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Generated 06-08-2026
Active BE 0667.762.252Private limited company

MANUBELL

Acacialaan 22 ·2630 Aartselaar, Belgium· 9 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of MANUBELL is 1.2% (low). The 2024 annual accounts show equity of €161k and a net result of €62k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 1225 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €161k
Net result €62k
Better than sector 51%
Active 9 yrs
Snowflake analysis 5 axes · computed by Checked
Health71Profitability100Solvency33Growth78Stability100
76 / 100

Exceptional profile, strong across almost every axis.

Health 71
Profitability 100
Solvency 33
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
71 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview8 NBB filings
Annual accounts filed on 30-06-2025 with the NBB · fiscal year 2024 · verkort
€0€25k€50k€75k€100kOperating result 2020: €46k€46kNet result 2020: €63k€63kOperating result 2021: €29k€29kNet result 2021: €15k€15kOperating result 2022: €63k€63kNet result 2022: €37k€37kOperating result 2023: €75k€75kNet result 2023: €46k€46kOperating result 2024: €96k€96kNet result 2024: €62k€62k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~21.2%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2025: €174k (€161k - €187k)2026: €211k (€198k - €224k)2027: €256k (€243k - €269k)2018: €46k2019: €55k2020: €75k2021: €80k2022: €97k2023: €119k2024: €161k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 21.4% 20.4%
better than 51% of 1225 sector peers
Net result €62k €26k
better than 66% of 1224 sector peers
Equity €161k €142k
better than 53% of 1225 sector peers
Gross operating margin €146k €217k
better than 37% of 1223 sector peers
Total assets €751k €765k
better than 49% of 1225 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€135k
+28.7% 18-24
Net profit
€62k
+34.0% 18-24
Cash flow
€101k
+33.4% 18-24
Total assets
€751k
+21.6% 18-24
Equity
€161k
+35.4% 18-24
Working capital
€79k
+46.3% 18-24
Income taxes
€23k
+26.5% 18-24
Dividends
€20k
-20.0% 18-24
Debt
€590k
+18.3% 18-24
Debt ≤ 1y
€380k
+41.0% 18-24
Debt > 1y
€210k
-8.3% 18-24
Current ratio
1.21
+0.6% 18-24
Quick ratio
0.73
+125.1% 18-24
Solvency
21.4%
+11.3% 18-24
Debt / equity
3.67
-12.6% 18-24
ROE
38.6%
-1.1% 18-24
ROA
8.3%
+10.2% 18-24
Interest coverage
11.72
+25.9% 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€135k
Net profit€62k
Cash flow€101k
Staff costs-
Income taxes€23k
Dividends€20k
Total assets€751k
Equity€161k
Debt€590k
of which ≤ 1y€380k
of which > 1y€210k
Working capital€79k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.21
Quick ratio0.73
Working capital ratio10.5%
Solvency21.4%
Debt / equity3.67
Long-term debt ratio1.31
Interest coverage11.72
Gross margin-
Net margin-
ROA8.3%
ROE38.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€751k
Fixed assets 21/28€292k
Tangible fixed assets 22/27€292k
Current assets 29/58€459k
Stocks & contracts in progress 3€180k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€235k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€751k
Equity 10/15€161k
Contributions / capital 10/11€20k
Reserves 13€2k
Accumulated profits (losses) 14€139k
Amounts payable 17/49€590k
Amounts payable after one year 17€210k
Amounts payable within one year 42/48€380k
Trade debts payable within one year 44€200k
Income statement
Gross operating margin 9900€146k
Operating result 9901€96k
Financial income 75€294
Financial charges 65€11k
Result before taxes 9903€85k
Income taxes 67/77€23k
Net result for the period 9904€62k
Result to be appropriated 9905€62k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47811)
Legal form Private limited company(610)
Incorporation15-12-2016
StatusActive
Postal code2630
Establishment units 2 locations
About Cars
Acacialaan 22, 2630 AartselaarGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20162.259.434.856
ABOUT CARS
Boomsesteenweg 20, 2630 AartselaarGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20192.286.169.739
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11372A0285/00M000 Flanders 6,223 m² 1 · 1,525 m² 8.5 m · 2 fl.
11372D0236/00X000 Flanders 695 m² 1 · 216 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
State Gazette act Benaming
General meeting · Name change
2025
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
03-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
04-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
25-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
03-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
27-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
27-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
Belgisch Staatsblad, acts 4 acts
Address history · 1
04-02-2020
v3.2
All acts · 4 updated 4 months ago
2026
31-03-2026 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Frank Liesse
Summary: Statutes changeNotary: Frank Liesse · AntwerpenFirm: Celis & Liesse
Technical details 
{
  "notary": {
    "name": "Frank Liesse",
    "firm_city": null,
    "firm_name": "Celis \u0026 Liesse",
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-03-31",
    "filing_date": "2026-03-27",
    "act_kind_objet": "BENAMING"
  },
  "key_dates": [
    {
      "date": "2026-03-26",
      "label": "akte date"
    },
    {
      "date": "2026-03-27",
      "label": "Neergelegd"
    },
    {
      "date": "2026-03-31",
      "label": "Bijlagen bij het Belgisch Staatsblad"
    }
  ],
  "key_parties": [
    {
      "kbo": "0667762252",
      "kind": "org",
      "name": "MANUBELL",
      "role": "Benoeming bestuurder"
    },
    {
      "kind": "person",
      "name": "Frank Liesse",
      "role": "Notaris"
    },
    {
      "kind": "org",
      "name": "Celis \u0026 Liesse",
      "role": "Notarisfirma"
    }
  ],
  "key_amounts_eur": [],
  "subject_company": {
    "kbo": "0667.762.252",
    "name_full": "MANUBELL",
    "legal_form": "BESLOTEN VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "statutes_change"
}
2025
26-09-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2025-09-10",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0667.762.252",
    "name_full": "ABOUT CARS",
    "legal_form": "BVBA"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2020
04-02-2020 Registered office moved to Aartselaar Registered-office change
  • Acacialaan 22, 2630 Aartselaar
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Aartselaar",
        "region": "Vlaams Gewest",
        "street": "Acacialaan",
        "country": "BE",
        "postcode": "2630",
        "box_number": null,
        "street_number": "22"
      },
      "old_address": null,
      "effective_date": "2020-01-02",
      "evidence_quote": "Uit het verslag van de raad van bestuur van 2 januari 2020 blijkt de verplaatsing van de zetel per 2 januari 2020 naar voigend adres: Acacialaan 22 2630 Aartselaar"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0667.762.252",
    "name_full": "ABOUT CARS",
    "legal_form": "BVBA"
  }
}
2016
19-12-2016 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Rubensstraat 10, 2627 Schelle",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1967-11-15",
        "name": "PERMANNE Patrick Marcella Jan Guy",
        "niss": null,
        "address": "2627 Schelle, Rubensstraat 10"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 20000,
      "holder_person_name": "PERMANNE Patrick Marcella Jan Guy",
      "is_subscriber_only": false,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 20000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1968-03-25",
        "name": "VAN dER AVERT Els Anna Emilienne",
        "niss": null,
        "address": "2627 Schelle, Rubensstraat 10"
      },
      "share_class": "A",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 20000,
      "holder_person_name": "VAN dER AVERT Els Anna Emilienne",
      "is_subscriber_only": false,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 20000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 20000,
  "subject_company": {
    "kbo": "0667.762.252",
    "name_full": "About Cars",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2016-12-14",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Diensten in verband met vervoer te land52210Diensten in verband met vervoer te land52210Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL MANUBELL
Registered office
Acacialaan 22
2630 Aartselaar, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative