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ALTO

Active
Private limited companyfounded 20233 yrs activeHenegouwenlaan 26, 7700 Mouscron, BelgiumKBO/BCE: BE 0799.912.478
Summary

The computed 12-month bankruptcy probability of ALTO is 1.7% (moderate). The 2024 annual accounts show equity of €19,419 and a net result of €17,396. Its solvency ranks better than 62% of 345 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Investigation and security activities
NACE 80090NACE 80200
1 site
Size
€33,526total assets 2024
Equity
€19,419
Profit
€17,396
Turnover not published (abridged schema)
Financial health
58 Fair Checked score 2024
Bankruptcy chance 12 m
1.7%
Structure
Accounts 67 d overdue0 of 1 deed read
Why 58- Figures for FY 2024 (filed 04-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 92 days late; 1 of the last 3 late- Founded in 2023+ Liquidity: current ratio 2.38, cash €20,213Show the evidence

Checked score

Score 2024
58 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 83% of its sector peers (NACE 80, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 83+39
equity 57.9% of total assets
Liquidity 80+24
short-term debt 42.1% · cash 60.3%
Profitability 100+38
return on assets 51.9%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (480 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -4.4% vs 12-2024lowest value 02-2025: 0.2%● 0.0% vs 01-2025lowest value 03-2025: 0.2%▲ +10.5% vs 02-2025 04-2025: 0.2%▲ +10.7% vs 03-2025 05-2025: 0.2%▲ +9.1% vs 04-2025 06-2025: 0.2%▲ +1.5% vs 05-2025 07-2025: 0.2%▲ +6.8% vs 06-2025 08-2025: 0.4%▲ +66.5% vs 07-2025 09-2025: 0.5%▲ +31.0% vs 08-2025 10-2025: 1.0%▲ +97.7% vs 09-2025 11-2025: 1.0%▲ +1.0% vs 10-2025 12-2025: 0.4%▼ -56.8% vs 11-2025 01-2026: 0.4%▼ -2.4% vs 12-2025 02-2026: 0.4%▼ -1.7% vs 01-2026 03-2026: 0.4%▲ +7.3% vs 02-2026 04-2026: 0.4%▼ -0.9% vs 03-2026 05-2026: 0.4%▲ +1.2% vs 04-2026 06-2026: 0.4%▲ +1.6% vs 05-2026 07-2026: 0.5%▲ +3.9% vs 06-2026 08-2026: 0.7%▲ +58.3% vs 07-2026 09-2026: 0.9%▲ +29.8% vs 08-2026 10-2026: 1.7%▲ +82.1% vs 09-2026highest value
  • Figures for FY 2024 (filed 04-11-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 92 days late; 1 of the last 3 late raises the probability
  • Founded in 2023 raises the probability for this profile
  • Liquidity: current ratio 2.38, cash €20,213 lowers the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.38 against 1.24 in 2023; short-term debt: 42.1% and cash: 60.3% of total assets), and 42.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 80, micro). Better than this share of them on solvency 64%, liquidity 78%, profitability 90%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 04-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 92 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 2.38, cash €20,213
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
92 d late
2023
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
  • Total assets 20242 fiscal years filed €33,526 View
  • Active since 2023founded 24-03-2023 3 years View

By topic

Financials

Fiscal year
2024
Total assets
€33,526
Profit
€17,396
Solvency
57.9%
Total assets▲ 223%
Net result
20232024
Go to Financials

Timeline

Events
2
Since
2024
  1. 31-10-2025Annual accounts filed
  2. 31-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Investigation and security activitiesNACE 80090
Founded
24-03-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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