Losses
-€72,794 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
MALLEXA
Lifetime
10 annual accounts with figures on one time axispeak €567,417 (2024)
€278,711▼ 50.9%
lowest -€55,673 (2025)
-€55,673▼ €38,552
peak €798,840 (2023)
€726,046▼ 7.1%
€880,529▼ 52.8%
peak 0 FTE (2023)
0 FTE
Board3 names since 2015
3 directorsAnn Tilleman and 2 others
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Gross margin from €567,417 to €278,711Loss of €55,673Debts from €1.9m to €880,529Cash from €362,980 to €252,330
Key points
from the 2025 annual accountsTurnover
≈ €2.4m estimated
The accounts state no turnover.
Investments
€22,230 0.1 × depreciation
Green is investment, beige is depreciation. Machinery stands 521.8% higher than in 2024.
Liquidity
1.48 was 1.04 in 2024
Short-term debts fell from €1.8m to €866,498.
Filings
10 annual accounts since 2016
The last five annual accounts were filed 0 to 37 days before the end of the period.
Position in the sector
-€55,673
Lower net result than 91% of companies in retail trade. Sector median €27,425 · 12,844 companies.
Checked score
92
Excellent
Financially stronger than 44% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%▼ -0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €1.6m
Figures for financial year 2025 (filed on 29-06-2026)
Founded in 2015
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 60% of them on solvency, 40% on liquidity, 45% on profitability and 29% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,686 companies had the same profile as MALLEXA has now. Each dot stands for 7 companies, two years later.
93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MALLEXA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for MALLEXA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.48 (1.04 in 2024), below the usual 1.5. Short-term debt is 53.9% and cash 15.7% of total assets. 54.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€55,673
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
29 days early
2023
26 days early
2022
on the day
2021
37 days early
2020
1 day early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0634874797
Changes of role: Axelle De Roeck, Manu De Roeck and Ann Tilleman
100 shares · Director discharge: Axelle De Roeck · Director discharge: Manu De Roeck · General meeting of 12-12-2023 · Gazette deed
Appointment: De Roeck Manu (director)
General meeting of 23-06-2020 · Gazette deed
Incorporation
published on 07-08-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MALLEXA Beveren-Kruibeke-Zwijndrecht | €1.6m | €278,711 | 45.2% | 0 |
| FD Management Mont-de-l'Enclus | €1.6m | €184,085 | 22.0% | 0 |
| VANOVERBEKE Koksijde | €1.2m | €273,339 | 73.5% | 0 |
| SN Lochristi | €1.0m | €146,165 | 45.0% | 0 |
| IZCI MOTORS Ghent | €3.3m | €259,266 | 28.2% | 0 |
| M.W.A. Beveren-Kruibeke-Zwijndrecht | €2.0m | €116,807 | 17.2% | 0 |
| PLUSCARS Dendermonde | €1.1m | €87,995 | 16.7% | 0 |
These companies have the same main activity as MALLEXA: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €979,000 and €3.3m, founded between 2009 and 2017.
Official details
Source: KBO- Status
- Active since 05-08-2015Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 4 others
- Establishment unit
- 2.244.404.0149130 Beveren-Kruibeke-Zwijndrecht, since 05-08-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 22-11-2024
Annual accounts 2025
- €1.6m▼ 39.3%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on MALLEXA
MALLEXA files the abbreviated format. That format states no turnover. The gross margin rose from €71,588 in 2016 to €278,711 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MALLEXA
- What is the company number of MALLEXA?
- The company number of MALLEXA is 0634.874.797. The VAT number is the same number with BE in front: BE 0634.874.797.
- Where is MALLEXA based?
- The registered office is at Rijkstraat 28, 9130 Beveren-Kruibeke-Zwijndrecht.Company details
- What does MALLEXA do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of MALLEXA?
- MALLEXA is a private limited company (BV).
- When was MALLEXA founded?
- MALLEXA was founded on 05-08-2015.
- Is MALLEXA still active?
- Yes, MALLEXA is an active enterprise in the KBO register.
- What is the turnover of MALLEXA?
- The turnover in financial year 2025 is ≈ €2.4m. This figure is estimated from the gross margin of €278,711 and 30 comparable companies (NACE 47811). It probably lies between €1.4m and €3.7m.Financials
- Is MALLEXA profitable?
- In financial year 2025, MALLEXA made a loss of €55,673.
- Where can I find the annual accounts of MALLEXA?
- MALLEXA filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MALLEXA due?
- MALLEXA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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