L.S.G
ActiveL.S.G has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.37M and a net result of €336k. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 2324 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 15.99 against 16.69 in 2024; short-term debt: 4.3% and cash: 52.8% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
11.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
23 d late
2022
18 d early
2021
30 d late
2020
18 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.37M▲ 9.5%
2024 · €2.16M
2018: €121k
2019: €284k
2020: €416k
2021: €492k
2022: €856k
2023: €1.46M
2024: €2.16M
2018 → 2025
Total assets
€3.00M▲ 5.4%
2024 · €2.85M
2018: €674k
2019: €595k
2020: €750k
2021: €1.38M
2022: €1.81M
2023: €2.19M
2024: €2.85M
2018 → 2025
Net result
€336k▼ 52.2%
2024 · €704k
2018: €3k
2019: €163k
2020: €132k
2021: €78k
2022: €364k
2023: €604k
2024: €704k
2018 → 2025
Working capital
€1.96M▲ 9.8%
2024 · €1.78M
2018: €-5k
2019: €160k
2020: €262k
2021: €257k
2022: €583k
2023: €1.14M
2024: €1.78M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€492k-€856k▲ 73.9%€1.46M▲ 70.4%€2.16M▲ 48.2%€2.37M▲ 9.5%
Operating result€121k-€538k▲ 346%€888k▲ 65.1%€1.04M▲ 16.7%€486k▼ 53.1%
Net result€78k-€364k▲ 366%€604k▲ 66.0%€704k▲ 16.6%€336k▼ 52.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.00M
Fixed assets
€913k▼ 4.0%
Current assets
€2.09M▲ 10.1%
Equity and liabilities €3.00M
Equity
€2.37M▲ 9.5%
Debt
€632k▼ 7.5%
The debt ratio falls from 24.0% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€541k▼
2024 · €1.09M
Cash flow
€391k▼
2024 · €754k
Solvency
78.9%▲
2024 · 76.0%
Current ratio
15.99▼
2024 · 16.69
Quick ratio
15.99▼
2024 · 16.69
Debt / equity
0.27▼
2024 · 0.32
ROE
14.2%▼
2024 · 32.5%
ROA
11.2%▼
2024 · 24.7%
Interest coverage
61.05▼
2024 · 115.19
Debt
€632k▼
2024 · €683k
Debt ≤ 1 year
€130k▲
2024 · €114k
Debt > 1 year
€485k▼
2024 · €551k
Income taxes
€157k▼
2024 · €324k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.85M€3.00M▲
Fixed assets21/28€952k€913k▼
Tangible fixed assets22/27€952k€913k▼
Land and buildings22€904k€870k▼
Plant, machinery and equipment23€42k€36k▼
Furniture and vehicles24€5k€6k▲
Leasing and similar rights25€0-
Other tangible fixed assets26€1k€1k=
Current assets29/58€1.90M€2.09M▲
Amounts receivable after more than one year29€75k€75k=
Other amounts receivable291€75k€75k=
Amounts receivable within one year40/41€49k€424k▲
Trade receivables40€8k€60k▲
Other amounts receivable41€41k€364k▲
Current investments50/53€500k€0▼
Cash at bank and in hand54/58€1.27M€1.58M▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.85M€3.00M▲
Equity10/15€2.16M€2.37M▲
Contributions10/11€12k€12k=
Reserves13€2.15M€2.36M▲
Distributable reserves133€2.15M€2.36M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€683k€632k▼
Amounts payable after more than one year17€551k€485k▼
Financial debts170/4€551k€485k▼
Amounts payable within one year42/48€114k€130k▲
Current portion of amounts payable after more than one year42€65k€66k▲
Trade debts44€23k€64k▲
Suppliers440/4€23k€64k▲
Taxes, remuneration and social security45€24k€300▼
Taxes450/3€24k€300▼
Other amounts payable47/48€1k€557▼
Accrued charges and deferred income492/3€19k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€54k▲
Other operating charges640/8€18k€10k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€1.11M€551k▼
Operating profit (loss)9901€1.04M€486k▼
Financial income75/76B€1€16k▲
Recurring financial income75€1€16k▲
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€1.03M€494k▼
Income taxes67/77€324k€157k▼
Profit (loss) for the period9904€704k€336k▼
Profit (loss) for the period to be appropriated9905€704k€336k▼
Appropriation of the result
Profit (loss) to be appropriated9906€704k€336k▼
Transfer from equity791/2€0€132k▲
Transfer to equity691/2€704k€336k▼
To other reserves6921€704k€336k▼
Profit to be distributed694/7€0€132k▲
Return on contributions (dividend)694€0€132k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €704k ▲16.6%
Operating result €1.04M, net result €704k, both a record.
31-12
Financial
Equity above €2MEq €2.16M ▲48.2%
7 profitable years in a row build equity to €2.16M.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 12.19
Current ratio from 3.53 to 12.19; short-term debt falls from €230k to €102k.
31-12
Financial
Equity above €1MEq €1.46M ▲70.4%
6 profitable years in a row build equity to €1.46M.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €856k ▲73.9%
5 profitable years in a row build equity to €856k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity doublescurrent ratio 2.23
Current ratio from 0.99 to 2.23; short-term debt falls from €342k to €130k.
30-09
Financial
Equity above €200kEq €284k ▲135%
2 profitable years in a row build equity to €284k.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Withoeflei (Heide) 22920 KalmthoutGround area
918 m²
Building footprint
705 m²
Volume, LiDAR
5,539 m³
Parcel 11022F0007/00D024, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Praktijk Dr. Larissa Snieders
since 20132.217.266.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022F0007/00D024 | Flanders | 918 m² | 1 · 705 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 4,240 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2013
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.