MAMZELLEGROUP

Active

Private limited companyfounded 20206 yrs activeBreydelstraat 2, 8370 Blankenberge, BelgiumKBO/BCE: BE 0741.536.591

The computed 12-month bankruptcy probability of MAMZELLEGROUP is 3.6% (moderate). The 2024 annual accounts show equity of €169k and a net result of €68k. Equity is growing by ~112.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 18938 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

66 / 100

Healthy▼ -20 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency38▼-7

Growth78=

Stability100

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €11k at 30 days acceptable

Liquidity short (current ratio 0.7 against 1.32 in 2023), and 71.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

45 d late

2024

29 d late

2023

26 d late

2022

25 d late

2021

31 d late

2020

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€169k▲ 66.6%

2023 · €102k

2020: €4k 2021: €23k 2022: €47k 2023: €102k

2020 → 2024

Total assets

€589k▲ 46.8%

2023 · €402k

2020: €313k 2021: €327k 2022: €331k 2023: €402k

2020 → 2024

Net result

€68k▲ 23.9%

2023 · €55k

2020: €-21k 2021: €19k 2022: €24k 2023: €55k

2020 → 2024

Working capital

€-94k

2023 · €54k

2020: €2k 2021: €5k 2022: €9k 2023: €54k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€4k-€23k▲ 499%€47k▲ 103%€102k▲ 116%€169k▲ 66.6%

Operating result€-18k-€24k€27k▲ 16.3%€74k▲ 169%€101k▲ 36.4%

Net result€-21k-€19k€24k▲ 23.2%€55k▲ 130%€68k▲ 23.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2024 is 36% above 2023 and is the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €589k

63.3%

36.7%

Fixed assets €373k▲ 106%

Current assets €216k▼ 2.0%

Equity and liabilities €589k

28.7%

71.3%

Equity €169k▲ 66.6%

Debt €420k▲ 40.0%

The debt ratio falls from 74.7% to 71.3%: equity grows faster than debt.

Key figures and ratios

2024 value · change against 2023

EBITDA

€137k▲

2023 · €105k

Cash flow

€104k▲

2023 · €86k

Solvency

28.7%▲

2023 · 25.3%

Current ratio

0.70▼

2023 · 1.32

Quick ratio

0.66▼

2023 · 1.28

Debt / equity

2.48▼

2023 · 2.96

ROE

40.0%▼

2023 · 53.8%

ROA

11.5%▼

2023 · 13.6%

Interest coverage

16.38▼

2023 · 20.28

Debt

€420k▲

2023 · €300k

Debt ≤ 1 year

€310k▲

2023 · €167k

Debt > 1 year

€109k▼

2023 · €133k

Income taxes

€28k▲

2023 · €14k

Staff costs

€45k▼

2023 · €87k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€402k€589k▲

Fixed assets21/28€181k€373k▲

Intangible fixed assets21€3k€2k▼

Tangible fixed assets22/27€178k€182k▲

Plant, machinery and equipment23€42k€31k▼

Furniture and vehicles24€5k€8k▲

Other tangible fixed assets26€131k€143k▲

Financial fixed assets28-€189k

Current assets29/58€221k€216k▼

Stocks and contracts in progress3€8k€10k▲

Stocks30/36€8k€10k▲

Amounts receivable within one year40/41€76k€45k▼

Trade receivables40€60k€34k▼

Other amounts receivable41€16k€11k▼

Current investments50/53€100k-

Cash at bank and in hand54/58€36k€160k▲

Deferred charges and accrued income490/1€877€834▼

Equity and liabilities

Total equity and liabilities10/49€402k€589k▲

Equity10/15€102k€169k▲

Contributions10/11€25k€25k=

Reserves13€77k€144k▲

Distributable reserves133€77k€144k▲

Amounts payable17/49€300k€420k▲

Amounts payable after more than one year17€133k€109k▼

Financial debts170/4€133k€109k▼

Amounts payable within one year42/48€167k€310k▲

Current portion of amounts payable after more than one year42€23k€24k▲

Trade debts44€69k€43k▼

Suppliers440/4€69k€43k▼

Advances received on contracts in progress46€3k€4k▲

Taxes, remuneration and social security45€4k€4k▲

Taxes450/3€1k€2k▲

Remuneration and social security454/9€2k€2k▼

Other amounts payable47/48€67k€236k▲

Accrued charges and deferred income492/3€508€565▲

Income statement Code20232024

Remuneration, social security and pensions62€87k€45k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€36k▲

Other operating charges640/8€3k€8k▲

Gross operating margin9900€195k€190k▼

Operating profit (loss)9901€74k€101k▲

Financial income75/76B€73€3k▲

Recurring financial income75€73€3k▲

Financial charges65/66B€5k€8k▲

Recurring financial charges65€5k€8k▲

Profit (loss) for the period before taxes9903€69k€95k▲

Income taxes67/77€14k€28k▲

Profit (loss) for the period9904€55k€68k▲

Profit (loss) for the period to be appropriated9905€55k€68k▲

Appropriation of the result

Profit (loss) to be appropriated9906€55k€68k▲

Transfer to equity691/2€55k€68k▲

To the legal reserve6920€55k€68k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 4Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

14-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 45 days late

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Highest result since 2020net €68k ▲23.9%

Operating result €101k, net result €68k, both a record.

31-12

Financial Equity above €150kEq €169k ▲66.6%

4 profitable years in a row build equity to €169k.

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

31-12

Financial Equity above €100kEq €102k ▲116%

3 profitable years in a row build equity to €102k.

25-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 25 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

31-12

Financial Back to profitnet €19k

Net result €19k after one loss-making year.

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Blankenberge · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Breydelstraat 28370 Blankenberge

Ground area

111 m²

Building footprint

138 m²

Volume, LiDAR

1,885 m³

Parcel 31004A0031/00B000, Flanders · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

MAMZELLE POULET

Weststraat 24, 8370 BlankenbergeRetail trade

since 20202.298.680.066

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31004A0031/00B000	Flanders	110 m²	1 · 138 m²	17.3 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 1,193 EUR awarded · 1,193 EUR paid

Year	Entries	awarded	paid
2023	1	1,193 EUR	1,193 EUR

Schemes

Vlaams opleidingsverlof (VOV)

1 entry · 1,193 EUR · 1,193 EUR paid · Departement Werk en Sociale Economie

Recognitions · licences · registrations

Food safety, FASFC

1 site

Blankenberge2.298.680.066

1 permission

Toelating · Eetgelegenheid · since 16-10-2020

Similar companies · same sector, comparable size

Geraardsbergen · Eq €169k

Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 8,867 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-01-2020

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56210Event catering

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.