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Agro Fluyt

Active
Private limited companyfounded 2020active for 6 yearsSchapenweg 24, 3090 Overijse, BelgiumKBO/BCE: BE 0743.745.322

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The annual accounts of Agro Fluyt for financial year 2025 show a net loss of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €3,379 and a net result of -€5,074. Equity has been shrinking by about 79% per year since 2021. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 21% of 13,716 sector peers (NACE 46, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

KBO
Status
Active since 17-02-2020 Normal situation
Activity
Wholesale trade NACE 46110and 1 other
Establishment unit
2.299.980.064 3090 Overijse, since 17-02-2020
Financial year end
31 December
Peppol
Reachable since 14-08-2026

Board and ownership

Board
  • Fluyt BrechtDirector

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
-€1,137
▲ 96.2%
Loss
€5,074
▼ 85.2%
Equity
€3,379
▼ 60.0%
Total assets
€121,571
▼ 2.9%
Turnover not published (micro format)
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLast filed accounts filed 31 days late; 1 of the last 3 accounts lateFounded in 2020Equity €3,379 (2.8% of total assets)lowers riskLiquidity: current ratio 0.29, cash €29,795Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 18% of micro companies in wholesale trade (NACE 46)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 28-4
equity 2.8% of total assets
Liquidity 31+7
short-term debt 97.2% · cash 24.5%
Profitability 14+14
return on assets -4.2%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.1%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 1.1%● unchanged vs 02-2025lowest value 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.7 percentage points vs 07-2025 09-2025: 1.4%▼ -0.6 percentage points vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.5%▲ +0.1 percentage points vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.4%▼ -0.1 percentage points vs 04-2026 06-2026: 1.3%▼ -0.1 percentage points vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 1.3%▼ -0.7 percentage points vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.29 (0.33 in 2024), below 1. Short-term debt is 97.2% and cash 24.5% of total assets. 97.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 18% of them on solvency, 28% on liquidity, 19% on profitability and 8% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €3,379 (2.8% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.29, cash €29,795
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€5,074
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 13716 sector peers (2025).
NBB · sector comparison
Position among 13716 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
31 days late
2024
30 days late
2023
23 days late
2022
4 days early
2021
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 21 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 5 loss-making years in a rowloss in financial year 2025 -€5,074 View

Comparable companies

These companies have the same main activity as Agro Fluyt: wholesale trade (NACE 46110). They are comparable in size and age: total assets between €41,800 and €184,000, founded between 2015 and 2024.

CompanyTotal assetsGross margin
Agro Fluyt Overijse€121,571-€1,137
HET VOEDERHUISJE Tessenderlo-Ham€76,241-€22,760
SHARON JANSSENS Heist-op-den-Berg€184,037€569
TOP TREE MANAGEMENT Brasschaat€75,058-€2,519
EPW Maaseik€119,181-€52,549
BSLC Trading Theux€41,836-€22,811
PJR HORSES Maaseik€150,199-€328
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Agro Fluyt

What is the company number of Agro Fluyt?
The company number of Agro Fluyt is 0743.745.322. The VAT number is the same number with BE in front: BE 0743.745.322.
Where is Agro Fluyt based?
The registered office is at Schapenweg 24, 3090 Overijse.Company details
What does Agro Fluyt do?
According to the KBO register, the main activity is wholesale trade (NACE 46110).
What is the legal form of Agro Fluyt?
The legal form of Agro Fluyt is Private limited company (BV).
When was Agro Fluyt founded?
Agro Fluyt was founded on 17-02-2020.
Is Agro Fluyt still active?
Yes, Agro Fluyt is an active enterprise in the KBO register.
What is the turnover of Agro Fluyt?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Agro Fluyt profitable?
In financial year 2025, Agro Fluyt made a loss of €5,074.
Where can I find the annual accounts of Agro Fluyt?
Agro Fluyt filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Agro Fluyt due?
Agro Fluyt must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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