MAISONS HAYOIT

Active

Public limited companyfounded 197452 yrs activeRue de la Graignette 10, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0414.501.190

The computed 12-month bankruptcy probability of MAISONS HAYOIT is 2.0% (moderate). The 2025 annual accounts show negative equity (€-443k) and a net result of €-134k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 4107 sector peers (fiscal year 2025). The company has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

35 / 100

Weak▲ +8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency67=

Growth32=

Stability100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity ample (current ratio 3.02 against 3.19 in 2024), but equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Ten signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-27.1%

Return on assets

-8.2%

Age of the figures

17 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Negative equity

Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year -€443k

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 d early

2024

30 d late

2023

on the day

2022

61 d late

2021

52 d late

2020

61 d late

2019

110 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close12-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-134k▲ 30.7%

2024 · €-193k

2019: €-115k 2020: €-213k 2021: €140k 2022: €36k 2023: €-26k 2024: €-193k

2019 → 2025

Working capital

€1.05M▼ 3.0%

2024 · €1.08M

2019: €874k 2020: €773k 2021: €1.07M 2022: €1.30M 2023: €1.21M 2024: €1.08M

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-127k-€-91k▲ 28.5%€-116k▼ 28.2%€-309k▼ 166%€-443k▼ 43.3%

Operating result€168k-€99k▼ 40.8%€5k▼ 94.5%€-163k€-100k▲ 38.4%

Net result€140k-€36k▼ 74.2%€-26k€-193k▼ 656%€-134k▲ 30.7%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €100k in 2025 against €163k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.63M

96.2%

Fixed assets €61k▼ 13.6%

Current assets €1.57M▼ 0.5%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-87k▲

2024 · €-147k

Cash flow

€-121k▲

2024 · €-178k

Solvency

-27.1%▼

2024 · -18.7%

Current ratio

3.02▼

2024 · 3.19

Quick ratio

0.33▲

2024 · 0.28

Debt / equity

-4.69▲

2024 · -6.34

ROE

30.2%▼

2024 · 62.5%

ROA

-8.2%▲

2024 · -11.7%

Interest coverage

-2.61▲

2024 · -4.83

Debt

€2.08M▲

2024 · €1.96M

Debt ≤ 1 year

€520k▲

2024 · €495k

Debt > 1 year

€1.56M▲

2024 · €1.46M

Income taxes

€195

Staff costs

€869k▼

2024 · €918k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.65M€1.63M▼

Fixed assets21/28€71k€61k▼

Tangible fixed assets22/27€35k€25k▼

Land and buildings22€15€232▲

Plant, machinery and equipment23€812€5k▲

Furniture and vehicles24€21k€10k▼

Other tangible fixed assets26€13k€9k▼

Financial fixed assets28€36k€36k=

Current assets29/58€1.58M€1.57M▼

Stocks and contracts in progress3€1.44M€1.40M▼

Stocks30/36€1.44M€1.40M▼

Amounts receivable within one year40/41€56k€30k▼

Trade receivables40€56k€30k▼

Cash at bank and in hand54/58€63k€116k▲

Deferred charges and accrued income490/1€21k€23k▲

Equity and liabilities

Total equity and liabilities10/49€1.65M€1.63M▼

Equity10/15€-309k€-443k▼

Contributions10/11€62k€62k=

Capital10€62k€62k=

Issued capital100€62k€62k=

Reserves13€31k€31k=

Non-distributable reserves130/1€31k€31k=

Legal reserve130€31k€31k=

Profit (loss) carried forward14€-402k€-536k▼

Amounts payable17/49€1.96M€2.08M▲

Amounts payable after more than one year17€1.46M€1.56M▲

Financial debts170/4€1.46M€1.56M▲

Amounts payable within one year42/48€495k€520k▲

Trade debts44€355k€394k▲

Suppliers440/4€355k€394k▲

Taxes, remuneration and social security45€140k€126k▼

Taxes450/3€7k€8k▲

Remuneration and social security454/9€133k€118k▼

Income statement Code20242025

Non-recurring operating income76A€2k€3k▲

Remuneration, social security and pensions62€918k€869k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼

