PLUSCARS
ActiveSummary
PLUSCARS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €32k. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 27% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability45▼-30
Solvency42▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 3.02 in 2024; short-term debt: 30.8% and cash: 2.1% of total assets), but 83.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.7%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
8 d early
2024
72 d early
2023
9 d early
2022
3 d early
2021
4 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€361k
EBIT margin
13.6%
Net result
€32k▼ 37.9%
2024 · €52k
2018: €2k
2019: €1k▼ -39.0% vs 2018lowest in 8 years
2020: €34k▲ +3259% vs 2019
2021: €14k▼ -60.0% vs 2020
2022: €12k▼ -11.0% vs 2021
2023: €20k▲ +62.3% vs 2022
2024: €52k▲ +163% vs 2023highest in 8 years
2025: €32k▼ -37.9% vs 2024
2018 → 2025
Working capital
€184k▼ 33.1%
2024 · €275k
2018: €13k
2019: €-69k▼ -653% vs 2018
2020: €13k▲ +118% vs 2019
2021: €21k▲ +65.2% vs 2020
2022: €-14k▼ -168% vs 2021
2023: €-121k▼ -752% vs 2022lowest in 8 years
2024: €275k▲ +327% vs 2023highest in 8 years
2025: €184k▼ -33.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€85k▲ 15.6%€104k▲ 23.4%€156k▲ 49.9%€189k▲ 20.7%
2021: €73klowest in 5 years
2022: €85k▲ +15.6% vs 2021
2023: €104k▲ +23.4% vs 2022
2024: €156k▲ +49.9% vs 2023
2025: €189k▲ +20.7% vs 2024highest in 5 years
Operating result€22k-€17k▼ 25.5%€39k▲ 138%€85k▲ 115%€84k▼ 1.3%
2021: €22k
2022: €17k▼ -25.5% vs 2021lowest in 5 years
2023: €39k▲ +138% vs 2022
2024: €85k▲ +115% vs 2023highest in 5 years
2025: €84k▼ -1.3% vs 2024
Net result€14k-€12k▼ 11.0%€20k▲ 62.3%€52k▲ 163%€32k▼ 37.9%
2021: €14k
2022: €12k▼ -11.0% vs 2021lowest in 5 years
2023: €20k▲ +62.3% vs 2022
2024: €52k▲ +163% vs 2023highest in 5 years
2025: €32k▼ -37.9% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€597k =
Current assets
€531k ▲ 29.4%
Equity and liabilities €1.13M
Equity
€189k ▲ 20.7%
Provisions
€0 ▼ 100%
Debt
€940k ▲ 140%
Debt's share of the balance-sheet total rises from 38.8% to 83.3%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.53▼
2024 · 3.02
Quick ratio
0.12▼
2024 · 0.69
Debt to equity
4.98▲
2024 · 2.50
ROE
17.1%▼
2024 · 33.3%
ROA
2.9%▼
2024 · 5.2%
Debt ≤ 1 year
€347k▲
2024 · €136k
Debt > 1 year
€214k▼
2024 · €250k
Income taxes
€16k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€1.13M▲
Fixed assets21/28€597k€597k=
Tangible fixed assets22/27€0-
Land and buildings22€0-
Financial fixed assets28€597k€597k=
Current assets29/58€411k€531k▲
Stocks and contracts in progress3€316k€491k▲
Stocks30/36€316k€163k▼
Contracts in progress37-€328k
Amounts receivable within one year40/41€65k€17k▼
Trade receivables40€15k€17k▲
Other amounts receivable41€50k€0▼
Cash at bank and in hand54/58€29k€23k▼
Deferred charges and accrued income490/1€0€854▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.13M▲
Equity10/15€156k€189k▲
Contributions10/11€25k€25k=
Reserves13€131k€164k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€131k€164k▲
Provisions and deferred taxes16€461k€0▼
Provisions for liabilities and charges160/5€461k€0▼
Other liabilities and charges164/5€461k€0▼
Amounts payable17/49€391k€940k▲
Amounts payable after more than one year17€250k€214k▼
Financial debts170/4€250k€214k▼
Amounts payable within one year42/48€136k€347k▲
Current portion of amounts payable after more than one year42€0€24k▲
Financial debts43€6k€0▼
Credit institutions430/8€6k€0▼
Trade debts44€7k€10k▲
Suppliers440/4€7k€10k▲
Taxes, remuneration and social security45€21k€30k▲
Taxes450/3€18k€27k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€102k€284k▲
Accrued charges and deferred income492/3€5k€379k▲
Income statement
Code20242025
Non-recurring operating income76A€172k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€88k€88k▼
Operating profit (loss)9901€85k€84k▼
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€10k€36k▲
Recurring financial charges65€10k€36k▲
Profit (loss) for the period before taxes9903€78k€48k▼
Income taxes67/77€26k€16k▼
Profit (loss) for the period9904€52k€32k▼
Profit (loss) for the period to be appropriated9905€52k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€32k▼
Transfer to equity691/2€52k€32k▼
To other reserves6921€52k€32k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €172k | €67k | ▼ 60.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22k | €14k | €4k | €0 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €-28k | €-29k | €0 | - | - | - |
| Other operating charges640/8 | €986 | €1k | €2k | €3k | €2k | ▼ 39.9% |
| Non-recurring operating charges66A | - | - | - | - | €2k | - |
| Gross operating margin9900 | €17k | €3k | €45k | €88k | €88k | ▼ 0.2% |
| Operating profit (loss)9901 | €22k | €17k | €39k | €85k | €84k | ▼ 1.3% |
| Financial income75/76B | €18 | €13 | €67 | €3k | €0 | ▼ 100% |
| Recurring financial income75 | €18 | €13 | €67 | €3k | €0 | ▼ 100% |
| Financial charges65/66B | €1k | €2k | €10k | €10k | €36k | ▲ 271% |
