DBA INVEST
ActiveSummary
The computed 12-month bankruptcy probability of DBA INVEST is 7.5% (elevated). The 2024 annual accounts show equity of €250k and a net result of €-8k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 18941 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67=
Solvency74▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
7.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity tight (current ratio 1.15 against 1.86 in 2023; short-term debt: 47.8% and cash: 10.7% of total assets), and 50.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.4%
Return on assets
-1.5%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-11-2025, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
95 d late
2023
54 d late
2022
31 d late
2021
67 d late
2020
67 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€250k▲ 30.3%
2023 · €192k
2020: €31k
2021: €175k
2022: €316k
2023: €192k
2020 → 2024
Total assets
€506k▲ 19.2%
2023 · €424k
2020: €60k
2021: €265k
2022: €421k
2023: €424k
2020 → 2024
Net result
€-8k▼ 57.7%
2023 · €-5k
2020: €25k
2021: €99k
2022: €137k
2023: €-5k
2020 → 2024
Working capital
€37k▼ 79.1%
2023 · €177k
2020: €2k
2021: €180k
2022: €297k
2023: €177k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€31k-€175k▲ 455%€316k▲ 81.0%€192k▼ 39.4%€250k▲ 30.3%
Operating result€18k-€98k▲ 430%€107k▲ 9.6%€31k▼ 71.5%€29k▼ 6.5%
Net result€25k-€99k▲ 290%€137k▲ 38.1%€-5k€-8k▼ 57.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €506k
Fixed assets
€227k ▲ 462%
Current assets
€279k ▼ 27.4%
Equity and liabilities €506k
Equity
€250k ▲ 30.3%
Debt
€256k ▲ 10.1%
Debt's share of the balance-sheet total falls from 54.8% to 50.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2023 · €60k
Cash flow
€34k▲
2023 · €25k
Current ratio
1.15▼
2023 · 1.86
Debt to equity
1.02▼
2023 · 1.21
ROE
-3.0%▼
2023 · -2.5%
ROA
-1.5%▼
2023 · -1.1%
Interest coverage
21.85▲
2023 · 10.24
Debt ≤ 1 year
€242k▲
2023 · €206k
Debt > 1 year
€14k▼
2023 · €26k
Income taxes
€35k▼
2023 · €37k
Staff costs
€234k▼
2023 · €306k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€424k€506k▲
Fixed assets21/28€40k€227k▲
Intangible fixed assets21€13k€9k▼
Tangible fixed assets22/27€27k€218k▲
Plant, machinery and equipment23€9k€116k▲
Furniture and vehicles24€16k€99k▲
Other tangible fixed assets26€2k€3k▲
Current assets29/58€384k€279k▼
Amounts receivable after more than one year29€44k€44k=
Other amounts receivable291€44k€44k=
Amounts receivable within one year40/41€149k€177k▲
Trade receivables40€37k€155k▲
Other amounts receivable41€112k€22k▼
Cash at bank and in hand54/58€187k€54k▼
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€424k€506k▲
Equity10/15€192k€250k▲
Contributions10/11€50k€50k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€135k€127k▼
Investment grants15€2k€68k▲
Amounts payable17/49€232k€256k▲
Amounts payable after more than one year17€26k€14k▼
Financial debts170/4€26k€14k▼
Amounts payable within one year42/48€206k€242k▲
Trade debts44€26k€140k▲
Suppliers440/4€26k€140k▲
Taxes, remuneration and social security45€46k€44k▼
Taxes450/3€13k€13k▲
Remuneration and social security454/9€33k€30k▼
Other amounts payable47/48€134k€58k▼
Income statement
Code20232024
Remuneration, social security and pensions62€306k€234k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€41k▲
Other operating charges640/8€4k€709▼
Gross operating margin9900€371k€305k▼
Operating profit (loss)9901€31k€29k▼
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€32k€28k▼
Income taxes67/77€37k€35k▼
Profit (loss) for the period9904€-5k€-8k▼
Profit (loss) for the period to be appropriated9905€-5k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€252k€127k▼
Profit (loss) brought forward from the previous period14P€257k€135k▼
Profit to be distributed694/7€118k-
Return on contributions (dividend)694€118k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 95 days late
2024
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
31-12
Financial
Equity above €200kEq €250k ▲30.3%
Equity rises from €192k to €250k.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €137k ▲38.1%
Operating result €107k, net result €137k, both a record.
31-12
Financial
Equity above €200kEq €316k ▲81%
3 profitable years in a row build equity to €316k.
06-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 67 days late
2021
31-12
Financial
Liquidity times 5current ratio 5.67
Current ratio from 1.07 to 5.67.
31-12
Financial
Equity above €150kEq €175k ▲455%
2 profitable years in a row build equity to €175k.
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Defacqzstraat 921060 Sint-Gillis (bij-Brussel)Ground area
111 m²
Building footprint
93 m²
Volume, LiDAR
1,275 m³
Parcel 21013B0352/00B006, Brussels · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DBA INVEST
since 20202.298.956.121
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0352/00B006 | Brussels | 111 m² | 1 · 93 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis2.298.956.121
Similar companies · same sector, comparable size
Restaurant Tissens
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YANA
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Liedekerke · Eq €249,801
TOM'S DINER
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BISTRO MEAT
BE 0778.680.861
Sint-Gillis (bij-Brussel) · Eq €249,960
MAMZELLEGROUP
BE 0741.536.591
Blankenberge · Eq €250,014
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,089 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
68121Development of residential building projects
56112Limited-service restaurants, excluding mobile food services
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.