MAPLE TREE
ActiveMAPLE TREE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €273k and a net result of €89k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency53▲+15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.29 in 2024), and 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
13.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
60 d late
2023
28 d late
2022
25 d late
2021
24 d late
2020
19 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€273k▲ 48.5%
2024 · €184k
2018: €124k
2019: €121k
2020: €133k
2021: €66k
2022: €26k
2023: €112k
2024: €184k
2018 → 2025
Total assets
€645k▲ 10.3%
2024 · €585k
2018: €154k
2019: €175k
2020: €186k
2021: €116k
2022: €150k
2023: €184k
2024: €585k
2018 → 2025
Net result
€89k▲ 23.3%
2024 · €72k
2018: €56k
2019: €84k
2020: €98k
2021: €44k
2022: €50k
2023: €85k
2024: €72k
2018 → 2025
Working capital
€-196k▲ 31.3%
2024 · €-286k
2018: €112k
2019: €112k
2020: €129k
2021: €66k
2022: €26k
2023: €110k
2024: €-286k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€26k▼ 60.2%€112k▲ 324%€184k▲ 64.8%€273k▲ 48.5%
Operating result€57k-€64k▲ 11.4%€108k▲ 70.5%€97k▼ 10.4%€120k▲ 23.1%
Net result€44k-€50k▲ 13.5%€85k▲ 70.1%€72k▼ 15.1%€89k▲ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €645k
Fixed assets
€469k▼ 0.1%
Current assets
€176k▲ 52.9%
Equity and liabilities €645k
Equity
€273k▲ 48.5%
Debt
€372k▼ 7.2%
The debt ratio falls from 68.5% to 57.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€120k▲
2024 · €97k
Cash flow
€89k▲
2024 · €73k
Solvency
42.3%▲
2024 · 31.5%
Current ratio
0.47▲
2024 · 0.29
Quick ratio
0.47▲
2024 · 0.29
Debt / equity
1.36▼
2024 · 2.18
ROE
32.7%▼
2024 · 39.3%
ROA
13.8%▲
2024 · 12.4%
Interest coverage
361.22▲
2024 · 308.34
Debt
€372k▼
2024 · €401k
Debt ≤ 1 year
€372k▼
2024 · €401k
Income taxes
€30k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€585k€645k▲
Fixed assets21/28€470k€469k▼
Tangible fixed assets22/27€1k€888▼
Furniture and vehicles24€1k€888▼
Financial fixed assets28€468k€468k=
Current assets29/58€115k€176k▲
Amounts receivable after more than one year29€51k€32k▼
Other amounts receivable291€51k€32k▼
Amounts receivable within one year40/41€41k€63k▲
Trade receivables40€41k€44k▲
Other amounts receivable41€4€20k▲
Cash at bank and in hand54/58€22k€80k▲
Deferred charges and accrued income490/1€151€130▼
Equity and liabilities
Total equity and liabilities10/49€585k€645k▲
Equity10/15€184k€273k▲
Contributions10/11€20k€20k=
Reserves13€163k€252k▲
Distributable reserves133€163k€252k▲
Profit (loss) carried forward14€395€541▲
Amounts payable17/49€401k€372k▼
Amounts payable within one year42/48€401k€372k▼
Trade debts44€3k€676▼
Suppliers440/4€3k€676▼
Taxes, remuneration and social security45€18k€20k▲
Taxes450/3€18k€20k▲
Other amounts payable47/48€380k€351k▼
Accrued charges and deferred income492/3€66€69▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€327€327=
Other operating charges640/8€870€820▼
Gross operating margin9900€98k€121k▲
Operating profit (loss)9901€97k€120k▲
Financial income75/76B-€336
Recurring financial income75-€336
Financial charges65/66B€316€332▲
Recurring financial charges65€316€332▲
Profit (loss) for the period before taxes9903€97k€120k▲
Income taxes67/77€25k€30k▲
Profit (loss) for the period9904€72k€89k▲
Profit (loss) for the period to be appropriated9905€72k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€90k▲
Profit (loss) brought forward from the previous period14P€1k€395▼
Transfer to equity691/2€73k€89k▲
To other reserves6921€73k€89k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €200kEq €273k ▲48.5%
8 profitable years in a row build equity to €273k.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Equity above €150kEq €184k ▲64.8%
7 profitable years in a row build equity to €184k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.53
Current ratio from 1.21 to 2.53; short-term debt falls from €123k to €72k.
31-12
Financial
Equity above €100kEq €112k ▲324%
6 profitable years in a row build equity to €112k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Weakest financial yearnet €44k ▼55.1%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Highest result since 2018net €98k ▲17.3%
Operating result €123k, net result €98k, both a record.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visélaan 231170 Watermaal-BosvoordeGround area
152 m²
Building footprint
90 m²
Volume, LiDAR
944 m³
Parcel 21017D0055/02C002, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MAPLE TREE
since 20142.231.072.254
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0055/02C002 | Brussels | 152 m² | 1 · 90 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STEELTECH SERVICES
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TIDR
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INFINUM
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 4,906 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2014
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.