Other operating charges640/8€3k€2k▼

Non-recurring operating charges66A€936-

Gross operating margin9900€774k€784k▲

Operating profit (loss)9901€-163k€-100k▲

Financial charges65/66B€31k€33k▲

Recurring financial charges65€31k€33k▲

Profit (loss) for the period before taxes9903€-193k€-134k▲

Income taxes67/77-€195

Profit (loss) for the period9904€-193k€-134k▲

Profit (loss) for the period to be appropriated9905€-193k€-134k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-402k€-536k▼

Profit (loss) brought forward from the previous period14P€-209k€-402k▼

Social balance

Average headcount (FTE)908723.822.9▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-10-2026

2025

30-10

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2024

30-11

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 30 days late

2023

31-10

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2022

31-12

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 61 days late

2021

22-12

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 52 days late

31-03

Financial Back to profitnet €140k

Net result €140k after 2 loss-making years.

2020

31-12

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 61 days late

31-03

Financial Weakest financial yearnet €-213k

Net result drops to €-213k, the lowest in the series; recovery starts the following year.

18-02

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 110 days late

2018

29-09

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2017

30-11

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 30 days late

2016

31-10

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Braine-l'Alleud · 9 establishment units since 1974

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Graignette 101420 Braine-l'Alleud

Ground area

9,045 m²

Building footprint

3,394 m²

Volume, LiDAR

27,295 m³

10 parcels, Brussels, Wallonia · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.

9 establishment units

Alsembergsesteenweg 726, 1180 Ukkel

NACE 5241006

since 19742.010.405.766

HAYOIT

Kerkstraat 113, 1150 Sint-Pieters-WoluweNACE 5241006

since 19742.010.405.865

HAYOIT

Leuvensesteenweg 56, 1210 Sint-Joost-ten-NodeRetail sale of household textiles and bedding

since 19742.010.405.964

HAYOIT

Chaussée de Bruxelles 137, 1410 WaterlooNACE 52425

since 19932.010.406.360

HAYOIT

Rue du Pont du Christ 30, 1300 WavreNACE 5241001

since 20052.152.266.286

Hayoit

Waterloosesteenweg 676, 1180 UkkelRetail sale of household textiles and bedding

since 20102.204.770.705

Show 3 more locations

Hayoit

Stafhouder Braffortstraat 13/15, 1040 EtterbeekRetail sale of household textiles and bedding

since 20102.204.771.792

Hayoit

Avenue Albert Ier 12, 1332 RixensartRetail sale of household textiles and bedding

since 20112.204.770.111

HAYOIT

Chaussée de Mons 16, 1400 NivellesRetail sale of household textiles and bedding

since 20122.227.304.496

10 parcels

Wallonia 5 (50%) Brussels 5 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25783E0243/00N000	Wallonia	3,120 m²	-	-
25014N0025/00L000	Wallonia	1,972 m²	1 · 551 m²	6.6 m · 2 fl.
25033C0006/00D000	Wallonia	1,964 m²	1 · 1,560 m²	8.5 m · 2 fl.
25763K0767/00B000	Wallonia	713 m²	1 · 180 m²	13.9 m · 4 fl.
21572B0297/00H002 ProtectedMonumentVoormalig huis HayoitSource ↗	Brussels	437 m²	1 · 435 m²	23.1 m · 6 fl.
21016B0008/00B004	Brussels	274 m²	1 · 221 m²	13.8 m · 2 fl.
21612C0033/00S000	Brussels	200 m²	1 · 163 m²	17.3 m · 2 fl.
21683D0232/00S003	Brussels	123 m²	1 · 122 m²	13.6 m · 4 fl.
25112M0058/00B000	Wallonia	121 m²	1 · 52 m²	13.4 m · 4 fl.
21005A0575/00B003 ProtectedArchitectural ensembleGeheel van huizenSource ↗	Brussels	120 m²	1 · 110 m²	16.9 m · 5 fl.