Belle Epoque SP
ActiveBelle Epoque SP has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.12M and a net result of €246k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+4
Solvency61▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.13 in 2023; short-term debt: 25.4% and cash: 5.5% of total assets), and 64% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36%
Return on assets
7.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
15 d early
2022
45 d early
2021
46 d early
2020
9 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.12M▲ 12.6%
2023 · €998k
2018: €674k
2019: €794k
2020: €925k
2021: €940k
2022: €1.00M
2023: €998k
2018 → 2024
Total assets
€3.13M▲ 15.7%
2023 · €2.70M
2018: €1.98M
2019: €1.95M
2020: €2.03M
2021: €2.83M
2022: €2.79M
2023: €2.70M
2018 → 2024
Net result
€246k▲ 91.4%
2023 · €128k
2018: €135k
2019: €120k
2020: €131k
2021: €294k
2022: €138k
2023: €128k
2018 → 2024
Working capital
€252k▲ 133%
2023 · €108k
2018: €373k
2019: €407k
2020: €536k
2021: €280k
2022: €287k
2023: €108k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€925k-€940k▲ 1.7%€1.00M▲ 6.9%€998k▼ 0.7%€1.12M▲ 12.6%
Operating result€240k-€466k▲ 93.8%€237k▼ 49.0%€220k▼ 7.2%€388k▲ 76.0%
Net result€131k-€294k▲ 125%€138k▼ 53.1%€128k▼ 6.7%€246k▲ 91.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 76% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.13M
Fixed assets
€2.08M▲ 19.6%
Current assets
€1.05M▲ 8.6%
Equity and liabilities €3.13M
Equity
€1.12M▲ 12.6%
Debt
€2.00M▲ 17.5%
The debt ratio rises from 63.1% to 64.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€508k▲
2023 · €330k
Cash flow
€366k▲
2023 · €238k
Solvency
36.0%▼
2023 · 36.9%
Current ratio
1.32▲
2023 · 1.13
Quick ratio
1.32▲
2023 · 1.13
Debt / equity
1.78▲
2023 · 1.71
ROE
21.9%▲
2023 · 12.9%
ROA
7.9%▲
2023 · 4.8%
Interest coverage
18.15▲
2023 · 9.63
Debt
€2.00M▲
2023 · €1.70M
Debt ≤ 1 year
€795k▼
2023 · €857k
Debt > 1 year
€1.21M▲
2023 · €842k
Income taxes
€125k▲
2023 · €68k
Staff costs
€95k▼
2023 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.70M€3.13M▲
Fixed assets21/28€1.74M€2.08M▲
Tangible fixed assets22/27€1.74M€2.08M▲
Land and buildings22€1.69M€2.04M▲
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€27k€14k▼
Financial fixed assets28€25€25=
Current assets29/58€965k€1.05M▲
Amounts receivable within one year40/41€927k€862k▼
Trade receivables40€183k€135k▼
Other amounts receivable41€744k€727k▼
Cash at bank and in hand54/58€29k€172k▲
Deferred charges and accrued income490/1€9k€13k▲
Equity and liabilities
Total equity and liabilities10/49€2.70M€3.13M▲
Equity10/15€998k€1.12M▲
Contributions10/11€6k€6k=
Reserves13€812k€938k▲
Distributable reserves133€812k€938k▲
Profit (loss) carried forward14€180k€180k=
Amounts payable17/49€1.70M€2.00M▲
Amounts payable after more than one year17€842k€1.21M▲
Financial debts170/4€842k€1.21M▲
Amounts payable within one year42/48€857k€795k▼
Current portion of amounts payable after more than one year42€341k€178k▼
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€28k€52k▲
Taxes450/3€9k€41k▲
Remuneration and social security454/9€19k€11k▼
Other amounts payable47/48€478k€561k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20232024
Non-recurring operating income76A€100-
Remuneration, social security and pensions62€113k€95k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109k€120k▲
Other operating charges640/8€22k€14k▼
Gross operating margin9900€465k€617k▲
Operating profit (loss)9901€220k€388k▲
Financial income75/76B€11k€11k▲
Recurring financial income75€11k€11k▲
Financial charges65/66B€34k€28k▼
Recurring financial charges65€34k€28k▼
Profit (loss) for the period before taxes9903€197k€371k▲
Income taxes67/77€68k€125k▲
Profit (loss) for the period9904€128k€246k▲
Profit (loss) for the period to be appropriated9905€128k€246k▲
Appropriation of the result
Profit (loss) to be appropriated9906€309k€426k▲
Profit (loss) brought forward from the previous period14P€180k€180k=
Transfer from equity791/2€135k€120k▼
Transfer to equity691/2€128k€246k▲
To other reserves6921€128k€246k▲
Profit to be distributed694/7€135k€120k▼
Return on contributions (dividend)694€135k€120k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €1MEq €1.12M ▲12.6%
7 profitable years in a row build equity to €1.12M.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €1MEq €1.00M ▲6.9%
5 profitable years in a row build equity to €1.00M.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €294k ▲125%
Operating result €466k, net result €294k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €120k ▼11.3%
Net result drops to €120k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Altenastraat 492550 KontichGround area
257 m²
Building footprint
117 m²
Volume, LiDAR
672 m³
Parcel 11024B0167/00T002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Belle Epoque
since 20062.152.061.202
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0167/00T002 | Flanders | 257 m² | 1 · 117 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 26,536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.