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MALOT CONSULT

Active
Private limited companyfounded 20214 yrs activeAdolf Lootensstraat 42, 9031 Gent, BelgiumKBO/BCE: BE 0777.448.565
Summary

MALOT CONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €83,855 and a net result of €19,637. Equity is growing by ~40.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability95▼-5
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 8.3 against 4.95 in 2023; short-term debt: 11.9% and cash: 93.8% of total assets), and 11.9% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 80
Relative position
BE, all sectors
reference
Investigation and security activities (NACE 80)
about 5% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
35 d early
2024
28 d early
2023
5 d early
2022
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MALOT CONSULT was incorporated on 17 November 2021 as a Private limited company.1 Total assets rose from EUR 41,829 in 2022 to EUR 95,186 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€83,855▲ 27.3%
2023 · €65,884
Total assets
€95,186▲ 15.9%
2023 · €82,105
Net result
€19,637▼ 47.6%
2023 · €37,486
Working capital
€82,731▲ 29.1%
2023 · €64,061
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 80, Investigation and security activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€37,989-€48,522▲ 27.7%€25,483▼ 47.5%
Net result€30,164above the sector's middle half-€37,486above the sector's middle half▲ 24.3%€19,637within the sector's middle half▼ 47.6%
Equity€30,064within the sector's middle half-€65,884within the sector's middle half▲ 119%€83,855within the sector's middle half▲ 27.3%
Total assets€41,829below the sector's middle half-€82,105within the sector's middle half▲ 96.3%€95,186within the sector's middle half▲ 15.9%
Debt€11,765-€16,221▲ 37.9%€11,332▼ 30.1%
Working capital€28,001within the sector's middle half-€64,061within the sector's middle half▲ 129%€82,731within the sector's middle half▲ 29.1%
Solvency71.9%within the sector's middle half-80.2%above the sector's middle half▲ 8.4pp88.1%above the sector's middle half▲ 7.9pp
Current ratio3.48within the sector's middle half-4.95above the sector's middle half▲ 1.478.30above the sector's middle half▲ 3.35
Return on assets (ROA)72.1%above the sector's middle half-45.7%above the sector's middle half▼ 26.5pp20.6%within the sector's middle half▼ 25.0pp
above within below the middle half (P25 to P75) of NACE 80, Investigation and security activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2022: €37,989€37,989Net result 2022: €30,164€30,164Operating result 2023: €48,522€48,522Net result 2023: €37,486€37,486Operating result 2024: €25,483€25,483Net result 2024: €19,637€19,637202220232024€0€20,000€40,000Operating result 2022: €37,989€38,000Net result 2022: €30,164€30,200Operating result 2023: €48,522€48,500Net result 2023: €37,486€37,500Operating result 2024: €25,483€25,500Net result 2024: €19,637€19,600202220232024
The operating result falls in 2024; 2024 is 47% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €95,186
Fixed assets €1,124 ▼ 38.3%
Current assets €94,062 ▲ 17.2%
Equity and liabilities €95,186
Equity €83,855 ▲ 27.3%
Debt €11,332 ▼ 30.1%
Debt's share of the balance-sheet total falls from 19.8% to 11.9%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€26,182▼
2023 · €49,237
Cash flow
€20,336▼
2023 · €38,201
Debt to equity
0.14▼
2023 · 0.25
ROE
23.4%▼
2023 · 56.9%
Interest coverage
22.87▼
2023 · 36.88
Debt ≤ 1 year
€11,332▼
2023 · €16,221
Income taxes
€5,236▼
2023 · €9,701
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€82,105€95,186▲
Fixed assets21/28€1,823€1,124▼
Tangible fixed assets22/27€1,823€1,124▼
Plant, machinery and equipment23€246€0▼
Furniture and vehicles24€1,577€1,124▼
Current assets29/58€80,282€94,062▲
Amounts receivable within one year40/41€5,268€3,221▼
Trade receivables40€5,126€2,996▼
Other amounts receivable41€142€225▲
Cash at bank and in hand54/58€73,414€89,259▲
Deferred charges and accrued income490/1€1,600€1,583▼
Equity and liabilities
Total equity and liabilities10/49€82,105€95,186▲
Equity10/15€65,884€83,855▲
Contributions10/11€1,500€1,500=
Reserves13€64,384€82,355▲
Distributable reserves133€64,384€82,355▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€16,221€11,332▼
Amounts payable within one year42/48€16,221€11,332▼
