GUY DESAUW
ActiveGUY DESAUW has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €511k and a net result of €131k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 73% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 1.66 in 2024), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
18.1%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 d late
2023
36 d late
2022
3 d early
2021
10 d late
2020
26 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€511k▲ 34.5%
2024 · €380k
2019: €265k
2020: €308k
2021: €328k
2022: €329k
2023: €277k
2024: €380k
2019 → 2025
Total assets
€723k▼ 3.3%
2024 · €748k
2019: €560k
2020: €726k
2021: €752k
2022: €680k
2023: €606k
2024: €748k
2019 → 2025
Net result
€131k▲ 28.2%
2024 · €102k
2019: €32k
2020: €43k
2021: €20k
2022: €2k
2023: €-52k
2024: €102k
2019 → 2025
Working capital
€339k▲ 74.2%
2024 · €194k
2019: €209k
2020: €254k
2021: €285k
2022: €281k
2023: €182k
2024: €194k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€328k-€329k▲ 0.6%€277k▼ 15.8%€380k▲ 36.9%€511k▲ 34.5%
Operating result€35k-€7k▼ 79.6%€-47k€128k€198k▲ 54.4%
Net result€20k-€2k▼ 90.6%€-52k€102k€131k▲ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 54% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets
€219k▼ 14.9%
Current assets
€504k▲ 2.8%
Equity and liabilities €723k
Equity
€511k▲ 34.5%
Debt
€212k▼ 42.4%
The debt ratio falls from 49.2% to 29.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€239k▲
2024 · €156k
Cash flow
€172k▲
2024 · €130k
Solvency
70.7%▲
2024 · 50.8%
Current ratio
3.05▲
2024 · 1.66
Quick ratio
2.82▲
2024 · 1.52
Debt / equity
0.42▼
2024 · 0.97
ROE
25.7%▼
2024 · 26.9%
ROA
18.1%▲
2024 · 13.7%
Interest coverage
51.00▲
2024 · 32.91
Debt
€212k▼
2024 · €368k
Debt ≤ 1 year
€165k▼
2024 · €296k
Debt > 1 year
€47k▼
2024 · €72k
Income taxes
€62k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€748k€723k▼
Fixed assets21/28€258k€219k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€253k€215k▼
Land and buildings22€161k€143k▼
Plant, machinery and equipment23€92k€69k▼
Furniture and vehicles24€433€3k▲
Current assets29/58€490k€504k▲
Stocks and contracts in progress3€39k€39k▼
Stocks30/36€39k€39k▼
Amounts receivable within one year40/41€179k€246k▲
Trade receivables40€155k€182k▲
Other amounts receivable41€24k€64k▲
Cash at bank and in hand54/58€271k€218k▼
Deferred charges and accrued income490/1€717€738▲
Equity and liabilities
Total equity and liabilities10/49€748k€723k▼
Equity10/15€380k€511k▲
Contributions10/11€22k€22k=
Reserves13€358k€489k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€339k€470k▲
Amounts payable17/49€368k€212k▼
Amounts payable after more than one year17€72k€47k▼
Financial debts170/4€72k€47k▼
Amounts payable within one year42/48€296k€165k▼
Current portion of amounts payable after more than one year42€45k€86k▲
Trade debts44€219k€76k▼
Suppliers440/4€219k€76k▼
Taxes, remuneration and social security45€21k-
Taxes450/3€21k-
Other amounts payable47/48€11k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€41k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€162k€243k▲
Operating profit (loss)9901€128k€198k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▼
Non-recurring financial charges66B-€63
Profit (loss) for the period before taxes9903€123k€193k▲
Income taxes67/77€21k€62k▲
Profit (loss) for the period9904€102k€131k▲
Profit (loss) for the period to be appropriated9905€102k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€131k▲
Profit (loss) brought forward from the previous period14P€-52k-
Transfer to equity691/2€50k€131k▲
To other reserves6921€50k€131k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €131k ▲28.2%
Operating result €198k, net result €131k, both a record.
31-03
Financial
Equity above €500kEq €511k ▲34.5%
2 profitable years in a row build equity to €511k.
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
31-03
Financial
Back to profitnet €102k
Net result €102k after one loss-making year.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
31-03
Financial
Weakest financial yearnet €-52k ▼2885%
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruiffeleindestraat(O) 38553 ZwevegemGround area
732 m²
Parcel 34030B0583/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
GUY DESAUW
since 20122.211.704.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34030B0583/00K000 | Flanders | 732 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZwevegem2.211.704.126
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BELGIAN SEED COMPANY
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KRAASDONK
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Of 175 companies in sector 46211 we hold annual accounts for 79. 58 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2012
Fiscal year end31-03
Activities, NACEBEL
46211Wholesale trade
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.