| Recurring financial charges65 | €1k | €2k | €10k | €10k | €36k | ▲ 271% |
| Profit (loss) for the period before taxes9903 | €21k | €15k | €29k | €78k | €48k | ▼ 38.2% |
| Income taxes67/77 | €7k | €3k | €9k | €26k | €16k | ▼ 38.6% |
| Profit (loss) for the period9904 | €14k | €12k | €20k | €52k | €32k | ▼ 37.9% |
| Profit (loss) for the period to be appropriated9905 | €14k | €12k | €20k | €52k | €32k | ▼ 37.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €740k | €836k | €771k | €1.01M | €1.13M | ▲ 12.0% |
| Fixed assets21/28 | €606k | €725k | €721k | €597k | €597k | = |
| Tangible fixed assets22/27 | €9k | €127k | €123k | €0 | - | - |
| Land and buildings22 | - | €127k | €123k | €0 | - | - |
| Plant, machinery and equipment23 | €93 | - | - | - | - | - |
| Furniture and vehicles24 | €9k | - | - | - | - | - |
| Financial fixed assets28 | €597k | €597k | €597k | €597k | €597k | = |
| Current assets29/58 | €134k | €112k | €50k | €411k | €531k | ▲ 29.4% |
| Stocks and contracts in progress3 | €14k | €10k | €6k | €316k | €491k | ▲ 55.0% |
| Stocks30/36 | €14k | €10k | €6k | €316k | €163k | ▼ 48.5% |
| Contracts in progress37 | - | - | - | - | €328k | - |
| Amounts receivable within one year40/41 | €62k | €74k | €32k | €65k | €17k | ▼ 74.8% |
| Trade receivables40 | €62k | €57k | €9k | €15k | €17k | ▲ 6.6% |
| Other amounts receivable41 | - | €17k | €22k | €50k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €59k | €28k | €12k | €29k | €23k | ▼ 19.0% |
| Deferred charges and accrued income490/1 | - | - | €310 | €0 | €854 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €740k | €836k | €771k | €1.01M | €1.13M | ▲ 12.0% |
| Equity10/15 | €73k | €85k | €104k | €156k | €189k | ▲ 20.7% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | €46k | €60k | €79k | €131k | €164k | ▲ 24.6% |
| Non-distributable reserves130/1 | €134 | €134 | €134 | €0 | - | - |
| Reserves not available under the articles1311 | €134 | €134 | €134 | €0 | - | - |
| Distributable reserves133 | €46k | €59k | €79k | €131k | €164k | ▲ 24.6% |
| Profit (loss) carried forward14 | €2k | - | €0 | - | - | - |
| Provisions and deferred taxes16 | €552k | €523k | €492k | €461k | €0 | ▼ 100% |
| Provisions for liabilities and charges160/5 | €552k | €523k | €492k | €461k | €0 | ▼ 100% |
| Other liabilities and charges164/5 | €552k | €523k | €492k | €461k | €0 | ▼ 100% |
| Amounts payable17/49 | €116k | €229k | €175k | €391k | €940k | ▲ 140% |
| Amounts payable after more than one year17 | - | €100k | €0 | €250k | €214k | ▼ 14.4% |
| Financial debts170/4 | - | €100k | €0 | €250k | €214k | ▼ 14.4% |
| Amounts payable within one year42/48 | €114k | €126k | €171k | €136k | €347k | ▲ 156% |
| Current portion of amounts payable after more than one year42 | - | €6k | €100k | €0 | €24k | - |
| Financial debts43 | - | - | €6k | €6k | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | €6k | €6k | €0 | ▼ 100% |
| Trade debts44 | €9k | €6k | €891 | €7k | €10k | ▲ 35.4% |
| Suppliers440/4 | €9k | €6k | €891 | €7k | €10k | ▲ 35.4% |
| Taxes, remuneration and social security45 | €24k | €24k | €8k | €21k | €30k | ▲ 43.2% |
| Taxes450/3 | €22k | €21k | €5k | €18k | €27k | ▲ 49.1% |
| Remuneration and social security454/9 | €2k | €2k | €2k | €2k | €3k | ▲ 0.7% |
| Other amounts payable47/48 | €80k | €90k | €57k | €102k | €284k | ▲ 180% |
| Accrued charges and deferred income492/3 | €2k | €3k | €3k | €5k | €379k | ▲ 7,437% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €12k | €20k | €52k | €32k | ▼ 37.9% |
| + Depreciation and write-downs630 | €22k | €14k | €4k | €0 | - | - |
| Operating cash flow (approximation) | €36k | €27k | €24k | €52k | €32k | ▼ 37.9% |
| Investment in fixed assets (approximation) | - | €-133k | €0 | €123k | €0 | ▼ 100% |
| Change in cash | - | €-31k | €-15k | €16k | €-5k | ▼ 133% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €52k ▲163%
Operating result €85k, net result €52k, both a record.
31-12
Financial
Liquidity times 10current ratio 3.02
Current ratio from 0.29 to 3.02; short-term debt falls from €171k to €136k.
31-12
Financial
Equity above €150kEq €156k ▲49.9%
7 profitable years in a row build equity to €156k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €104k ▲23.4%
6 profitable years in a row build equity to €104k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €1k ▼39%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2017
Ground area
1,158 m²
Building footprint
113 m²
Volume, LiDAR
639 m³
Parcel 42021A1099/00H000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
PLUSCARS
since 20172.262.417.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A1099/00H000 | Flanders | 1,158 m² | 1 · 113 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,667 companies in sector 47811 we hold annual accounts for 5,220. 3,731 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70100Activities of head offices
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.