MAISONS DIDIER
ActiveSummary
The computed 12-month bankruptcy probability of MAISONS DIDIER is 1.8% (moderate). The 2025 annual accounts show negative equity (-€9,500) and a net result of -€24,459. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 7564 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-49
Solvency20▼-14
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.03 in 2024; short-term debt: 105.4% and cash: 0.2% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.4%
Return on assets
-13.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€9,500
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
7 d late
2023
22 d late
2022
16 d late
2021
375 d late
2020
4 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 66 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€24,459
2024 · €60,095
Working capital
-€173,807▼ 11.7%
2024 · -€155,665
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,276▲ 24.1%-€2,701€6,097€30,111▲ 394%-€6,189
Net result€987-€4,038-€30,504▼ 655%€60,095-€24,459
Equity-€10,594▲ 8.5%-€14,633▼ 38.1%-€45,137▼ 208%€14,958-€9,500
Total assets€199,468▼ 1.8%€187,434▼ 6.0%€185,381▼ 1.1%€175,864▼ 5.1%€176,616▲ 0.4%
Debt€210,063▼ 2.2%€202,067▼ 3.8%€230,518▲ 14.1%€160,906▼ 30.2%€186,116▲ 15.7%
Working capital-€201,151▲ 1.3%-€198,368▲ 1.4%-€221,527▼ 11.7%-€155,665▲ 29.7%-€173,807▼ 11.7%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6,189 after €30,111 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176,616
Fixed assets
€164,307 ▼ 3.7%
Current assets
€12,309 ▲ 135%
Key figures and ratios
EBITDA
€928▼
2024 · €36,952
Cash flow
-€17,342▼
2024 · €66,936
Solvency
-5.4%▼
2024 · 8.5%
Current ratio
0.07▲
2024 · 0.03
Debt to equity
-19.59▼
2024 · 10.76
ROA
-13.8%▼
2024 · 34.2%
Interest coverage
9.27▼
2024 · 210.31
Debt ≤ 1 year
€186,116▲
2024 · €160,906
Income taxes
€18,169▲
2024 · -€30,159
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,943 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,943 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,216 | €1,848 | €0 | €848 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,381 | €8,055 | €7,345 | €6,841 | €7,117 | ▲ 4.0% |
| Other operating charges640/8 | €1,227 | €2,376 | €1,499 | €2,006 | €1,695 | ▼ 15.5% |
| Non-recurring operating charges66A | - | - | - | €3,000 | - | - |
| Gross operating margin9900 | €7,884 | €7,730 | €14,942 | €41,958 | €2,623 | ▼ 93.7% |
| Operating profit (loss)9901 | €2,276 | -€2,701 | €6,097 | €30,111 | -€6,189 | ▼ 121% |
| Financial charges65/66B | €1,289 | €1,337 | €337 | €176 | €100 | ▼ 43.1% |
| Recurring financial charges65 | €399 | €345 | €337 | €176 | €100 | ▼ 43.1% |
| Non-recurring financial charges66B | €890 | €992 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €987 | -€4,038 | €5,761 | €29,936 | -€6,289 | ▼ 121% |
| Income taxes67/77 | - | - | €36,265 | -€30,159 | €18,169 | ▲ 160% |
| Profit (loss) for the period9904 | €987 | -€4,038 | -€30,504 | €60,095 | -€24,459 | ▼ 141% |
| Profit (loss) for the period to be appropriated9905 | €987 | -€4,038 | -€30,504 | €60,095 | -€24,459 | ▼ 141% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €199,468 | €187,434 | €185,381 | €175,864 | €176,616 | ▲ 0.4% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | €190,556 | €183,735 | €176,390 | €170,624 | €164,307 | ▼ 3.7% |
| Tangible fixed assets22/27 | €190,303 | €183,482 | €176,137 | €170,370 | €164,054 | ▼ 3.7% |
| Land and buildings22 | €187,682 | €181,229 | €174,775 | €168,329 | €161,882 | ▼ 3.8% |
| Plant, machinery and equipment23 | €733 | €1,698 | €1,361 | €2,042 | €1,437 | ▼ 29.6% |
| Furniture and vehicles24 | €1,889 | €556 | €0 | - | €735 | - |
| Financial fixed assets28 | €253 | €253 | €253 | €253 | €253 | = |
| Current assets29/58 | €8,912 | €3,699 | €8,992 | €5,240 | €12,309 | ▲ 135% |
