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MALOE

Active Private limited company (pre-2019)founded 1999active for 27 yearsRue Chapelle Sainte-Elisabeth 12, 1300 WavreKBO/BCE: BE 0465.548.827

Lifetime

15 annual accounts with figures on one time axis, 18 filings since 2004
peak €50,187 (2021)
€19,092▲ 78.5%
lowest -€19,834 (2024)
€1,859▲ €21,692
peak €74,735 (2023)
€56,760▲ 3.4%
€47,573▼ 32.9%
Board1 name since 2023
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €10,694 to €19,092Back to profit: €1,859Debts from €70,881 to €47,573

Key points

from the 2025 annual accounts

Turnover

≈ €310,000 estimated

The micro format states no turnover.

Liquidity

2.24 was 1.73 in 2024

Short-term debts fell from €65,930 to €44,763.

Filings

18 annual accounts since 2004
AprilJune31 JulyOctober20102020

Eight of the last ten came late. The 2023 accounts came latest: 358 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,035 companies had the same profile as MALOE has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,035 companies, not a prediction for MALOE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • annual accounts 2017
  • annual accounts 2017
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0465548827
Registered office moved from Court-Saint-Etienne to Wavre New registered office: Rue Chapelle Sainte Elisabeth n° 12 à 1300 WAVRE · Previous registered office: Rue du Sart n° 1B à 1490 COURT SAINT ETIENNE · General meeting of 24-11-2016 · Gazette deed
First establishment Rue Chapelle Sainte-Elisabeth 12, Wavre
Incorporation published on 10-03-1999 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
MALOE Wavre €104,333 €19,092 54.4% -
TUTTI FRUTTI Montigny-le-Tilleul €111,959 €18,737 49.6% -
PAULUSSEN - JANSSENS Hoogstraten €94,378 €23,296 39.5% -
CEULEMANS - VAN BAAST Antwerp €86,549 €17,228 61.9% -
IOANNA Soignies €87,870 €21,796 73.1% -
VANQUELEFF RONALD Dour €78,451 €19,314 85.5% -
OLLE BOLLE Overijse €94,697 €26,920 91.1% -

These companies have the same main activity as MALOE: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €78,500 and €112,000, founded between 1996 and 2001.

Official details

Source: KBO
Status
Active since 01-03-1999Normal situation
Activity
Retail sale of fruit and vegetablesNACE 47210
Establishment unit
2.092.586.1461300 Wavre, since 21-10-1999
Financial year end
31 December
Peppol
Reachable since 31-12-2025
Company details

Annual accounts 2025

€104,333▼ 17.1%
Employeeson 31-12-2025
2
Filing
Filed on 31-08-2026
Financials

Insights on MALOE

MALOE files the micro format. That format states no turnover. The gross margin rose from -€5,709 in 2007 to €19,092 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MALOE

What is the company number of MALOE?
The company number of MALOE is 0465.548.827. The VAT number is the same number with BE in front: BE 0465.548.827.
Where is MALOE based?
The registered office is at Rue Chapelle Sainte-Elisabeth 12, 1300 Wavre.Company details
What does MALOE do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of MALOE?
MALOE is a private limited company (pre-2019) (BVBA).
When was MALOE founded?
MALOE was founded on 01-03-1999.
Is MALOE still active?
Yes, MALOE is an active enterprise in the KBO register.
How many employees does MALOE have?
MALOE had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MALOE?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €19,092 and 93 comparable companies (NACE 472). It probably lies between €150,000 and €640,000. It is a rough estimate.
Is MALOE profitable?
In financial year 2025, MALOE made a profit of €1,859.
Where can I find the annual accounts of MALOE?
MALOE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MALOE due?
MALOE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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