MALIKO CONSULT
ActiveSummary
MALIKO CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €-39k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 73% of 11323 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-60
Solvency96▼-2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 3.02 in 2023; short-term debt: 29.3% and cash: 89.2% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
-40.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2023
44 d late
2022
40 d early
2021
68 d late
2020
57 d early
2019
26 d late
2018
65 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 58.5%
2023 · €166k
2018: €157k
2019: €103k
2020: €141k
2021: €176k
2022: €181k
2023: €166k
2018 → 2025
Total assets
€97k▼ 57.0%
2023 · €226k
2018: €193k
2019: €120k
2020: €151k
2021: €232k
2022: €328k
2023: €226k
2018 → 2025
Net result
€-39k▼ 155%
2023 · €-15k
2018: €19k
2019: €-55k
2020: €39k
2021: €42k
2022: €5k
2023: €-15k
2018 → 2025
Working capital
€63k▼ 48.3%
2023 · €123k
2018: €144k
2019: €89k
2020: €118k
2021: €158k
2022: €101k
2023: €123k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€141k-€176k▲ 25.0%€181k▲ 2.7%€166k▼ 8.5%€69k▼ 58.5%
Operating result€39k-€53k▲ 35.0%€8k▼ 84.3%€-15k€-39k▼ 155%
Net result€39k-€42k▲ 8.3%€5k▼ 88.9%€-15k€-39k▼ 155%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-39k in 2025, compared with €-15k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €97k
Fixed assets
€5k ▼ 87.5%
Current assets
€92k ▼ 49.9%
Equity and liabilities €97k
Equity
€69k ▼ 58.5%
Debt
€28k ▼ 53.1%
The debt ratio rises from 26.8% to 29.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-37k▼
2023 · €22k
Cash flow
€-37k▼
2023 · €22k
Current ratio
3.23▲
2023 · 3.02
Debt / equity
0.41▲
2023 · 0.37
ROE
-56.7%▼
2023 · -9.2%
ROA
-40.1%▼
2023 · -6.8%
Debt ≤ 1 year
€28k▼
2023 · €61k
Income taxes
€207
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 45 lines
Balance sheet
Code20232025
Assets
Total assets20/58€226k€97k▼
Fixed assets21/28€43k€5k▼
Tangible fixed assets22/27€38k€278▼
Plant, machinery and equipment23€2k€278▼
Furniture and vehicles24€36k-
Financial fixed assets28€5k€5k=
Current assets29/58€183k€92k▼
Amounts receivable within one year40/41€30k€4k▼
Trade receivables40€30k€4k▼
Other amounts receivable41€471€317▼
Cash at bank and in hand54/58€152k€87k▼
Deferred charges and accrued income490/1€868€1k▲
Equity and liabilities
Total equity and liabilities10/49€226k€97k▼
Equity10/15€166k€69k▼
Contributions10/11€12k€12k=
Capital10€12k-
Issued capital100€19k-
Uncalled capital101€6k-
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€136k€40k▼
Amounts payable17/49€61k€28k▼
Amounts payable within one year42/48€61k€28k▼
Trade debts44€20k€3k▼
Suppliers440/4€20k€3k▼
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€38k€22k▼
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€24k€-36k▼
Operating profit (loss)9901€-15k€-39k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€65-
Recurring financial charges65€65-
Profit (loss) for the period before taxes9903€-15k€-39k▼
Income taxes67/77-€207
Profit (loss) for the period9904€-15k€-39k▼
Profit (loss) for the period to be appropriated9905€-15k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€136k€40k▼
Profit (loss) brought forward from the previous period14P€152k€79k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
31-12
Financial
Highest result since 2018net €42k ▲8.3%
Operating result €53k, net result €42k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲25%
2 profitable years in a row build equity to €176k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 13.04
Current ratio from 6.14 to 13.04; short-term debt falls from €17k to €10k.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Weakest financial yearnet €-55k ▼383%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 91 days late
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 85 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Bas-Ransbeck 481380 LasneGround area
749 m²
Building footprint
195 m²
Parcel 25076G0154/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Maliko Consult
since 20072.165.968.131
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0154/00X000 | Wallonia | 749 m² | 1 · 195 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Kort'om
BE 0745.990.772
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VEEHANDEL CMN
BE 0765.845.781
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FARM
BE 0794.381.696
Lo-Reninge · Eq €72k
Of 408 companies in sector 46110 we hold annual accounts for 172. 124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-08-2007
Fiscal year end31-12
Activities, NACEBEL
46110Wholesale trade
51110
46120Wholesale trade
46140Agents in the wholesale of industrial machinery, ships and aircraft
46150Agents in the wholesale of furniture, household goods and hardware
46170Agents in the wholesale of food, beverages and tobacco
46180Agents specialised in the wholesale of other particular products
51150
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:manuelperezcas@live.be
Phone:+32485247440