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Generated 15-07-2026
Active BE 0768.239.604Private limited company

MALOFA

Charleroise Steenweg 49 ·1060 Sint-Gillis (bij-Brussel), Belgium· 5 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

The computed 12-month bankruptcy probability of MALOFA is 5.6% (elevated). The 2024 annual accounts show equity of €16k and a net result of €-2k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 11047 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €16k
Net result €-2k
Better than sector 68%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health62Profitability9Solvency97Growth68Stability94
66 / 100

Strong profile, led by solvency.

Health 62
Profitability 9
Solvency 97
Growth 68
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
5.6% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
62 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 10-09-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50k€100k€150kRevenue 2022: €50k€50kOperating result 2022: €6k€6kNet result 2022: €5k€5kRevenue 2023: €92k€92kOperating result 2023: €13k€13kNet result 2023: €10k€10kRevenue 2024: €170k€170kOperating result 2024: €-2k€-2kNet result 2024: €-2k€-2k202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~25.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€10k€20k€30k2025: €20k (€18k - €21k)2026: €24k (€22k - €25k)2027: €28k (€26k - €29k)2022: €8k2023: €18k2024: €16k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 55.9% 40.9%
better than 68% of 11047 sector peers
Net result €-2k €11k
better than 17% of 11030 sector peers
Equity €16k €34k
better than 29% of 11051 sector peers
Gross operating margin €-923 €35k
better than 8% of 11020 sector peers
Total assets €28k €93k
better than 13% of 11047 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€170k
+85.2% 22-24
Net profit
€-2k
- +65% vs sector
Total assets
€28k
+2.4% -87% vs sector
Equity
€16k
-12.6% -82% vs sector
Working capital
€16k
-12.6% -85% vs sector
Income taxes
€393
-84.8% -7% vs sector
Debt
€12k
+31.0% -93% vs sector
Debt ≤ 1y
€12k
+31.0% -90% vs sector
Current ratio
2.27
-21.8% +66% vs sector
Quick ratio
2.27
-21.8% +70% vs sector
Solvency
55.9%
-14.7% far above sector median
Debt / equity
0.79
+50.0% -52% vs sector
ROE
-14.5%
- far below sector median
ROA
-8.1%
- -83% vs sector
Net margin
-1.3%
- 22-24
Figures by fiscal year
Fiscal year2024
Revenue€170k
EBITDA-
Net profit€-2k
Cash flow-
Staff costs-
Income taxes€393
Dividends-
Total assets€28k
Equity€16k
Debt€12k
of which ≤ 1y€12k
of which > 1y-
Working capital€16k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.27
Quick ratio2.27
Working capital ratio55.9%
Solvency55.9%
Debt / equity0.79
Long-term debt ratio-
Interest coverage-
Gross margin-0.5%
Net margin-1.3%
ROA-8.1%
ROE-14.5%
EBITDA margin-
Days sales outstanding20d
Days payable outstanding21d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€28k
Current assets 29/58€28k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€28k
Equity 10/15€16k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€13k
Amounts payable 17/49€12k
Amounts payable within one year 42/48€12k
Trade debts payable within one year 44€10k
Income statement
Turnover 70€170k
Gross operating margin 9900€-923
Operating result 9901€-2k
Financial charges 65€154
Result before taxes 9903€-2k
Income taxes 67/77€393
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
Former directors (1)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Specialised construction(43990)
Legal form Private limited company(610)
Incorporation10-05-2021
StatusActive
Postal code1060
Establishment units 1 location
MALOFA
Charleroise Steenweg 49, 1060 Sint-Gillis (bij-Brussel)Aanleg van telecommunicatielijnen en -netten
since 20212.317.782.633
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0040/00L021 Brussels 639 m² 1 · 219 m² 28.5 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-11-2025
State Gazette act Capital & shares
v3.2
10-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
30-07-2025
State Gazette act Director changes
v3.2
14-07-2025
State Gazette act Capital & shares
v3.2
28-02-2025
State Gazette act Director changes
v3.2
2024
10-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
12-05-2021
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 5 acts
Capital history · 2
04-11-2025
v3.2
14-07-2025
v3.2
All acts · 5 updated 8 months ago
2025
04-11-2025 Capital increase of €5 Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 5,
      "currency": "EUR",
      "after_eur": null,
      "delta_eur": 5,
      "before_eur": null,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2025-07-09",
      "evidence_quote": "Monsieur VILACA LIMA Vitor c\u00E8de 5 actions \u00E0 Monsieur BARBOSA MOREIRA TEIXEIRA Tiago Filipe.",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0768.239.604",
    "name_full": "MALOFA",
    "legal_form": "SRL"
  }
}
30-07-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0768.239.604",
    "name_full": "MALOFA",
    "legal_form": "SRL"
  }
}
14-07-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 45,
      "currency": "BEF",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2025-05-16",
      "evidence_quote": "Monsieur LOPES FERREIRA ABREU Manuel c\u00E8de 45 actions \u00E0 Monsieur VILACA LIMA Victor Eduardo.",
      "contribution_type": null
    },
    {
      "kind": "share_transfer",
      "amount": 45,
      "currency": "BEF",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2025-05-16",
      "evidence_quote": "Monsieur LOPES FERREIRA ABREU Manuel c\u00E8de 45 actions \u00E0 Monsieur MACEDO TEIXEIRA Carlos Miguel",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0768.239.604",
    "name_full": "MALOFA",
    "legal_form": "SRL"
  }
}
28-02-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0768.239.604",
    "name_full": "MALOFA",
    "legal_form": "SRL"
  }
}
2021
12-05-2021 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1060 Saint-Gilles, Chauss\u00E9e de Charleroi 49 bte 6",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "LOPES FERREIRA ABREU Manuel",
        "niss": null,
        "address": "1070 Anderlecht, Rue de l\u0027Agronome 168"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "LOPES FERREIRA ABREU Manuel",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0768.239.604",
    "name_full": "MALOFA",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2021-05-05",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Schrijnwerk43320Schrijnwerk43320Schilderen van gebouwen43341Schilderen van gebouwen43341Glaszetten43343Glaszetten43343Chapewerken43422Gevelreiniging43992Chapewerken43996Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameFR MALOFA
Registered office
Charleroise Steenweg 49 bus 6
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative