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IMPACT CONSULTANCY

Active
Private limited companyfounded 200125 yrs activeDriehoekstraat 170, 2240 Zandhoven, BelgiumKBO/BCE: BE 0473.883.701

IMPACT CONSULTANCY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €7k. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
87 / 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+23
Solvency80▲+17
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.69 in 2024), but 64.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.8%
Return on assets
2.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
56 d early
2023
21 d early
2022
32 d early
2021
26 d early
2020
2 d early
2019
16 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€114k▲ 4.1%
2024 · €109k
2019: €186k 2020: €169k 2021: €159k 2022: €125k 2023: €114k 2024: €109k
2019 → 2025
Total assets
€318k▼ 21.0%
2024 · €402k
2019: €781k 2020: €698k 2021: €627k 2022: €512k 2023: €446k 2024: €402k
2019 → 2025
Net result
€7k▲ 432%
2024 · €1k
2019: €-452 2020: €-5k 2021: €-5k 2022: €-34k 2023: €2k 2024: €1k
2019 → 2025
Working capital
€72k▼ 9.4%
2024 · €79k
2019: €41k 2020: €36k 2021: €35k 2022: €135k 2023: €115k 2024: €79k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€159k-€125k▼ 21.3%€114k▼ 9.0%€109k▼ 3.8%€114k▲ 4.1%
Operating result€2k-€-32k€6k€5k▼ 13.4%€14k▲ 176%
Net result€-5k-€-34k▼ 643%€2k€1k▼ 39.1%€7k▲ 432%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €2k€2kNet result 2021: €-5k€-5kOperating result 2022: €-32k€-32kNet result 2022: €-34k€-34kOperating result 2023: €6k€6kNet result 2023: €2k€2kOperating result 2024: €5k€5kNet result 2024: €1k€1kOperating result 2025: €14k€14kNet result 2025: €7k€7k20212022202320242025
The operating result recovers in 2025; 2025 is 176% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318k
Fixed assets €158k▼ 23.8%
Current assets €159k▼ 17.9%
Equity and liabilities €318k
Equity €114k▲ 4.1%
Provisions €72k▼ 2.5%
Debt €132k▼ 39.7%
The debt ratio falls from 54.4% to 41.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€66k
2024 · €54k
Cash flow
€59k
2024 · €50k
Solvency
35.8%
2024 · 27.2%
Current ratio
1.82
2024 · 1.69
Quick ratio
1.82
2024 · 1.69
Debt / equity
1.16
2024 · 2.00
ROE
5.8%
2024 · 1.1%
ROA
2.1%
2024 · 0.3%
Interest coverage
12.70
2024 · 7.25
Debt
€132k
2024 · €219k
Debt ≤ 1 year
€87k
2024 · €115k
Debt > 1 year
€44k
2024 · €104k
Income taxes
€6k
2024 · €274
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€402k€318k
Fixed assets21/28€208k€158k
Tangible fixed assets22/27€205k€156k
Land and buildings22€205k€154k
Plant, machinery and equipment23-€1k
Financial fixed assets28€3k€3k=
Current assets29/58€194k€159k
Amounts receivable within one year40/41€154k€129k
Trade receivables40€38k€43k
Other amounts receivable41€116k€85k
Cash at bank and in hand54/58€40k€30k
Deferred charges and accrued income490/1€522€535
Equity and liabilities
Total equity and liabilities10/49€402k€318k
Equity10/15€109k€114k
Contributions10/11€6k€6k=
Reserves13€111k€107k
Tax-exempt reserves132€29k€22k
Distributable reserves133€82k€85k
Profit (loss) carried forward14€-8k-
Provisions and deferred taxes16€74k€72k
Provisions for liabilities and charges160/5€67k€67k=
Pensions and similar obligations160€67k€67k=
Deferred taxes168€7k€5k
Amounts payable17/49€219k€132k
Amounts payable after more than one year17€104k€44k
Financial debts170/4€104k€44k
Amounts payable within one year42/48€115k€87k
Current portion of amounts payable after more than one year42€61k€63k
Financial debts43€6-
Credit institutions430/8€6-
Trade debts44€24k€9k
Suppliers440/4€24k€9k
Taxes, remuneration and social security45€420€14k
Taxes450/3€420€14k
Other amounts payable47/48€30k€2k
Accrued charges and deferred income492/3€187€98
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€53k
Other operating charges640/8€3k€3k
Gross operating margin9900€57k€69k
Operating profit (loss)9901€5k€14k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€7k€5k
Recurring financial charges65€7k€5k
Profit (loss) for the period before taxes9903€-316€11k
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€274€6k
Profit (loss) for the period9904€1k€7k
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€9k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€5k
Profit (loss) brought forward from the previous period14P€-17k€-8k
Transfer from equity791/2€6k€2k
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7€6k€2k
Return on contributions (dividend)694€6k€2k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
12-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2019net €7k ▲432%
Operating result €14k, net result €7k, both a record.
2024
06-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
10-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Back to profitnet €2k
Net result €2k after 4 loss-making years.
2022
30-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity doublescurrent ratio 2.47
Current ratio from 1.15 to 2.47; short-term debt falls from €241k to €92k.
05-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Driehoekstraat 1702240 Zandhoven
Ground area
982 m²
Building footprint
177 m²
Volume, LiDAR
1,018 m³
Parcel 11054C0042/00D000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Driehoekstraat 170, 2240 Zandhoven
Scientific research and development
since 20012.093.209.817
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11054C0042/00D000 Flanders 982 m² 1 · 177 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,471 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-01-2001
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
72220
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.