MAISON RENOV CONSTRUCT
Open bankruptcyA bankruptcy procedure is open for MAISON RENOV CONSTRUCT according to publications in the Belgian State Gazette; curator: CATHERINE SAVARY.
Summary
The 2022 annual accounts show equity of €3,394 and a net result of -€73,549.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Mons division
- Declared bankrupt
- 9 July 2024
- Supervising judge
- Ghislain Meurice
- Official Gazette
- 31-07-2024 (pdf) ↗search the document for 2024/131161
Deadlines
- Provisional date payments stopped
- 9 July 2024A later judgment can change the date.art. XX.105 CEL
- File the claim in RegSol until
- passed on 8 August 2024art. XX.104 and XX.155 CEL
- Appeal or third-party opposition until
- passed on 15 August 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- First verification report
- passed on 7 September 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 9 July 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Catherine SavaryRue Des Dominicains 8, 7000 Mons- . Date provisoire de cessation de paiement : 09/07/2024c.savary@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, micro schema
Turnover
€136,359▲ 150%
2020 · €54,437
EBIT margin
16.6%▲ 4.0pp
2020 · 12.6%
Net result
-€73,549
2021 · €17,562
Working capital
€4,679▼ 93.8%
2021 · €75,506
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Turnover€64,825€54,437▼ 16.0%€136,359▲ 150%
Operating result-€5,187-€11,317€6,882▼ 39.2%€22,655▲ 229%-€73,270
Net result-€5,276-€9,094€6,385within the sector's middle half▼ 29.8%€17,562within the sector's middle half▲ 175%-€73,549below the sector's middle half
EBIT margin17.5%12.6%▼ 4.8pp16.6%▲ 4.0pp
Equity€43,902-€52,996▲ 20.7%€59,381within the sector's middle half▲ 12.0%€76,944within the sector's middle half▲ 29.6%€3,394below the sector's middle half▼ 95.6%
Total assets€76,894-€79,991▲ 4.0%€79,758below the sector's middle half▼ 0.3%€104,589within the sector's middle half▲ 31.1%€25,520below the sector's middle half▼ 75.6%
Debt€32,992-€26,995▼ 18.2%€20,377▼ 24.5%€27,646▲ 35.7%€22,126▼ 20.0%
Working capital€40,948-€51,578▲ 26.0%€57,572within the sector's middle half▲ 11.6%€75,506within the sector's middle half▲ 31.2%€4,679within the sector's middle half▼ 93.8%
Solvency57.1%-66.3%▲ 9.2pp74.5%above the sector's middle half▲ 8.2pp73.6%above the sector's middle half▼ 0.9pp13.3%below the sector's middle half▼ 60.3pp
Current ratio2.24-2.91▲ 0.673.83above the sector's middle half▲ 0.913.73above the sector's middle half▼ 0.091.23within the sector's middle half▼ 2.50
Return on assets (ROA)-6.9%-11.4%▲ 18.2pp8.0%within the sector's middle half▼ 3.4pp16.8%within the sector's middle half▲ 8.8pp-288.2%below the sector's middle half▼ 305.0pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2022: a loss of €73,270 after €22,655 in 2021, the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €25,520
Fixed assets
€465 ▼ 67.7%
Current assets
€25,056 ▼ 75.7%
Equity and liabilities €25,520
Equity
€3,394 ▼ 95.6%
Debt
€22,126 ▼ 20.0%
Debt's share of the balance-sheet total rises from 26.4% to 86.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€72,898▼
2021 · €23,028
Cash flow
-€73,177▼
2021 · €17,935
Debt to equity
6.52▲
2021 · 0.36
Interest coverage
-261.48▼
2021 · 87.78
Debt ≤ 1 year
€20,376▼
2021 · €27,646
A ratio outside any meaningful range has been withheld (balance sheet total €25,520, equity €3,394).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €64,825 | €54,437 | €136,359 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €112,491 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €261 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,361 | €1,536 | €726 | €372 | €372 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €42,448 | - |
| Other operating charges640/8 | - | - | - | €579 | €18,031 | ▲ 3,014% |
| Gross operating margin9900 | €1,866 | €15,847 | €8,313 | €23,868 | -€12,419 | ▼ 152% |
| Operating profit (loss)9901 | -€5,187 | €11,317 | €6,882 | €22,655 | -€73,270 | ▼ 423% |
| Financial income75/76B | - | - | - | €1 | - | - |
| Recurring financial income75 | - | €0 | €20 | €1 | - | - |
| Financial charges65/66B | - | - | - | €262 | €279 | ▲ 6.3% |
| Recurring financial charges65 | €89 | €731 | €125 | €262 | €279 | ▲ 6.3% |
| Profit (loss) for the period before taxes9903 | -€5,276 | €9,917 | €6,777 | €22,393 | -€73,549 | ▼ 428% |
| Income taxes67/77 | - | €822 | €392 | €4,831 | - | - |