Trade debts44€116€53▼
Suppliers440/4€116€53▼
Taxes, remuneration and social security45€13,757€8,209▼
Taxes450/3€13,757€8,209▼
Other amounts payable47/48€2,348€3,069▲
Accrued charges and deferred income492/3€0-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€715€699▼
Other operating charges640/8€438€843▲
Gross operating margin9900€49,675€27,025▼
Operating profit (loss)9901€48,522€25,483▼
Financial income75/76B-€535
Recurring financial income75-€535
Financial charges65/66B€1,335€1,145▼
Recurring financial charges65€1,335€1,145▼
Profit (loss) for the period before taxes9903€47,187€24,873▼
Income taxes67/77€9,701€5,236▼
Profit (loss) for the period9904€37,486€19,637▼
Profit (loss) for the period to be appropriated9905€37,486€19,637▼
Appropriation of the result
Profit (loss) to be appropriated9906€66,050€19,637▼
Profit (loss) brought forward from the previous period14P€28,564€0▼
Transfer to equity691/2€64,384€17,971▼
To other reserves6921€64,384€17,971▼
Profit to be distributed694/7€1,666€1,666=
Return on contributions (dividend)694€1,666€1,666=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€513€715€699▼ 2.2%
Other operating charges640/8€403€438€843▲ 92.3%
Gross operating margin9900€38,905€49,675€27,025▼ 45.6%
Operating profit (loss)9901€37,989€48,522€25,483▼ 47.5%
Financial income75/76B--€535-
Recurring financial income75--€535-
Financial charges65/66B€357€1,335€1,145▼ 14.2%
Recurring financial charges65€357€1,335€1,145▼ 14.2%
Profit (loss) for the period before taxes9903€37,632€47,187€24,873▼ 47.3%
Income taxes67/77€7,468€9,701€5,236▼ 46.0%
Profit (loss) for the period9904€30,164€37,486€19,637▼ 47.6%
Profit (loss) for the period to be appropriated9905€30,164€37,486€19,637▼ 47.6%
Line202220232024Change
Assets
Total assets20/58€41,829€82,105€95,186▲ 15.9%
Fixed assets21/28€2,538€1,823€1,124▼ 38.3%
Tangible fixed assets22/27€2,538€1,823€1,124▼ 38.3%
Plant, machinery and equipment23€507€246€0▼ 100%
Furniture and vehicles24€2,031€1,577€1,124▼ 28.7%
Current assets29/58€39,291€80,282€94,062▲ 17.2%
Amounts receivable within one year40/41€6,719€5,268€3,221▼ 38.9%
Trade receivables40€6,719€5,126€2,996▼ 41.6%
Other amounts receivable41-€142€225▲ 58.6%
Cash at bank and in hand54/58€31,244€73,414€89,259▲ 21.6%
Deferred charges and accrued income490/1€1,328€1,600€1,583▼ 1.1%
Equity and liabilities
Total equity and liabilities10/49€41,829€82,105€95,186▲ 15.9%
Equity10/15€30,064€65,884€83,855▲ 27.3%
Contributions10/11€1,500€1,500€1,500=
Reserves13-€64,384€82,355▲ 27.9%
Distributable reserves133-€64,384€82,355▲ 27.9%
Profit (loss) carried forward14€28,564€0€0-
Amounts payable17/49€11,765€16,221€11,332▼ 30.1%
Amounts payable within one year42/48€11,290€16,221€11,332▼ 30.1%
Trade debts44€525€116€53▼ 54.0%
Suppliers440/4€525€116€53▼ 54.0%
Taxes, remuneration and social security45€9,165€13,757€8,209▼ 40.3%
Taxes450/3€9,165€13,757€8,209▼ 40.3%
Other amounts payable47/48€1,600€2,348€3,069▲ 30.7%
Accrued charges and deferred income492/3€475€0--
Line202220232024Change
Profit (loss) for the period9904€30,164€37,486€19,637▼ 47.6%
+ Depreciation and write-downs630€513€715€699▼ 2.2%
Operating cash flow (approximation)€30,677€38,201€20,336▼ 46.8%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€42,170€15,845▼ 62.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €19,637 ▼47.6%
Net result drops to €19,637, the lowest in the series.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2022net €37,486 ▲24.3%
Operating result €48,522, net result €37,486, both a record.
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
3,195 m²
Building footprint
116 m²
Volume, LiDAR
604 m³
Parcel 44017D0347/00H000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MALOT CONSULT
Adolf Lootensstraat 42, 9031 GentSpecialised construction activities
since 20212.325.214.714
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017D0347/00H000 Flanders 3,195 m² 1 · 116 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 462 companies in sector 80090 we hold annual accounts for 262. 195 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
80090Investigation and security activities
63920Other information service activities
Contact
E-mail info@malotconsult.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0777448565
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.