Active BE 0826.957.563Private limited companyOpen bankruptcy

MAMZEL

Klaverbladstraat 19 ·3560 Lummen, Belgium· 16 yrs active

Sector: Retail trade (47120)

Conclusion Checked

A bankruptcy procedure is open for MAMZEL according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-114k) and a net result of €-9k.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€-114k
Net result	€-9k
Staff (FTE)	2
Better than sector	8%

Snowflake analysis 5 axes · computed by Checked

27 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 40

Solvency 36

Growth 58

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 21-01-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47 — Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	-48.0%	9.5%	better than 8% of 147 sector peers
Net result	€-9k	€6k	better than 28% of 147 sector peers
Equity	€-114k	€45k	better than 9% of 147 sector peers
Gross operating margin	€165k	€171k	better than 48% of 147 sector peers
Staff costs	€103k	€156k	higher than 37% of 110 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€58k

-54.4% 18–24

Net profit

€-9k

+95.8% 18–24

Cash flow

€34k

— 18–24

Total assets

€237k

-35.4% 18–24

Equity

€-114k

— 18–24

Working capital

€-99k

— 18–24

Employees (FTE)

2

-33.3% 18–24

Staff costs

€103k

— 18–24

Income taxes

€137

-51.7% 18–24

Debt

€351k

+2.3% 18–24

Debt ≤ 1y

€269k

-1.3% 18–24

Debt > 1y

€80k

+14.8% 18–24

Current ratio

0.63

-41.8% 18–24

Quick ratio

0.15

-69.4% 18–24

Solvency

-48.0%

— 18–24

Debt / equity

-3.08

— 18–24

ROE

8.0%

— 18–24

ROA

-3.9%

+93.6% 18–24

Interest coverage

2.42

— 18–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€58k
Net profit	€-9k
Cash flow	€34k
Staff costs	€103k
Income taxes	€137
Dividends	—
Total assets	€237k
Equity	€-114k
Debt	€351k
of which ≤ 1y	€269k
of which > 1y	€80k
Working capital	€-99k
Employees (FTE)	2.0

Ratios (computed)

	2024
Current ratio	0.63
Quick ratio	0.15
Working capital ratio	-41.7%
Solvency	-48.0%
Debt / equity	-3.08
Long-term debt ratio	-0.70
Interest coverage	2.42
Gross margin	—
Net margin	—
ROA	-3.9%
ROE	8.0%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €63k · 27.0% Current assets €170k · 73.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€237k
Fixed assets	21/28	€63k
Formation expenses	20	€5k
Intangible fixed assets	21	€57k
Tangible fixed assets	22/27	€2k
Financial fixed assets	28	€4k
Current assets	29/58	€170k
Stocks & contracts in progress	3	€129k
Amounts receivable within one year	40/41	€6k
Cash & bank	54/58	€32k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€237k
Equity	10/15	€-114k
Contributions / capital	10/11	€195k
Reserves	13	€49k
Accumulated profits (losses)	14	€-358k
Amounts payable	17/49	€351k
Amounts payable after one year	17	€80k
Amounts payable within one year	42/48	€269k
Trade debts payable within one year	44	€37k
Income statement
Gross operating margin	9900	€165k
Operating result	9901	€15k
Financial income	75	€114
Financial charges	65	€24k
Result before taxes	9903	€-9k
Income taxes	67/77	€137
Net result for the period	9904	€-9k
Result to be appropriated	9905	€-9k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates2 persons

Role	Name	Tenure	Source
Curator	BERT VANDENREYT PAALSESTEENWEG 131, 3583 05 BERINGEN-PAAL ↔ Also on 93 other cases	23-07-2025 → present	Belgian State Gazette
Curator	ANN NOE PAALS- ESTEENWEG 131, 3583 05 BERINGEN-PAAL ↔ Also on 77 other cases	23-07-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Retail trade(47120)
Legal form	Private limited company(610)
Incorporation	25-06-2010
Status	Active
Postal code	3560
First BS signal	29-07-2025
Latest BS signal	29-07-2025

Company structure — linked entities2 linked entities

Mandates

↔ 2 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 2 locations

Klaverbladstraat 19, 3560 Lummen

Groothandel in garen

since 20102.193.242.254

Blijmakers

Koning Albertstraat 7, 3290 DiestDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)

since 20232.344.110.116

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71037A2182/00K002	Flanders	9,955 m²	1 · 3,968 m²	7.8 m · 2 fl.
24020A1484/00E000	Flanders	116 m²	1 · 65 m²	13.9 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-07-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Hasselt · MAMZEL BV KLAVERBLAD- STRAAT 19/B, 3560 LUMMEN · event 23-07-2025

21-01-2025