| Profit (loss) for the period9904 | -€5,276 | €9,094 | €6,385 | €17,562 | -€73,549 | ▼ 519% |
| Profit (loss) for the period to be appropriated9905 | -€5,276 | €9,094 | €6,385 | €17,562 | -€73,549 | ▼ 519% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,894 | €79,991 | €79,758 | €104,589 | €25,520 | ▼ 75.6% |
| Fixed assets21/28 | €2,954 | €1,418 | €1,810 | €1,437 | €465 | ▼ 67.7% |
| Tangible fixed assets22/27 | €2,236 | €700 | €1,092 | €719 | €347 | ▼ 51.8% |
| Furniture and vehicles24 | - | - | - | €719 | €347 | ▼ 51.8% |
| Financial fixed assets28 | €718 | €718 | €718 | €718 | €118 | ▼ 83.6% |
| Current assets29/58 | €73,940 | €78,573 | €77,948 | €103,152 | €25,056 | ▼ 75.7% |
| Amounts receivable within one year40/41 | €73,375 | €78,356 | €77,216 | €101,388 | €24,903 | ▼ 75.4% |
| Trade receivables40 | - | - | - | €101,388 | €24,773 | ▼ 75.6% |
| Other amounts receivable41 | - | - | - | - | €129 | - |
| Cash at bank and in hand54/58 | €565 | €217 | €570 | €1,529 | €132 | ▼ 91.4% |
| Deferred charges and accrued income490/1 | - | - | - | €235 | €21 | ▼ 90.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,894 | €79,991 | €79,758 | €104,589 | €25,520 | ▼ 75.6% |
| Equity10/15 | €43,902 | €52,996 | €59,381 | €76,944 | €3,394 | ▼ 95.6% |
| Contributions10/11 | €20,000 | €20,000 | - | €20,000 | €20,000 | = |
| Reserves13 | €23,902 | €23,902 | €23,902 | €23,902 | €23,902 | = |
| Non-distributable reserves130/1 | - | - | - | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | - | - | €2,000 | €2,000 | = |
| Distributable reserves133 | - | - | - | €21,902 | €21,902 | = |
| Profit (loss) carried forward14 | €12,771 | €9,094 | €15,479 | €33,042 | -€40,508 | ▼ 223% |
| Amounts payable17/49 | €32,992 | €26,995 | €20,377 | €27,646 | €22,126 | ▼ 20.0% |
| Amounts payable within one year42/48 | €32,992 | €26,995 | €20,377 | €27,646 | €20,376 | ▼ 26.3% |
| Trade debts44 | €17,835 | €10,076 | €10,036 | €11,812 | €1,728 | ▼ 85.4% |
| Suppliers440/4 | - | - | - | €11,812 | €1,728 | ▼ 85.4% |
| Taxes, remuneration and social security45 | - | - | - | €6,181 | €5,050 | ▼ 18.3% |
| Taxes450/3 | - | - | - | €6,181 | €5,050 | ▼ 18.3% |
| Other amounts payable47/48 | - | - | - | €9,652 | €13,598 | ▲ 40.9% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,750 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,276 | €9,094 | €6,385 | €17,562 | -€73,549 | ▼ 519% |
| + Depreciation and write-downs630 | €4,361 | €1,536 | €726 | €372 | €372 | = |
| Operating cash flow (approximation) | -€916 | €10,630 | €7,110 | €17,935 | -€73,177 | ▼ 508% |
| Investment in fixed assets (approximation) | - | €0 | -€1,117 | €0 | €600 | - |
| Change in cash | - | -€348 | €353 | €959 | -€1,397 | ▼ 246% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
31-07
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · event 09-07-2024
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 119 days late
2022
31-12
Financial
Weakest financial yearnet -€73,549
Net result drops to -€73,549, the lowest in the series.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Highest result since 2018net €17,562 ▲175%
Operating result €22,655, net result €17,562, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial
Back to profitnet €9,094
Net result €9,094 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
20-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 20 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine · 1 establishment unit since 2013
Ground area
3,597 m²
Building footprint
168 m²
Volume, LiDAR
1,169 m³
2 parcels, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAISON RENOV CONSTRUCT
since 20132.223.740.638
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53064B0391/00K000 | Wallonia | 3,535 m² | 1 · 140 m² | 8.8 m · 2 fl. |
| 53064B0381/00N000 | Wallonia | 62 m² | 1 · 27 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CATHERINE SAVARY RUE DES DOMINICAINS 8,
7000 MONS- .
Date provisoire de cessation de paiement : 09/07/2024 |
09-07-2024 → present |
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Of 29,786 companies in sector 41001 we hold annual accounts for 16,058. 5,012 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-08-2013
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43421Specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0537449284
Also
9925:BE0537449284
Registered
19-12-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.