MALEJU
ActiveSummary
MALEJU has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.60M and a net result of €295k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 17.8 against 18.19 in 2024; short-term debt: 4.7% and cash: 23.2% of total assets), and 4.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.2%
Return on assets
10.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
20 d early
2023
29 d early
2022
6 d early
2021
17 d early
2020
22 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€877k
EBIT margin
75.8%
Net result
€295k▼ 54.7%
2024 · €652k
2018: €522k
2019: €596k
2020: €505k
2021: €563k
2022: €589k
2023: €478k
2024: €652k
2018 → 2025
Working capital
€2.17M▲ 6.4%
2024 · €2.03M
2018: €1.88M
2019: €1.87M
2020: €1.51M
2021: €1.78M
2022: €2.05M
2023: €1.52M
2024: €2.03M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.89M-€2.15M▲ 13.9%€1.65M▼ 23.3%€2.30M▲ 39.6%€2.60M▲ 12.8%
Operating result€818k-€868k▲ 6.1%€661k▼ 23.8%€897k▲ 35.6%€321k▼ 64.2%
Net result€563k-€589k▲ 4.6%€478k▼ 18.7%€652k▲ 36.4%€295k▼ 54.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.73M
Fixed assets
€431k ▲ 61.3%
Current assets
€2.29M ▲ 6.6%
Equity and liabilities €2.73M
Equity
€2.60M ▲ 12.8%
Debt
€130k ▲ 8.6%
Debt's share of the balance-sheet total falls from 5.0% to 4.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€353k▼
2024 · €911k
Cash flow
€327k▼
2024 · €667k
Current ratio
17.80▼
2024 · 18.19
Debt to equity
0.05▼
2024 · 0.05
ROE
11.4%▼
2024 · 28.4%
ROA
10.8%▼
2024 · 27.0%
Interest coverage
202.20▼
2024 · 614.41
Debt ≤ 1 year
€129k▲
2024 · €118k
Income taxes
€111k▼
2024 · €297k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.42M€2.73M▲
Fixed assets21/28€268k€431k▲
Tangible fixed assets22/27€268k€431k▲
Land and buildings22€241k€222k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€12k€13k▲
Other tangible fixed assets26€11k€192k▲
Current assets29/58€2.15M€2.29M▲
Amounts receivable within one year40/41€278€401▲
Trade receivables40€278€401▲
Other amounts receivable41€0-
Current investments50/53€1.53M€1.64M▲
Cash at bank and in hand54/58€595k€633k▲
Deferred charges and accrued income490/1€24k€25k▲
Equity and liabilities
Total equity and liabilities10/49€2.42M€2.73M▲
Equity10/15€2.30M€2.60M▲
Contributions10/11€19k€19k=
Reserves13€2.28M€2.58M▲
Distributable reserves133€2.28M€2.58M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€120k€130k▲
Amounts payable within one year42/48€118k€129k▲
Trade debts44€126€358▲
Suppliers440/4€126€358▲
Taxes, remuneration and social security45€114k€123k▲
Taxes450/3€108k€117k▲
Remuneration and social security454/9€6k€6k=
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€32k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€916k€358k▼
Operating profit (loss)9901€897k€321k▼
Financial income75/76B€53k€87k▲
Recurring financial income75€53k€87k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€949k€407k▼
Income taxes67/77€297k€111k▼
Profit (loss) for the period9904€652k€295k▼
Profit (loss) for the period to be appropriated9905€652k€295k▼
Appropriation of the result
Profit (loss) to be appropriated9906€652k€295k▼
Transfer from equity791/2€0-
Transfer to equity691/2€652k€295k▼
To other reserves6921€652k€295k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €295k ▼54.7%
Net result drops to €295k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €652k ▲36.4%
Operating result €897k, net result €652k, both a record.
31-12
Financial
Liquidity times 5current ratio 18.19
Current ratio from 3.79 to 18.19; short-term debt falls from €546k to €118k.
31-12
Financial
Equity above €2MEq €2.30M ▲39.6%
7 profitable years in a row build equity to €2.30M.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.15M ▲13.9%
5 profitable years in a row build equity to €2.15M.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 7current ratio 26.01
Current ratio from 3.92 to 26.01; short-term debt falls from €515k to €71k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 562500 LierGround area
449 m²
Building footprint
242 m²
Volume, LiDAR
2,138 m³
3 parcels, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Rapenstraat 41, 9300 Aalst
since 20132.224.195.845
Grote Markt 55, 2500 Lier
since 20242.354.143.280
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021G0835/00E000 | Flanders | 341 m² | 1 · 130 m² | 14.8 m · 4 fl. |
| 12021G0834/00H000 | Flanders | 68 m² | 1 · 68 m² | 13.2 m · 4 fl. |
| 41303E0517/00F000 | Flanders | 40 m² | 1 · 44 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
8945006M1F94YHOH2U87
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 4,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.