MALO

Active

Private limited companyfounded 1990active for 35 yearsPlaslei 11, 2820 Bonheiden, BelgiumKBO/BCE: BE 0442.843.305

Summary

MALO has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €275,608. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 53% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

MALOActiveChecked score 95/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

10th oldest company in Bonheiden, Professional and technical services sector1 site

Size

€2.3mtotal assets 2025

Equity: €1.3m
Profit: €275,608

Turnover not published (abbreviated or micro format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Holdings: 1

2025 accounts 57 days early5 deeds in the Belgian Official Gazette

Why 95raises risk1 of the last 3 latelowers riskSize: total assets €2.3mSector: Activities of head offices; management consultancy activities (NACE 70)Founded in 1990Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 61% of its sector peers (NACE 70, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 84+12

equity 59.0% of total assets

Liquidity 45+7

short-term debt 29.9% · cash 6.1%

Profitability 79+57

return on assets 12.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,521 companies, NACE 70, small)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.8%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.1%▼ -0.7 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €120,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.2, compared with 0.12 in 2024, below 1; short-term debt: 29.9% and cash: 6.1% of total assets), and 41% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 56% on solvency, 33% on liquidity, 77% on profitability and 80% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €2.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 of the last 3 late

NBB · filings

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Founded in 1990

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

57 days early

2024

25 days late

2023

391 days late

2022

20 days early

2021

45 days early

2020

51 days early

2019

44 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 11 January (4 of the last 5 filed years within 45 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end26-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

05-12-2025 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Back to profitnet €275,608
25-02-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Back in profit in 2025after -€32,779 in 2024 €275,608 View
Positive: Among the best 5% on net resultsector median €27,247 · 39,153 companies €275,608 View
Active since 1990founded 26-12-1990 35 years View

By topic

Financials

Financial year: 2025
Total assets: €2.3m
Profit: €275,608
Solvency: 59.0%

Total assets▲ 0.9%

Net result

20192025

Go to Financials

Network & group

Subsidiaries: 1

1 subsidiary

Go to Network & group

Timeline

Events: 40
Since: 1992
Next accounts: by 31-01-2027

25-02-2025Annual accounts filed
30-06-2024Weakest financial year
30-06-2023Equity above €1m

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Business and other management consultancyNACE 70200
Founded: 26-12-1990
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about MALO

What is the company number of MALO?: 0442.843.305. In Belgium the VAT number is the company number with BE in front: BE 0442.843.305.
Where is MALO based?: The registered office is at Plaslei 11, 2820 Bonheiden.Company details
What does MALO do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of MALO?: Private limited company (BV).
When was MALO founded?: On 26-12-1990.
Is MALO still active?: Yes, MALO is an active enterprise in the KBO register.
What is the turnover of MALO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is MALO profitable?: In financial year 2025, MALO made a profit of €275,608.
Where can I find the annual accounts of MALO?: MALO filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MALO due?: By 31-01-2027, for financial year 2026.Timeline