MAR & DI
The computed 12-month bankruptcy probability of MAR & DI is 6.1% (elevated). The 2025 annual accounts show negative equity (€-265k) and a net result of €-87k. Equity is shrinking by ~49.7% per year across the filed fiscal years. Its solvency ranks better than 11% of 1406 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-265k |
| Net result | €-87k |
| Staff (FTE) | 6.7 |
| Better than sector | 11% |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -54.3% | 23.7% | |
| Net result | €-87k | €8k | |
| Equity | €-265k | €26k | |
| Gross operating margin | €32k | €36k | |
| Staff costs | €101k | €42k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-72k |
| Net profit | €-87k |
| Cash flow | €-74k |
| Staff costs | €101k |
| Income taxes | €258 |
| Dividends | - |
| Total assets | €488k |
| Equity | €-265k |
| Debt | €754k |
| of which ≤ 1y | €254k |
| of which > 1y | €500k |
| Working capital | €174k |
| Employees (FTE) | 6.7 |
| 2025 | |
|---|---|
| Current ratio | 1.69 |
| Quick ratio | 0.20 |
| Working capital ratio | 35.6% |
| Solvency | -54.3% |
| Debt / equity | -2.84 |
| Long-term debt ratio | -1.89 |
| Interest coverage | -36.71 |
| Gross margin | - |
| Net margin | - |
| ROA | -17.7% |
| ROE | 32.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €488k |
| Fixed assets | 21/28 | €61k |
| Intangible fixed assets | 21 | €2k |
| Tangible fixed assets | 22/27 | €35k |
| Financial fixed assets | 28 | €24k |
| Current assets | 29/58 | €428k |
| Stocks & contracts in progress | 3 | €378k |
| Amounts receivable within one year | 40/41 | €31k |
| Cash & bank | 54/58 | €19k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €488k |
| Equity | 10/15 | €-265k |
| Contributions / capital | 10/11 | €50k |
| Accumulated profits (losses) | 14 | €-315k |
| Amounts payable | 17/49 | €754k |
| Amounts payable after one year | 17 | €500k |
| Amounts payable within one year | 42/48 | €254k |
| Trade debts payable within one year | 44 | €49k |
| Income statement | ||
| Gross operating margin | 9900 | €32k |
| Operating result | 9901 | €-86k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-86k |
| Income taxes | 67/77 | €258 |
| Net result for the period | 9904 | €-87k |
| Result to be appropriated | 9905 | €-87k |
| NACE primary | Retail trade(47711) |
| Legal form | Private limited company(610) |
| Incorporation | 13-12-2018 |
| Status | Active |
| Postal code | 1050 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0692/00T000 | Flanders | 2,535 m² | 1 · 638 m² | 18.1 m · 3 fl. |
| 21447B0296/00Z009 | Brussels | 304 m² | 1 · 205 m² | 19.5 m · 6 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
15-01-2024 Transaction in capital or shares
Technical details
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"events": [
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}
],
"notary": {
"name": "Pierre STERCKMANS",
"firm_city": null,
"firm_name": "Pierre STERCKMANS \u0026 Thi Thuy Mai HONG, Notaires associ\u00E9s",
"office_city": "Tubize",
"is_associated": true
},
"act_meta": {
"language": "fr",
"pub_date": "2024-01-15",
"filing_date": "2024-01-11",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"act_date": "2023-12-28",
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": null
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0715.781.212",
"name_full": "MAR \u0026 DI",
"legal_form": "SRL",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
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"person_role_at_subject": null
},
"co_filed_documents": [
"statuts coordonn\u00E9s",
"exp\u00E9dition Pierre STERCKMANS"
],
"shareholders_after": [],
"share_classes_after": [
{
"n_shares": 100,
"class_name": "Gewone Aandelen",
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}
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | MAR & DI |