MANNASOFT
ActiveMANNASOFT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €21k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 70% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-15
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.24 against 5.18 in 2024; short-term debt: 23.2% and cash: 1.3% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
38 d early
2023
29 d late
2022
14 d late
2021
31 d late
2020
61 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€222k▲ 9.9%
2024 · €202k
2018: €57k
2019: €77k
2020: €96k
2021: €112k
2022: €129k
2023: €155k
2024: €202k
2018 → 2025
Total assets
€289k▲ 14.8%
2024 · €251k
2018: €67k
2019: €85k
2020: €119k
2021: €139k
2022: €162k
2023: €207k
2024: €251k
2018 → 2025
Net result
€21k▼ 56.7%
2024 · €48k
2018: €16k
2019: €20k
2020: €18k
2021: €16k
2022: €30k
2023: €43k
2024: €48k
2018 → 2025
Working capital
€217k▲ 7.2%
2024 · €202k
2018: €40k
2019: €65k
2020: €84k
2021: €106k
2022: €128k
2023: €155k
2024: €202k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€129k▲ 15.8%€155k▲ 19.4%€202k▲ 30.5%€222k▲ 9.9%
Operating result€22k-€41k▲ 86.6%€57k▲ 39.7%€65k▲ 14.0%€25k▼ 61.5%
Net result€16k-€30k▲ 83.9%€43k▲ 44.1%€48k▲ 11.9%€21k▼ 56.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€5k▲ 655%
Current assets
€284k▲ 13.2%
Equity and liabilities €289k
Equity
€222k▲ 9.9%
Debt
€67k▲ 34.9%
The debt ratio rises from 19.7% to 23.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €67k
Cash flow
€22k▼
2024 · €49k
Solvency
76.8%▼
2024 · 80.3%
Current ratio
4.24▼
2024 · 5.18
Quick ratio
4.24▼
2024 · 5.18
Debt / equity
0.30▲
2024 · 0.25
ROE
9.4%▼
2024 · 23.8%
ROA
7.2%▼
2024 · 19.1%
Interest coverage
8.96▼
2024 · 25.67
Debt
€67k▲
2024 · €50k
Debt ≤ 1 year
€67k▲
2024 · €48k
Income taxes
€8k▼
2024 · €18k
Staff costs
€39k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€289k▲
Fixed assets21/28€640€5k▲
Tangible fixed assets22/27€591€5k▲
Furniture and vehicles24€591€5k▲
Financial fixed assets28€50€50=
Current assets29/58€251k€284k▲
Amounts receivable within one year40/41€32k€16k▼
Trade receivables40€30k€5k▼
Other amounts receivable41€2k€10k▲
Current investments50/53€215k€262k▲
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€251k€289k▲
Equity10/15€202k€222k▲
Contributions10/11€6k€6k=
Reserves13€196k€216k▲
Distributable reserves133€196k€216k▲
Amounts payable17/49€50k€67k▲
Amounts payable within one year42/48€48k€67k▲
Trade debts44€900€3k▲
Suppliers440/4€900€3k▲
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€34k€52k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Remuneration, social security and pensions62€36k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€249€668▲
Gross operating margin9900€103k€67k▼
Operating profit (loss)9901€65k€25k▼
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€66k€29k▼
Income taxes67/77€18k€8k▼
Profit (loss) for the period9904€48k€21k▼
Profit (loss) for the period to be appropriated9905€48k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€21k▼
Profit (loss) brought forward from the previous period14P€3k-
Transfer to equity691/2€50k€20k▼
To other reserves6921€50k€20k▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €48k ▲11.9%
Operating result €65k, net result €48k, both a record.
31-12
Financial
Equity above €200kEq €202k ▲30.5%
7 profitable years in a row build equity to €202k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €150kEq €155k ▲19.4%
6 profitable years in a row build equity to €155k.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €16k ▼10.6%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €112k ▲17%
4 profitable years in a row build equity to €112k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2001
Ground area
429 m²
Building footprint
116 m²
Volume, LiDAR
721 m³
Parcel 12026D0450/00K012, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Datatweb
since 20012.098.262.725
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0450/00K012 | Flanders | 428 m² | 1 · 116 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 14,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2001
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
72100
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:paul_masquelier@mannasoft.be
Phone:0473743778