MAISON SERONVALLE
ActiveMAISON SERONVALLE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €488k and a net result of €77k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 6010 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+35
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 3.94 in 2023), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.2%
Return on assets
12.4%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
140 d late
2023
128 d late
2022
60 d late
2021
61 d late
2020
20 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€77k▲ 112%
2023 · €37k
2018: €-27k
2019: €61k
2020: €99k
2021: €86k
2022: €52k
2023: €37k
2018 → 2024
Working capital
€436k▲ 19.6%
2023 · €364k
2018: €88k
2019: €151k
2020: €238k
2021: €304k
2022: €341k
2023: €364k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€250k-€325k▲ 30.0%€376k▲ 15.6%€413k▲ 9.7%€488k▲ 18.3%
Operating result€145k-€125k▼ 13.9%€75k▼ 40.0%€51k▼ 32.2%€110k▲ 116%
Net result€99k-€86k▼ 12.8%€52k▼ 39.0%€37k▼ 30.4%€77k▲ 112%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 116% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €625k
Fixed assets
€54k▲ 7.0%
Current assets
€571k▲ 17.0%
Equity and liabilities €625k
Equity
€488k▲ 18.3%
Debt
€136k▲ 8.5%
The debt ratio falls from 23.4% to 21.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€119k▲
2023 · €64k
Cash flow
€87k▲
2023 · €50k
Solvency
78.2%▲
2023 · 76.6%
Current ratio
4.23▲
2023 · 3.94
Quick ratio
2.56▲
2023 · 2.30
Debt / equity
0.28▼
2023 · 0.30
ROE
15.8%▲
2023 · 8.8%
ROA
12.4%▲
2023 · 6.8%
Interest coverage
154.00▲
2023 · 23.86
Debt
€136k▲
2023 · €126k
Debt ≤ 1 year
€135k▲
2023 · €124k
Income taxes
€38k▲
2023 · €17k
Staff costs
€180k▼
2023 · €182k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€538k€625k▲
Fixed assets21/28€50k€54k▲
Tangible fixed assets22/27€49k€53k▲
Furniture and vehicles24€2k€13k▲
Other tangible fixed assets26€47k€40k▼
Financial fixed assets28€1k€1k=
Current assets29/58€488k€571k▲
Stocks and contracts in progress3€203k€226k▲
Stocks30/36€203k€226k▲
Amounts receivable within one year40/41€212k€284k▲
Trade receivables40€45k€51k▲
Other amounts receivable41€166k€232k▲
Cash at bank and in hand54/58€69k€56k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€538k€625k▲
Equity10/15€413k€488k▲
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€340k€417k▲
Non-distributable reserves130/1€7k-
Legal reserve130€7k-
Tax-exempt reserves132-€7k
Distributable reserves133€333k€411k▲
Profit (loss) carried forward14€4k€2k▼
Amounts payable17/49€126k€136k▲
Amounts payable after more than one year17€725-
Financial debts170/4€725-
Amounts payable within one year42/48€124k€135k▲
Current portion of amounts payable after more than one year42€5k€774▼
Trade debts44€87k€81k▼
Suppliers440/4€87k€81k▼
Taxes, remuneration and social security45€31k€50k▲
Taxes450/3€8k€27k▲
Remuneration and social security454/9€23k€23k▼
Other amounts payable47/48€1k€3k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€182k€180k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€248k€301k▲
Operating profit (loss)9901€51k€110k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€3k€774▼
Recurring financial charges65€3k€774▼
Profit (loss) for the period before taxes9903€54k€116k▲
Income taxes67/77€17k€38k▲
Profit (loss) for the period9904€37k€77k▲
Profit (loss) for the period to be appropriated9905€37k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€81k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€37k€77k▲
To other reserves6921€37k€77k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
Social balance
Average headcount (FTE)90874.75.1▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 140 days late
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 128 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Highest result since 2018net €99k ▲61%
Operating result €145k, net result €99k, both a record.
31-12
Financial
Equity above €200kEq €250k ▲63.4%
2 profitable years in a row build equity to €250k.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-12
Financial
Equity above €150kEq €153k ▲63.9%
Equity rises from €93k to €153k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Ier 54042 HerstalGround area
156 m²
Building footprint
58 m²
Parcel 62064A0117/00P006, Wallonia. Linked by address, not a title deed.
1 establishment unit
MAISON SERONVALLE
since 20142.237.154.748
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62064A0117/00P006 | Wallonia | 156 m² | 1 · 58 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerstal2.237.154.748
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Of 174 companies in sector 46211 we hold annual accounts for 79. 59 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-11-2014
Fiscal year end31-12
Activities, NACEBEL
46211Wholesale trade
47762Retail sale of pets, pet food and pet supplies
46120Wholesale trade
46213Wholesale trade
46810Wholesale of solid, liquid and gaseous fuels and related products
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.