| Amounts receivable within one year40/41 | €8,533 | €3,698 | €8,367 | €4,678 | €12,027 | ▲ 157% |
| Trade receivables40 | €7,987 | €3,698 | €2,970 | €370 | €3,394 | ▲ 817% |
| Other amounts receivable41 | €547 | - | €5,397 | €4,308 | €8,633 | ▲ 100% |
| Cash at bank and in hand54/58 | €379 | €1 | €625 | €563 | €282 | ▼ 49.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €199,468 | €187,434 | €185,381 | €175,864 | €176,616 | ▲ 0.4% |
| Equity10/15 | -€10,594 | -€14,633 | -€45,137 | €14,958 | -€9,500 | ▼ 164% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | €12,400 | €12,400 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €6,200 | €6,200 | - | - | - | - |
| Reserves13 | €249 | €249 | €249 | €249 | €249 | = |
| Non-distributable reserves130/1 | €249 | €249 | €249 | - | - | - |
| Reserves not available under the articles1311 | €249 | €249 | €249 | - | - | - |
| Distributable reserves133 | - | - | - | €249 | €249 | = |
| Profit (loss) carried forward14 | -€23,243 | -€27,282 | -€57,786 | €2,309 | -€22,149 | ▼ 1,059% |
| Amounts payable17/49 | €210,063 | €202,067 | €230,518 | €160,906 | €186,116 | ▲ 15.7% |
| Amounts payable within one year42/48 | €210,063 | €202,067 | €230,518 | €160,906 | €186,116 | ▲ 15.7% |
| Trade debts44 | €16,622 | €8,580 | €38,682 | €476 | €3,244 | ▲ 582% |
| Suppliers440/4 | €16,622 | €8,580 | €38,682 | €476 | €3,244 | ▲ 582% |
| Taxes, remuneration and social security45 | €1,374 | €2,426 | €6,469 | €6,839 | €24,275 | ▲ 255% |
| Taxes450/3 | €1,374 | €2,426 | €6,469 | €6,839 | €24,275 | ▲ 255% |
| Other amounts payable47/48 | €192,066 | €191,061 | €185,368 | €153,591 | €158,597 | ▲ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €987 | -€4,038 | -€30,504 | €60,095 | -€24,459 | ▼ 141% |
| + Depreciation and write-downs630 | €4,381 | €8,055 | €7,345 | €6,841 | €7,117 | ▲ 4.0% |
| Operating cash flow (approximation) | €5,368 | €4,017 | -€23,159 | €66,936 | -€17,342 | ▼ 126% |
| Investment in fixed assets (approximation) | - | -€1,234 | €0 | -€1,074 | -€800 | ▲ 25.5% |
| Change in cash | - | -€378 | €624 | -€62 | -€281 | ▼ 350% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
30-06
Financial
Back to profitnet €60,095
Net result €60,095 after 2 loss-making years.
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
30-06
Financial
Weakest financial yearnet -€30,504
Net result drops to -€30,504, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 16 days late
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 375 days late
2021
30-06
Financial
Back to profitnet €987
Net result €987 after 2 loss-making years.
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 4 days late
2020
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 26 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 210 days late
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 575 days late
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 427 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertrix · 2 establishment units since 2009
Ground area
1,064 m²
Building footprint
172 m²
Volume, LiDAR
1,042 m³
2 parcels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
2 establishment units
Rue de la Venne 16, 6880 Bertrix
since 20092.191.916.027
La Framboiseraie
since 20252.381.270.915
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84009D0271/00H002 | Wallonia | 976 m² | 1 · 163 m² | 8.1 m · 2 fl. |
| 84055B0686/00A000indicative | Wallonia | 89 m² | 1 · 9 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLibin2.381.270.915
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 10,693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2009
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809329495
Also
9925:BE0809329495
Registered
15-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.