Mamiluss
ActiveSummary
Mamiluss has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.60M and a net result of €204k. Equity is growing by ~4.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-5
Solvency93▲+2
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 2.29 in 2023; short-term debt: 13% and cash: 30.4% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.4%
Return on assets
5.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
15 d early
2023
34 d early
2022
189 d late
2021
128 d late
2020
125 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€2.60M▲ 8.5%
2023 · €2.39M
2018: €2.47M
2019: €2.65M
2020: €2.78M
2021: €2.95M
2022: €3.26M
2023: €2.39M
2018 → 2024
Total assets
€3.80M▲ 4.6%
2023 · €3.63M
2018: €2.56M
2019: €2.77M
2020: €2.91M
2021: €3.34M
2022: €3.73M
2023: €3.63M
2018 → 2024
Net result
€204k▼ 38.5%
2023 · €331k
2018: €143k
2019: €170k
2020: €131k
2021: €166k
2022: €313k
2023: €331k
2018 → 2024
Working capital
€1.16M▼ 9.3%
2023 · €1.28M
2018: €1.20M
2019: €1.41M
2020: €1.42M
2021: €1.89M
2022: €2.14M
2023: €1.28M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.78M-€2.95M▲ 5.9%€3.26M▲ 10.6%€2.39M▼ 26.6%€2.60M▲ 8.5%
Operating result€183k-€238k▲ 30.0%€453k▲ 90.7%€478k▲ 5.4%€289k▼ 39.5%
Net result€131k-€166k▲ 26.2%€313k▲ 89.4%€331k▲ 5.6%€204k▼ 38.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.80M
Fixed assets
€2.14M ▲ 57.6%
Current assets
€1.65M ▼ 27.1%
Equity and liabilities €3.80M
Equity
€2.60M ▲ 8.5%
Debt
€1.20M ▼ 2.8%
Debt's share of the balance-sheet total falls from 34.0% to 31.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€345k▼
2023 · €540k
Cash flow
€260k▼
2023 · €392k
Current ratio
3.35▲
2023 · 2.29
Debt to equity
0.46▼
2023 · 0.52
ROE
7.8%▼
2023 · 13.8%
ROA
5.4%▼
2023 · 9.1%
Interest coverage
44.40▼
2023 · 158.44
Debt ≤ 1 year
€494k▼
2023 · €989k
Debt > 1 year
€664k▲
2023 · €193k
Income taxes
€90k▼
2023 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€3.63M€3.80M▲
Fixed assets21/28€1.36M€2.14M▲
Tangible fixed assets22/27€1.36M€2.14M▲
Land and buildings22€1.30M€2.09M▲
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€53k€39k▼
Financial fixed assets28€3k€3k=
Current assets29/58€2.27M€1.65M▼
Amounts receivable after more than one year29€93k-
Other amounts receivable291€93k-
Amounts receivable within one year40/41€278k€221k▼
Trade receivables40€278k€221k▼
Current investments50/53€251k€252k▲
Cash at bank and in hand54/58€1.62M€1.15M▼
Deferred charges and accrued income490/1€28k€28k▲
Equity and liabilities
Total equity and liabilities10/49€3.63M€3.80M▲
Equity10/15€2.39M€2.60M▲
Contributions10/11€19k€19k=
Reserves13€2.37M€2.58M▲
Distributable reserves133€2.37M€2.58M▲
Amounts payable17/49€1.23M€1.20M▼
Amounts payable after more than one year17€193k€664k▲
Financial debts170/4€193k€664k▲
Amounts payable within one year42/48€989k€494k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Financial debts43€15k-
Other loans439€15k-
Trade debts44€841€81k▲
Suppliers440/4€841€81k▲
Taxes, remuneration and social security45€113k€14k▼
Taxes450/3€113k€14k▼
Other amounts payable47/48€830k€368k▼
Accrued charges and deferred income492/3€52k€42k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€56k▼
Other operating charges640/8€3k€6k▲
Gross operating margin9900€543k€351k▼
Operating profit (loss)9901€478k€289k▼
Financial income75/76B€10k€13k▲
Recurring financial income75€10k€13k▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€484k€294k▼
Income taxes67/77€153k€90k▼
Profit (loss) for the period9904€331k€204k▼
Profit (loss) for the period to be appropriated9905€331k€204k▼
Appropriation of the result
Profit (loss) to be appropriated9906€331k€204k▼
Transfer to equity691/2€331k€204k▼
To other reserves6921€331k€204k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
05-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 189 days late
2023
31-12
Financial
Highest result since 2018net €331k ▲5.6%
Operating result €478k, net result €331k, both a record.
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 128 days late
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 125 days late
2020
31-12
Financial
Weakest financial yearnet €131k ▼23%
Net result drops to €131k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Paquaylaan 1223550 Heusden-ZolderGround area
285 m²
Building footprint
172 m²
Volume, LiDAR
1,632 m³
Parcel 71025A0073/00X056, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pastoor Paquaylaan 122, 3550 Heusden-Zolder
since 20052.354.068.749
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A0073/00X056 | Flanders | 285 m² | 1 · 172 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2005
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.