MAISON HOCQ
ActiveMAISON HOCQ has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €-2k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-6
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 4.5 against 6.77 in 2024), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-05-2026, 83 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
83 d early
2024
117 d early
2023
159 d early
2022
1 d early
2021
21 d late
2020
23 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▼ 1.7%
2024 · €123k
2018: €86k
2019: €83k
2020: €96k
2021: €120k
2022: €118k
2023: €121k
2024: €123k
2018 → 2025
Total assets
€158k▲ 4.6%
2024 · €151k
2018: €144k
2019: €138k
2020: €175k
2021: €158k
2022: €185k
2023: €171k
2024: €151k
2018 → 2025
Net result
€-2k
2024 · €1k
2018: €3k
2019: €-3k
2020: €13k
2021: €24k
2022: €-2k
2023: €3k
2024: €1k
2018 → 2025
Working capital
€122k▼ 4.2%
2024 · €127k
2018: €88k
2019: €85k
2020: €96k
2021: €120k
2022: €131k
2023: €127k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€118k▼ 1.5%€121k▲ 2.8%€123k▲ 1.1%€121k▼ 1.7%
Operating result€26k-€-2k€5k€2k▼ 62.4%€-2k
Net result€24k-€-2k€3k€1k▼ 58.7%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets
€966▼ 28.5%
Current assets
€157k▲ 4.9%
Equity and liabilities €158k
Equity
€121k▼ 1.7%
Debt
€37k▲ 32.5%
The debt ratio rises from 18.5% to 23.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-1k▼
2024 · €2k
Cash flow
€-2k▼
2024 · €2k
Solvency
76.6%▼
2024 · 81.5%
Current ratio
4.50▼
2024 · 6.77
Quick ratio
0.50▼
2024 · 0.50
Debt / equity
0.31▲
2024 · 0.23
ROE
-1.7%▼
2024 · 1.1%
ROA
-1.3%▼
2024 · 0.9%
Interest coverage
-1.91▼
2024 · 2.32
Debt
€37k▲
2024 · €28k
Debt ≤ 1 year
€35k▲
2024 · €22k
Staff costs
€15k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€158k▲
Fixed assets21/28€1k€966▼
Tangible fixed assets22/27€1k€838▼
Furniture and vehicles24€1k€838▼
Financial fixed assets28€128€128=
Current assets29/58€149k€157k▲
Stocks and contracts in progress3€138k€139k▲
Stocks30/36€138k€139k▲
Amounts receivable within one year40/41€2k€9k▲
Trade receivables40€2k€9k▲
Cash at bank and in hand54/58€6k€6k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€151k€158k▲
Equity10/15€123k€121k▼
Contributions10/11€70k€70k=
Reserves13€700€700=
Distributable reserves133€700€700=
Profit (loss) carried forward14€52k€50k▼
Amounts payable17/49€28k€37k▲
Amounts payable within one year42/48€22k€35k▲
Trade debts44€8k€25k▲
Suppliers440/4€8k€25k▲
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48-€386
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€19k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€385€385=
Other operating charges640/8€472€518▲
Non-recurring operating charges66A€1k€71▼
Gross operating margin9900€24k€15k▼
Operating profit (loss)9901€2k€-2k▼
Financial income75/76B€607€409▼
Recurring financial income75€35€215▲
Non-recurring financial income76B€572€194▼
Financial charges65/66B€1k€712▼
Recurring financial charges65€1k€712▼
Profit (loss) for the period before taxes9903€2k€-2k▼
Income taxes67/77€210-
Profit (loss) for the period9904€1k€-2k▼
Profit (loss) for the period to be appropriated9905€1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€50k▼
Profit (loss) brought forward from the previous period14P€51k€52k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial
Highest result since 2018net €24k ▲85.2%
Operating result €26k, net result €24k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲25.1%
2 profitable years in a row build equity to €120k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼214%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Fleurus 176060 CharleroiGround area
300 m²
Building footprint
156 m²
Volume, LiDAR
2,427 m³
Parcel 52026C0286/00V000, Wallonia · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MAISON HOCQ
since 20022.098.823.741
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026C0286/00V000 | Wallonia | 300 m² | 1 · 156 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CENTRAL BAZAR
BE 0880.555.508
Antwerpen · Eq €120k
SAFALEC Industrie
BE 0882.664.069
Jemeppe-sur-Sambre · Eq €121k
gevabo
BE 0461.182.342
Brecht · Eq €121k
BIGALUX
BE 0563.960.275
Dentergem · Eq €122k
Design By Mai
BE 0559.969.122
Gent · Eq €120k
Of 762 companies in sector 47552 we hold annual accounts for 443. 368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2002
Fiscal year end31-12
Activities, NACEBEL
47552Retail sale of lighting equipment
47592Retail trade
52442
47784Retail sale of souvenirs and religious articles
47786Retail trade
52497
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.