 m³
Parcel 73080A1054/00M000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARACAY
since 20092.178.149.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73080A1054/00M000 | Flanders | 1,931 m² | 1 · 307 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Padamo |
|
| STRAATMAN Everhardus |
|
Structure & network
Owners and holdings
7 holdingsOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 7
-
85.2%
-
50%
-
50%
-
25%
-
20%
-
20%
-
16.67%
According to the annual accounts to 30-06-2025 of MARACAY and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe group is listed under Ownership & control below; here you explore it as a network.
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Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
1 location
1 location
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Company details
Identification
Legal formPrivate limited company
Founded05-03-2009
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0810211801
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.